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SACK SELECT ART

Active
Private limited companyfounded 199531 years activeEchel 47, 9401 Ninove, BelgiumKBO/BCE: BE 0454.692.943
Summary

SACK SELECT ART has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66,330 and a net result of €274. Equity is shrinking by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 22,158 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Other retail sale of new goods
NACE 47789
1 site
Size
€432,511total assets 2025
Equity
€66,330
Profit
€274
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts filed 28 days late0 of 1 deed read
Why 66- Liquidity: current ratio 0.40, cash €1,543, halved- Latest accounts 28 days late; 1 of the last 3 late+ Size: total assets €432,511+ Founded in 1995Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 40+1
equity 15.3% of total assets
Liquidity 11-10
short-term debt 72.6% · cash 0.4%
Profitability 69-8
return on assets 0.1%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.3 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -1.4 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.5 percentage points vs 07-2026 09-2026: 0.9%▼ -0.1 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.44 in 2024; short-term debt: 72.6% and cash: 0.4% of total assets), and 84.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 12% on liquidity, 49% on profitability and 41% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €432,511
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.40, cash €1,543, halved
NBB · annual accounts
lowers risk · Founded in 1995
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Latest accounts 28 days late; 1 of the last 3 late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €66,330
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
28 days late
2023
59 days late
2022
29 days late
2021
23 days late
2020
27 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €30,812

Key points

  • Among the largest 18% on total assetssector median €147,629 · 22,166 companies €432,511 View
  • Active since 1995founded 08-03-1995 31 years View
  • Total assets 20256 fiscal years filed €432,511 View

By topic

Financials

Fiscal year
2025
Total assets
€432,511
Profit
€274
Solvency
15.3%
Total assets▼ 10.1%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 28-09-2024Annual accounts filed
  2. 29-08-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other retail sale of new goodsNACE 47789
Founded
08-03-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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