Haspe
ActiveHaspe has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €4k. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability12▲+12
Solvency41▲+7
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.87 in 2024), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
0.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
57 d late
2023
64 d late
2022
6 d early
2021
88 d late
2020
89 d late
2019
124 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€151k▲ 2.5%
2024 · €148k
2018: €354k
2019: €283k
2020: €315k
2021: €215k
2022: €160k
2023: €167k
2024: €148k
2018 → 2025
Total assets
€542k▼ 8.7%
2024 · €594k
2018: €840k
2019: €907k
2020: €786k
2021: €648k
2022: €552k
2023: €629k
2024: €594k
2018 → 2025
Net result
€4k
2024 · €-19k
2018: €94k
2019: €-74k
2020: €32k
2021: €-100k
2022: €-55k
2023: €7k
2024: €-19k
2018 → 2025
Working capital
€-35k▲ 10.1%
2024 · €-39k
2018: €-98k
2019: €95k
2020: €104k
2021: €12k
2022: €-15k
2023: €-23k
2024: €-39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€215k-€160k▼ 25.7%€167k▲ 4.2%€148k▼ 11.5%€151k▲ 2.5%
Operating result€-23k-€-20k▲ 10.1%€41k€9k▼ 77.2%€16k▲ 76.1%
Net result€-100k-€-55k▲ 44.4%€7k€-19k€4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets
€311k▼ 7.9%
Current assets
€232k▼ 9.7%
Equity and liabilities €542k
Equity
€151k▲ 2.5%
Debt
€391k▼ 12.4%
The debt ratio falls from 75.1% to 72.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€44k▲
2024 · €39k
Cash flow
€31k▲
2024 · €11k
Solvency
27.9%▲
2024 · 24.9%
Current ratio
0.87▲
2024 · 0.87
Quick ratio
0.36▲
2024 · 0.26
Debt / equity
2.58▼
2024 · 3.02
ROE
2.5%▲
2024 · -12.9%
ROA
0.7%▲
2024 · -3.2%
Interest coverage
12.23▲
2024 · 8.94
Debt
€391k▼
2024 · €446k
Debt ≤ 1 year
€267k▼
2024 · €296k
Debt > 1 year
€124k▼
2024 · €150k
Income taxes
€9k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€594k€542k▼
Fixed assets21/28€337k€311k▼
Tangible fixed assets22/27€334k€308k▼
Land and buildings22€288k€275k▼
Plant, machinery and equipment23€1k€489▼
Furniture and vehicles24€45k€32k▼
Financial fixed assets28€3k€3k▼
Current assets29/58€256k€232k▼
Stocks and contracts in progress3€180k€135k▼
Stocks30/36€180k€135k▼
Amounts receivable within one year40/41€26k€27k▲
Trade receivables40€25k€25k▼
Other amounts receivable41€329€2k▲
Cash at bank and in hand54/58€46k€67k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€594k€542k▼
Equity10/15€148k€151k▲
Contributions10/11€19k€19k=
Reserves13€296k€296k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€273k€273k=
Profit (loss) carried forward14€-167k€-164k▲
Amounts payable17/49€446k€391k▼
Amounts payable after more than one year17€150k€124k▼
Financial debts170/4€150k€124k▼
Amounts payable within one year42/48€296k€267k▼
Current portion of amounts payable after more than one year42€26k€26k▲
Trade debts44€37k€29k▼
Suppliers440/4€37k€29k▼
Advances received on contracts in progress46€14k€14k=
Taxes, remuneration and social security45€683€1k▲
Taxes450/3€683€1k▲
Other amounts payable47/48€218k€196k▼
Accrued charges and deferred income492/3€558€211▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€28k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€50k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€46k€96k▲
Operating profit (loss)9901€9k€16k▲
Financial income75/76B€173€299▲
Recurring financial income75€173€299▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€5k€13k▲
Income taxes67/77€24k€9k▼
Profit (loss) for the period9904€-19k€4k▲
Profit (loss) for the period to be appropriated9905€-19k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-167k€-164k▲
Profit (loss) brought forward from the previous period14P€-148k€-167k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Equity above €150kEq €151k ▲2.5%
Equity rises from €148k to €151k.
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
2021
31-12
Financial
Weakest financial yearnet €-100k ▼414%
Net result drops to €-100k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 124 days late
2019
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 80 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 86 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Enneven 1403920 LommelGround area
1,696 m²
Building footprint
176 m²
Volume, LiDAR
1,055 m³
Parcel 72345B1166/00A000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Haspe
since 20092.182.274.326
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B1166/00A000 | Flanders | 1,696 m² | 1 · 176 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 546 EUR awarded · 546 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 546 EUR | 546 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLommel2.182.274.326
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,268 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-10-2009
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.