SSEN
ActiveSSEN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €8k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 70% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +30 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+99
Solvency100▲+1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 2.67 in 2024), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
14.8%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €41k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d late
2023
45 d late
2022
52 d late
2021
29 d late
2020
51 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2024 · €-2k
2018: €12k
2019: €-10k
2020: €-12k
2021: €-5k
2022: €4k
2023: €8k
2024: €-2k
2018 → 2025
Working capital
€37k▲ 17.3%
2024 · €31k
2018: €44k
2019: €37k
2020: €25k
2021: €20k
2022: €24k
2023: €32k
2024: €31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€26k▲ 18.8%€35k▲ 31.6%€32k▼ 5.9%€41k▲ 25.8%
Operating result€-5k-€6k€14k▲ 127%€681▼ 95.0%€14k▲ 1,967%
Net result€-5k-€4k€8k▲ 99.7%€-2k€8k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,967% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€4k▲ 251%
Current assets
€50k▲ 0.8%
Equity and liabilities €55k
Equity
€41k▲ 25.8%
Debt
€14k▼ 26.8%
The debt ratio falls from 36.6% to 25.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▲
2024 · €2k
Cash flow
€9k▲
2024 · €-869
Solvency
74.8%▲
2024 · 63.4%
Current ratio
3.67▲
2024 · 2.67
Quick ratio
3.67▲
2024 · 2.67
Debt / equity
0.34▼
2024 · 0.58
ROE
19.8%▲
2024 · -6.2%
ROA
14.8%▲
2024 · -4.0%
Interest coverage
42.27▲
2024 · 3.62
Debt
€14k▼
2024 · €19k
Debt ≤ 1 year
€14k▼
2024 · €19k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€55k▲
Fixed assets21/28€1k€4k▲
Intangible fixed assets21-€3k
Tangible fixed assets22/27€1k€1k▲
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€41€41=
Current assets29/58€50k€50k▲
Amounts receivable within one year40/41€29k€24k▼
Trade receivables40€22k€19k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€14k€15k▲
Deferred charges and accrued income490/1€7k€12k▲
Equity and liabilities
Total equity and liabilities10/49€51k€55k▲
Equity10/15€32k€41k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€24k€33k▲
Amounts payable17/49€19k€14k▼
Amounts payable within one year42/48€19k€14k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€13k€9k▼
Remuneration and social security454/9€2k€2k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€610€1k▲
Gross operating margin9900€2k€17k▲
Operating profit (loss)9901€681€14k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€508€360▼
Recurring financial charges65€508€360▼
Profit (loss) for the period before taxes9903€175€14k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€-2k€8k▲
Profit (loss) for the period to be appropriated9905€-2k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€33k▲
Profit (loss) brought forward from the previous period14P€26k€25k▼
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To contributions691€2k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
14-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 45 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 9.91
Current ratio from 4.28 to 9.91; short-term debt falls from €8k to €2k.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Giervalkenlaan 101170 Watermaal-BosvoordeGround area
1.5 ha
Building footprint
574 m²
Volume, LiDAR
15,548 m³
2 parcels, Brussels, Flanders · tallest building 40.7 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
SSEN
since 20162.251.398.704
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0214/00F000 | Brussels | 1.4 ha | 1 · 398 m² | 40.7 m · 12 fl. |
| 23544D0579/00E000 | Flanders | 757 m² | 1 · 176 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 36,726 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:marie.theunissen@gmx.com
Phone:0499/319402