MICO Apps
ActiveMICO Apps has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €151k and a net result of €116k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency63▼-37
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.61 against 14.41 in 2024; short-term debt: 61.9% and cash: 87% of total assets), but 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
29.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
62 d late
2023
37 d late
2022
19 d early
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€128k
EBIT margin
72.7%
Net result
€116k▲ 258%
2024 · €32k
2021: €75k
2022: €99k
2023: €54k
2024: €32k
2021 → 2025
Working capital
€149k▼ 42.1%
2024 · €258k
2021: €72k
2022: €170k
2023: €225k
2024: €258k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€128k-
Equity€78k-€177k▲ 128%€230k▲ 30.5%€263k▲ 14.1%€151k▼ 42.4%
Operating result€93k-€125k▲ 34.6%€68k▼ 45.7%€42k▼ 38.6%€150k▲ 260%
Net result€75k-€99k▲ 32.9%€54k▼ 45.5%€32k▼ 39.9%€116k▲ 258%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 260% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €397k
Fixed assets
€2k▼ 58.5%
Current assets
€395k▲ 42.5%
Equity and liabilities €397k
Equity
€151k▼ 42.4%
Debt
€246k▲ 1,176%
The debt ratio rises from 6.8% to 61.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€153k▲
2024 · €46k
Cash flow
€119k▲
2024 · €36k
Solvency
38.1%▼
2024 · 93.2%
Current ratio
1.61▼
2024 · 14.41
Quick ratio
1.61▼
2024 · 14.41
Debt / equity
1.62▲
2024 · 0.07
ROE
76.6%▲
2024 · 12.3%
ROA
29.2%▲
2024 · 11.5%
Interest coverage
833.17▲
2024 · 252.03
Debt
€246k▲
2024 · €19k
Debt ≤ 1 year
€246k▲
2024 · €19k
Income taxes
€34k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€282k€397k▲
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€277k€395k▲
Amounts receivable within one year40/41€13k€50k▲
Trade receivables40€13k€50k▲
Cash at bank and in hand54/58€265k€345k▲
Deferred charges and accrued income490/1-€175
Equity and liabilities
Total equity and liabilities10/49€282k€397k▲
Equity10/15€263k€151k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€260k€148k▼
Amounts payable17/49€19k€246k▲
Amounts payable within one year42/48€19k€246k▲
Trade debts44€161€11▼
Suppliers440/4€161€11▼
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€19k€18k▼
Other amounts payable47/48-€227k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€289€298▲
Gross operating margin9900€46k€153k▲
Operating profit (loss)9901€42k€150k▲
Financial charges65/66B€182€184▲
Recurring financial charges65€182€184▲
Profit (loss) for the period before taxes9903€42k€150k▲
Income taxes67/77€9k€34k▲
Profit (loss) for the period9904€32k€116k▲
Profit (loss) for the period to be appropriated9905€32k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€260k€376k▲
Profit (loss) brought forward from the previous period14P€227k€260k▲
Profit to be distributed694/7-€227k
Return on contributions (dividend)694-€227k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €116k ▲258%
Operating result €150k, net result €116k, both a record.
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
2024
31-12
Financial
Weakest financial yearnet €32k ▼39.9%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 11.61
Current ratio from 5.40 to 11.61; short-term debt falls from €39k to €21k.
31-12
Financial
Equity above €200kEq €230k ▲30.5%
3 profitable years in a row build equity to €230k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €177k ▲128%
2 profitable years in a row build equity to €177k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Michielswarande 921040 EtterbeekGround area
1.3 ha
Building footprint
1.1 ha
Volume, LiDAR
121,616 m³
Parcel 21362B0253/02F000, Brussels · tallest building 34.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MICO Apps
since 20212.315.335.263
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0253/02F000 | Brussels | 1.3 ha | 1 · 1.1 ha | 34.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VERSTARO CONSULTING
BE 0890.751.295
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SPRUIT
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WHYZD
BE 0780.823.373
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Hugo Claesen Consultancy
BE 0633.753.656
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Haspe
BE 0819.911.207
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:micoapps@outlook.com
Phone:+40741049136