MDF CONSULTING
ActiveMDF CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744k and a net result of €456k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 6.46 against 2.66 in 2024; short-term debt: 15.3% and cash: 40.5% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
52%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
2 d early
2023
14 d early
2022
20 d early
2021
20 d early
2020
11 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€744k▲ 159%
2024 · €287k
2018: €22k
2019: €43k
2020: €193k
2021: €234k
2022: €191k
2023: €107k
2024: €287k
2018 → 2025
Total assets
€878k▲ 94.4%
2024 · €452k
2018: €47k
2019: €96k
2020: €272k
2021: €342k
2022: €481k
2023: €569k
2024: €452k
2018 → 2025
Net result
€456k▲ 153%
2024 · €181k
2018: €15k
2019: €22k
2020: €150k
2021: €108k
2022: €218k
2023: €197k
2024: €181k
2018 → 2025
Working capital
€733k▲ 169%
2024 · €272k
2018: €18k
2019: €37k
2020: €186k
2021: €218k
2022: €177k
2023: €93k
2024: €272k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€234k-€191k▼ 18.1%€107k▼ 44.3%€287k▲ 169%€744k▲ 159%
Operating result€143k-€293k▲ 104%€265k▼ 9.4%€242k▼ 8.7%€512k▲ 112%
Net result€108k-€218k▲ 102%€197k▼ 9.7%€181k▼ 8.2%€456k▲ 153%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 112% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €878k
Fixed assets
€11k▼ 27.1%
Current assets
€867k▲ 98.5%
Equity and liabilities €878k
Equity
€744k▲ 159%
Debt
€134k▼ 18.3%
The debt ratio falls from 36.4% to 15.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€516k▲
2024 · €246k
Cash flow
€461k▲
2024 · €185k
Solvency
84.7%▲
2024 · 63.6%
Current ratio
6.46▲
2024 · 2.66
Quick ratio
6.46▲
2024 · 2.66
Debt / equity
0.18▼
2024 · 0.57
ROE
61.4%▼
2024 · 62.9%
ROA
52.0%▲
2024 · 40.0%
Interest coverage
117.82▲
2024 · 37.12
Debt
€134k▼
2024 · €164k
Debt ≤ 1 year
€134k▼
2024 · €164k
Income taxes
€51k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€452k€878k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€13k€11k▼
Land and buildings22€6k€5k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€2k€0▼
Current assets29/58€437k€867k▲
Amounts receivable within one year40/41€195k€494k▲
Trade receivables40€173k€465k▲
Other amounts receivable41€21k€29k▲
Current investments50/53€13k€15k▲
Cash at bank and in hand54/58€223k€355k▲
Deferred charges and accrued income490/1€7k€4k▼
Equity and liabilities
Total equity and liabilities10/49€452k€878k▲
Equity10/15€287k€744k▲
Contributions10/11€19k€19k=
Reserves13€269k€725k▲
Distributable reserves133€269k€725k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€164k€134k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€164k€134k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€81k€87k▲
Suppliers440/4€81k€87k▲
Taxes, remuneration and social security45€5k€47k▲
Taxes450/3€1k€46k▲
Remuneration and social security454/9€3k€1k▼
Other amounts payable47/48€79k€0▼
Accrued charges and deferred income492/3€0€196▲
Income statement
Code20242025
Non-recurring operating income76A€385€3k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€291€0▼
Gross operating margin9900€249k€518k▲
Operating profit (loss)9901€242k€512k▲
Financial income75/76B€3k€1▼
Recurring financial income75€3k€1▼
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€239k€508k▲
Income taxes67/77€58k€51k▼
Profit (loss) for the period9904€181k€456k▲
Profit (loss) for the period to be appropriated9905€181k€456k▲
Appropriation of the result
Profit (loss) to be appropriated9906€181k€456k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€181k€456k▲
To other reserves6921€181k€456k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €456k ▲153%
Operating result €512k, net result €456k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.46
Current ratio from 2.66 to 6.46; short-term debt falls from €164k to €134k.
31-12
Financial
Equity above €500kEq €744k ▲159%
8 profitable years in a row build equity to €744k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.66
Current ratio from 1.20 to 2.66; short-term debt falls from €461k to €164k.
31-12
Financial
Equity above €200kEq €287k ▲169%
7 profitable years in a row build equity to €287k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €234k ▲21%
4 profitable years in a row build equity to €234k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €193k ▲351%
3 profitable years in a row build equity to €193k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 183620 LanakenGround area
523 m²
Building footprint
135 m²
Parcel 73088A0134/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
MDF CONSULTING
since 20182.277.644.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088A0134/00B002 | Flanders | 523 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VORMGEVING EN AFWERKING
BE 0837.242.335
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FACINANTE
BE 0447.838.706
Heuvelland · Eq €744k
Manibel
BE 0810.802.016
Genk · Eq €744k
THIKI
BE 0705.957.684
Sint-Martens-Latem · Eq €744k
ON THE WAVE
BE 0698.745.339
Zaventem · Eq €744k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 30,981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-06-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
72109Other research and development on natural sciences
72200Scientific research and development
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.