MD³
ActiveMD³ has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €685k and a net result of €427k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.13 against 4.0 in 2024; short-term debt: 13.4% and cash: 18.2% of total assets), and 13.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
54%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
81 d early
2024
31 d early
2023
4 d early
2022
on the day
2021
4 d early
2020
92 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€685k▲ 116%
2024 · €316k
2019: €63k
2020: €197k
2021: €400k
2022: €319k
2023: €342k
2024: €316k
2019 → 2025
Total assets
€791k▲ 98.1%
2024 · €399k
2019: €76k
2020: €262k
2021: €477k
2022: €455k
2023: €431k
2024: €399k
2019 → 2025
Net result
€427k▲ 145%
2024 · €175k
2019: €44k
2020: €134k
2021: €203k
2022: €154k
2023: €168k
2024: €175k
2019 → 2025
Working capital
€544k▲ 119%
2024 · €248k
2019: €58k
2020: €190k
2021: €354k
2022: €230k
2023: €263k
2024: €248k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€400k-€319k▼ 20.4%€342k▲ 7.3%€316k▼ 7.4%€685k▲ 116%
Operating result€256k-€197k▼ 22.8%€219k▲ 11.1%€233k▲ 6.4%€429k▲ 83.9%
Net result€203k-€154k▼ 24.5%€168k▲ 9.6%€175k▲ 3.8%€427k▲ 145%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €791k
Fixed assets
€141k▲ 105%
Current assets
€650k▲ 96.7%
Equity and liabilities €791k
Equity
€685k▲ 116%
Debt
€106k▲ 28.3%
The debt ratio falls from 20.7% to 13.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€439k▲
2024 · €244k
Cash flow
€437k▲
2024 · €185k
Solvency
86.6%▲
2024 · 79.3%
Current ratio
6.13▲
2024 · 4.00
Quick ratio
6.13▲
2024 · 4.00
Debt / equity
0.15▼
2024 · 0.26
ROE
62.4%▲
2024 · 55.2%
ROA
54.0%▲
2024 · 43.8%
Interest coverage
156.62▼
2024 · 218.14
Debt
€106k▲
2024 · €83k
Debt ≤ 1 year
€106k▲
2024 · €83k
Income taxes
€106k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€791k▲
Fixed assets21/28€69k€141k▲
Tangible fixed assets22/27€68k€70k▲
Land and buildings22€49k€42k▼
Plant, machinery and equipment23€17k€15k▼
Furniture and vehicles24€1k€13k▲
Financial fixed assets28€1k€71k▲
Current assets29/58€330k€650k▲
Amounts receivable within one year40/41€177k€500k▲
Trade receivables40€27k€152k▲
Other amounts receivable41€150k€347k▲
Current investments50/53€0-
Cash at bank and in hand54/58€146k€144k▼
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€399k€791k▲
Equity10/15€316k€685k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€298k€666k▲
Amounts payable17/49€83k€106k▲
Amounts payable within one year42/48€83k€106k▲
Financial debts43€894€593▼
Credit institutions430/8€894€593▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Taxes, remuneration and social security45€26k€53k▲
Taxes450/3€26k€53k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€46k€50k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0€26▲
Gross operating margin9900€245k€440k▲
Operating profit (loss)9901€233k€429k▲
Financial income75/76B€0€107k▲
Recurring financial income75€0€107k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€232k€533k▲
Income taxes67/77€57k€106k▲
Profit (loss) for the period9904€175k€427k▲
Profit (loss) for the period to be appropriated9905€175k€427k▲
Appropriation of the result
Profit (loss) to be appropriated9906€498k€725k▲
Profit (loss) brought forward from the previous period14P€323k€298k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€200k€59k▼
Return on contributions (dividend)694€200k€59k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €427k ▲145%
Operating result €429k, net result €427k, both a record.
31-12
Financial
Equity above €500kEq €685k ▲116%
7 profitable years in a row build equity to €685k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-10
State Gazette act
Board meeting · Director appointment
Permanent representative
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €400k ▲103%
3 profitable years in a row build equity to €400k.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
2020
31-12
Financial
Equity above €150kEq €197k ▲214%
2 profitable years in a row build equity to €197k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
18-06
State Gazette act
Board meeting · Director appointment
Permanent representative · Director resignation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Russelbeekstraat 53590 DiepenbeekGround area
3,465 m²
Building footprint
250 m²
Volume, LiDAR
1,120 m³
Parcel 71403G0313/00B000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MD³
since 20192.346.589.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71403G0313/00B000 | Flanders | 3,465 m² | 1 · 249 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INFARBO
BE 0663.827.220
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P & A Holding
BE 0627.628.107
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BJS
BE 0638.773.506
Berloz · Eq €685k
MD TECHNICS
BE 0896.849.528
Verviers · Eq €685k
Willy Mertens & C° Consult
BE 0882.094.739
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 31,769 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.