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WIDEN ADVISORY

Active
Private limited companyfounded 20197 yrs activeBerkendreef 8, 3140 Keerbergen, BelgiumKBO/BCE: BE 0721.631.005

WIDEN ADVISORY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €232k. Equity is growing by ~51.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
69 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-51
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 2.17 in 2024; short-term debt: 98.1% and cash: 53.6% of total assets), and 98.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.9%
Return on assets
26.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 8657 sector peers (2025).
NBB · sector comparison
Position among 8657 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
94 d early
2024
on the day
2023
47 d early
2022
41 d early
2021
23 d early
2020
43 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€17k▼ 95.1%
2024 · €340k
2019: €26k 2020: €31k 2021: €98k 2022: €206k 2023: €214k 2024: €340k
2019 → 2025
Total assets
€881k▲ 36.8%
2024 · €644k
2019: €166k 2020: €136k 2021: €255k 2022: €299k 2023: €538k 2024: €644k
2019 → 2025
Net result
€232k▼ 24.4%
2024 · €307k
2019: €20k 2020: €5k 2021: €67k 2022: €108k 2023: €172k 2024: €307k
2019 → 2025
Working capital
€10k▼ 97.0%
2024 · €343k
2019: €155k 2020: €90k 2021: €151k 2022: €202k 2023: €210k 2024: €343k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€98k-€206k▲ 111%€214k▲ 3.9%€340k▲ 58.9%€17k▼ 95.1%
Operating result€84k-€139k▲ 64.3%€233k▲ 67.7%€414k▲ 77.7%€311k▼ 24.7%
Net result€67k-€108k▲ 61.4%€172k▲ 59.0%€307k▲ 78.5%€232k▼ 24.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200k€400kOperating result 2021: €84k€84kNet result 2021: €67k€67kOperating result 2022: €139k€139kNet result 2022: €108k€108kOperating result 2023: €233k€233kNet result 2023: €172k€172kOperating result 2024: €414k€414kNet result 2024: €307k€307kOperating result 2025: €311k€311kNet result 2025: €232k€232k20212022202320242025
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €881k
Fixed assets €6k▼ 16.4%
Current assets €874k▲ 37.4%
Equity and liabilities €881k
Equity €17k▼ 95.1%
Debt €864k▲ 185%
The debt ratio rises from 47.1% to 98.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€313k
2024 · €414k
Cash flow
€234k
2024 · €308k
Solvency
1.9%
2024 · 52.9%
Current ratio
1.01
2024 · 2.17
Quick ratio
1.01
2024 · 2.17
Debt / equity
52.16
2024 · 0.89
ROA
26.4%
2024 · 47.8%
Interest coverage
1716.05
2024 · 262.86
Debt
€864k
2024 · €303k
Debt ≤ 1 year
€864k
2024 · €293k
Income taxes
€79k
2024 · €105k
Staff costs
€0
2024 · €940
A ratio outside any meaningful range has been withheld (balance sheet total €881k, equity €17k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€644k€881k
Fixed assets21/28€8k€6k
Tangible fixed assets22/27€4k€2k
Plant, machinery and equipment23€4k€2k
Financial fixed assets28€4k€4k=
Current assets29/58€636k€874k
Amounts receivable within one year40/41€209k€395k
Trade receivables40€161k€349k
Other amounts receivable41€48k€46k
Cash at bank and in hand54/58€424k€472k
Deferred charges and accrued income490/1€4k€7k
Equity and liabilities
Total equity and liabilities10/49€644k€881k
Equity10/15€340k€17k
Contributions10/11€17k€17k=
Reserves13€324k€0
Distributable reserves133€324k€0
Profit (loss) carried forward14€0€0=
Amounts payable17/49€303k€864k
Amounts payable within one year42/48€293k€864k
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€169k€351k
Suppliers440/4€169k€351k
Taxes, remuneration and social security45€80€4k
Taxes450/3€80€4k
Other amounts payable47/48€124k€507k
Accrued charges and deferred income492/3€11k€0
Income statement Code20242025
Remuneration, social security and pensions62€940€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€103€1k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€301k
Other operating charges640/8€2k€1k
Non-recurring operating charges66A€58€0
Gross operating margin9900€417k€615k
Operating profit (loss)9901€414k€311k
Financial income75/76B€527€0
Recurring financial income75€527€0
Financial charges65/66B€2k€182
Recurring financial charges65€2k€182
Profit (loss) for the period before taxes9903€413k€311k
Income taxes67/77€105k€79k
Profit (loss) for the period9904€307k€232k
Profit (loss) for the period to be appropriated9905€307k€232k
Appropriation of the result
Profit (loss) to be appropriated9906€307k€232k
Transfer from equity791/2€0€324k
Transfer to equity691/2€190k€0
To other reserves6921€190k€0
Profit to be distributed694/7€118k€556k
Return on contributions (dividend)694€118k€556k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Highest result since 2019net €307k ▲78.5%
Operating result €414k, net result €307k, both a record.
14-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €206k ▲111%
4 profitable years in a row build equity to €206k.
08-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €5k ▼75.3%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Berkendreef 83140 Keerbergen
Ground area
1,401 m²
Building footprint
271 m²
Volume, LiDAR
989 m³
Parcel 24048B0311/00G003, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
WIDEN ADVISORY
Berkendreef 8, 3140 KeerbergenFinancial service activities, except insurance and pension funding
since 20192.286.066.702
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24048B0311/00G003 Flanders 1,401 m² 1 · 271 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,943 EUR awarded · 2,943 EUR paid
Year Entries awardedpaid
2025 1 2,943 EUR2,943 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 2,943 EUR · 2,943 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 28,502 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-02-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.