JP MOREAU
ActiveJP MOREAU has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €-22k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 47% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
22
/ 100
Critical▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency63▼-5
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.34 against 0.63 in 2024), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.9%
Return on assets
-27.5%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€22k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
42 d early
2023
12 d early
2022
9 d early
2021
31 d early
2020
17 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-22k▼ 1,707%
2024 · €-1k
2019: €-2k
2020: €-2k
2021: €11k
2022: €7k
2023: €367
2024: €-1k
2019 → 2025
Working capital
€-25k▼ 72.0%
2024 · €-15k
2019: €-29k
2020: €-24k
2021: €-6k
2022: €5k
2023: €-26k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€63k▲ 12.1%€64k▲ 0.8%€63k▼ 2.1%€41k▼ 34.7%
Operating result€18k-€11k▼ 41.1%€2k▼ 84.6%€-1k€-20k▼ 1,448%
Net result€11k-€7k▼ 36.4%€367▼ 94.6%€-1k€-22k▼ 1,707%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €1k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€66k▼ 14.6%
Current assets
€13k▼ 47.6%
Equity and liabilities €79k
Equity
€41k▼ 34.7%
Debt
€38k▼ 3.1%
The debt ratio rises from 38.5% to 48.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-9k▼
2024 · €11k
Cash flow
€-10k▼
2024 · €11k
Solvency
51.9%▼
2024 · 61.5%
Current ratio
0.34▼
2024 · 0.63
Quick ratio
0.34▼
2024 · 0.63
Debt / equity
0.93▲
2024 · 0.62
ROE
-53.1%▼
2024 · -1.9%
ROA
-27.5%▼
2024 · -1.2%
Interest coverage
-118.48▼
2024 · 184.91
Debt
€38k▼
2024 · €39k
Debt ≤ 1 year
€38k▼
2024 · €39k
Income taxes
€1k▲
2024 · €22
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€79k▼
Fixed assets21/28€77k€66k▼
Tangible fixed assets22/27€77k€66k▼
Land and buildings22€54k€51k▼
Furniture and vehicles24€23k€15k▼
Current assets29/58€25k€13k▼
Amounts receivable within one year40/41€710€314▼
Trade receivables40€308€95▼
Other amounts receivable41€401€218▼
Cash at bank and in hand54/58€23k€11k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€102k€79k▼
Equity10/15€63k€41k▼
Contributions10/11€8k€8k=
Reserves13€7k€7k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€47k€26k▼
Investment grants15€0-
Amounts payable17/49€39k€38k▼
Amounts payable within one year42/48€39k€38k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Advances received on contracts in progress46€71€0▼
Taxes, remuneration and social security45€269€222▼
Taxes450/3€269€222▼
Other amounts payable47/48€35k€36k▲
Accrued charges and deferred income492/3€10€0▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€1k€858▼
Gross operating margin9900€12k€-8k▼
Operating profit (loss)9901€-1k€-20k▼
Financial income75/76B€205€99▼
Recurring financial income75€205€99▼
Financial charges65/66B€60€78▲
Recurring financial charges65€60€78▲
Profit (loss) for the period before taxes9903€-1k€-20k▼
Income taxes67/77€22€1k▲
Profit (loss) for the period9904€-1k€-22k▼
Profit (loss) for the period to be appropriated9905€-1k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€26k▼
Profit (loss) brought forward from the previous period14P€49k€47k▼
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€2k€0▼
To contributions691€2k€0▼
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
05-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centenaire, Ligny 25140 SombreffeGround area
1,074 m²
Building footprint
75 m²
Parcel 92074A0167/00C002, Wallonia. Linked by address, not a title deed.
1 establishment unit
JPMOREAU
since 20062.158.042.538
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92074A0167/00C002 | Wallonia | 1,074 m² | 1 · 75 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Viomacaruma
BE 1009.684.282
Grimbergen · Eq €41k
MELK & SUTTER
BE 1017.824.463
Geraardsbergen · Eq €41k
ZAR
BE 0743.809.955
Amay · Eq €41k
IMMOREX
BE 0447.684.395
Kortenberg · Eq €41k
INEBO
BE 0518.923.670
Herent · Eq €41k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 36,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2006
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.