WIBAWA CONSULT
ActiveWIBAWA CONSULT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €96k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +38 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency43▲+24
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.8 in 2024), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
64.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €41k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
3 d late
2023
2 d early
2022
1 d late
2021
on the day
2020
16 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 76.9%
2024 · €23k
2019: €91k
2020: €130k
2021: €9k
2022: €58k
2023: €23k
2024: €23k
2019 → 2025
Total assets
€147k▲ 16.5%
2024 · €127k
2019: €155k
2020: €146k
2021: €134k
2022: €100k
2023: €162k
2024: €127k
2019 → 2025
Net result
€96k▲ 111%
2024 · €45k
2019: €-3k
2020: €39k
2021: €-8k
2022: €49k
2023: €85k
2024: €45k
2019 → 2025
Working capital
€3k
2024 · €-21k
2019: €16k
2020: €72k
2021: €-29k
2022: €34k
2023: €-10k
2024: €-21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€58k▲ 537%€23k▼ 60.5%€23k▲ 1.4%€41k▲ 76.9%
Operating result€-25k-€20k€64k▲ 211%€47k▼ 26.5%€85k▲ 82.9%
Net result€-8k-€49k€85k▲ 74.1%€45k▼ 46.5%€96k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€38k▼ 15.1%
Current assets
€110k▲ 33.8%
Equity and liabilities €147k
Equity
€41k▲ 76.9%
Debt
€107k▲ 3.1%
The debt ratio falls from 81.8% to 72.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€92k▲
2024 · €52k
Cash flow
€103k▲
2024 · €51k
Solvency
27.7%▲
2024 · 18.2%
Current ratio
1.03▲
2024 · 0.80
Quick ratio
1.03▲
2024 · 0.80
Debt / equity
2.61▼
2024 · 4.48
ROE
234.4%▲
2024 · 196.3%
ROA
64.9%▲
2024 · 35.8%
Interest coverage
120.07▲
2024 · 28.11
Debt
€107k▲
2024 · €103k
Debt ≤ 1 year
€107k▲
2024 · €103k
Income taxes
€22k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€147k▲
Fixed assets21/28€45k€38k▼
Tangible fixed assets22/27€25k€18k▼
Plant, machinery and equipment23€1k€475▼
Furniture and vehicles24€23k€17k▼
Financial fixed assets28€20k€20k=
Current assets29/58€82k€110k▲
Amounts receivable within one year40/41€28k€22k▼
Trade receivables40€20k€10k▼
Other amounts receivable41€8k€13k▲
Cash at bank and in hand54/58€52k€85k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€127k€147k▲
Equity10/15€23k€41k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€3k€20k▲
Amounts payable17/49€103k€107k▲
Amounts payable within one year42/48€103k€107k▲
Trade debts44€19k€3k▼
Suppliers440/4€19k€3k▼
Taxes, remuneration and social security45€18k€26k▲
Taxes450/3€18k€26k▲
Other amounts payable47/48€66k€78k▲
Accrued charges and deferred income492/3€670-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€54k€95k▲
Operating profit (loss)9901€47k€85k▲
Financial income75/76B€15k€33k▲
Recurring financial income75€15k€33k▲
Financial charges65/66B€2k€768▼
Recurring financial charges65€2k€768▼
Profit (loss) for the period before taxes9903€60k€118k▲
Income taxes67/77€15k€22k▲
Profit (loss) for the period9904€45k€96k▲
Profit (loss) for the period to be appropriated9905€45k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€98k▲
Profit (loss) brought forward from the previous period14P€2k€3k▲
Profit to be distributed694/7€45k€78k▲
Return on contributions (dividend)694€45k€78k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €96k ▲111%
Operating result €85k, net result €96k, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-06
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
30-06
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.77 to 1.81; short-term debt falls from €125k to €42k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-8k ▼120%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
30-06
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 5.61
Current ratio from 1.28 to 5.61; short-term debt falls from €59k to €16k.
30-06
Financial
Equity above €100kEq €130k ▲43%
Equity rises from €91k to €130k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Belliardstraat 21040 BrusselGround area
5,082 m²
Building footprint
1,738 m²
Volume, LiDAR
63,276 m³
2 parcels, Brussels, Flanders · tallest building 84.9 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
WIBAWA CONSULT
since 20152.238.791.375
Grasmussenlaan 5, 1950 Kraainem
since 20152.264.898.629
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0424/00D000indicative | Brussels | 4,457 m² | 1 · 1,605 m² | 84.9 m · 9 fl. |
| 22002A0328/00T002 | Flanders | 625 m² | 1 · 133 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BRUXELLES 104
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 36,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2015
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.