WHYZD
ActiveWHYZD has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €47k. Equity is growing by ~57.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 8.33 against 4.71 in 2024), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
27.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
18 d late
2024
13 d late
2023
8 d late
2022
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 44.8%
2024 · €105k
2022: €25k
2023: €49k
2024: €105k
2022 → 2025
Total assets
€172k▲ 30.3%
2024 · €132k
2022: €73k
2023: €77k
2024: €132k
2022 → 2025
Net result
€47k▼ 15.1%
2024 · €55k
2022: €22k
2023: €24k
2024: €55k
2022 → 2025
Working capital
€148k▲ 47.0%
2024 · €100k
2022: €4k
2023: €33k
2024: €100k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€49k▲ 95.2%€105k▲ 112%€151k▲ 44.8%
Operating result€30k-€32k▲ 7.4%€71k▲ 118%€62k▼ 12.3%
Net result€22k-€24k▲ 8.0%€55k▲ 129%€47k▼ 15.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€4k▼ 8.0%
Current assets
€168k▲ 31.5%
Equity and liabilities €172k
Equity
€151k▲ 44.8%
Debt
€20k▼ 25.7%
The debt ratio falls from 20.6% to 11.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€63k▼
2024 · €83k
Cash flow
€48k▼
2024 · €68k
Solvency
88.3%▲
2024 · 79.4%
Current ratio
8.33▲
2024 · 4.71
Quick ratio
8.33▲
2024 · 4.71
Debt / equity
0.13▼
2024 · 0.26
ROE
31.0%▼
2024 · 52.8%
ROA
27.3%▼
2024 · 41.9%
Interest coverage
42.92▼
2024 · 76.97
Debt
€20k▼
2024 · €27k
Debt ≤ 1 year
€20k▼
2024 · €27k
Income taxes
€14k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€132k€172k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Furniture and vehicles24€4k€4k▼
Current assets29/58€128k€168k▲
Amounts receivable within one year40/41€13k€15k▲
Trade receivables40€13k€15k▲
Cash at bank and in hand54/58€115k€152k▲
Deferred charges and accrued income490/1-€452
Equity and liabilities
Total equity and liabilities10/49€132k€172k▲
Equity10/15€105k€151k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€102k€148k▲
Amounts payable17/49€27k€20k▼
Amounts payable within one year42/48€27k€20k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€9k▼
Remuneration and social security454/9€778€2k▲
Other amounts payable47/48€5k€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€2k▼
Other operating charges640/8€135€400▲
Gross operating margin9900€81k€64k▼
Operating profit (loss)9901€71k€62k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€70k€60k▼
Income taxes67/77€14k€14k▼
Profit (loss) for the period9904€55k€47k▼
Profit (loss) for the period to be appropriated9905€55k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€148k▲
Profit (loss) brought forward from the previous period14P€46k€102k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Equity above €150kEq €151k ▲44.8%
4 profitable years in a row build equity to €151k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Highest result since 2022net €55k ▲129%
Operating result €71k, net result €55k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.71
Current ratio from 2.20 to 4.71; short-term debt falls from €28k to €27k.
31-12
Financial
Equity above €100kEq €105k ▲112%
3 profitable years in a row build equity to €105k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.20
Current ratio from 1.09 to 2.20; short-term debt falls from €48k to €28k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Bovesse, Bovesse 225081 La BruyèreGround area
888 m²
Building footprint
115 m²
Volume, LiDAR
580 m³
Parcel 92022B0048/00H000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WHYZD
since 20222.326.960.021
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92022B0048/00H000 | Wallonia | 888 m² | 1 · 115 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VERSTARO CONSULTING
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.