FRAXIMMO
ActiveSummary
FRAXIMMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231k and a net result of €-4k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability52▼-20
Solvency92▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.29 against 0.32 in 2024; short-term debt: 16.1% and cash: 4.4% of total assets), and 33.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
-1.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
on the day
2023
8 d early
2022
8 d early
2021
on the day
2020
28 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€231k▼ 1.6%
2024 · €235k
Total assets
€346k▼ 4.3%
2024 · €362k
Net result
€-4k
2024 · €9k
Working capital
€-40k▼ 8.1%
2024 · €-37k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€57k▲ 29.9%€10k▼ 82.2%€11k▲ 4.6%€10k▼ 8.4%€-332
Net result€55k▲ 27.4%€8k▼ 84.9%€8k▼ 7.9%€9k▲ 11.0%€-4k
Equity€210k▲ 35.7%€219k▲ 4.0%€226k▲ 3.5%€235k▲ 3.8%€231k▼ 1.6%
Total assets€417k▲ 59.2%€392k▼ 6.0%€368k▼ 6.0%€362k▼ 1.8%€346k▼ 4.3%
Debt€207k▲ 92.9%€174k▼ 16.1%€142k▼ 18.1%€127k▼ 10.6%€115k▼ 9.3%
Working capital€-18k€-36k▼ 95.6%€-46k▼ 29.1%€-37k▲ 21.0%€-40k▼ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €332 after €10k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €346k
Fixed assets
€330k ▼ 4.3%
Current assets
€16k ▼ 4.8%
Equity and liabilities €346k
Equity
€231k ▼ 1.6%
Debt
€115k ▼ 9.3%
Debt's share of the balance-sheet total falls from 35.1% to 33.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €25k
Cash flow
€11k▼
2024 · €24k
Current ratio
0.29▼
2024 · 0.32
Debt to equity
0.50▼
2024 · 0.54
ROE
-1.7%▼
2024 · 3.6%
ROA
-1.1%▼
2024 · 2.4%
Interest coverage
4.16▼
2024 · 20.07
Debt ≤ 1 year
€56k▲
2024 · €54k
Debt > 1 year
€59k▼
2024 · €73k
Income taxes
€0▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €17k | €17k | €15k | €15k | ▼ 2.7% |
| Other operating charges640/8 | - | €2k | €3k | €4k | €3k | ▼ 18.4% |
| Gross operating margin9900 | €69k | €29k | €30k | €29k | €17k | ▼ 39.0% |
| Operating profit (loss)9901 | €57k | €10k | €11k | €10k | €-332 | ▼ 103% |
| Financial income75/76B | - | €4 | €9 | €1 | €3 | ▲ 172% |
| Recurring financial income75 | €10 | €4 | €9 | €1 | €3 | ▲ 172% |
| Financial charges65/66B | - | €2k | €3k | €1k | €3k | ▲ 180% |
| Recurring financial charges65 | €2k | €2k | €3k | €1k | €3k | ▲ 180% |
| Profit (loss) for the period before taxes9903 | €55k | €8k | €8k | €9k | €-4k | ▼ 145% |
| Income taxes67/77 | - | - | - | €0 | €0 | ▲ 14.3% |
| Profit (loss) for the period9904 | €55k | €8k | €8k | €9k | €-4k | ▼ 145% |
| Profit (loss) for the period to be appropriated9905 | €55k | €8k | €8k | €9k | €-4k | ▼ 145% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €417k | €392k | €368k | €362k | €346k | ▼ 4.3% |
| Fixed assets21/28 | €392k | €377k | €360k | €345k | €330k | ▼ 4.3% |
| Tangible fixed assets22/27 | €392k | €377k | €360k | €345k | €330k | ▼ 4.3% |
| Land and buildings22 | - | €375k | €359k | €345k | €330k | ▼ 4.2% |
| Furniture and vehicles24 | - | €1k | €822 | €253 | €0 | ▼ 100% |
| Current assets29/58 | €25k | €15k | €8k | €17k | €16k | ▼ 4.8% |
| Amounts receivable within one year40/41 | €20k | €7k | €518 | €4 | €883 | ▲ 22,248% |
| Trade receivables40 | - | €7k | €518 | €4 | €65 | ▲ 1,543% |
| Other amounts receivable41 | - | - | - | - | €818 | - |
| Cash at bank and in hand54/58 | €5k | €8k | €8k | €17k | €15k | ▼ 10.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €417k | €392k | €368k | €362k | €346k | ▼ 4.3% |
| Equity10/15 | €210k | €219k | €226k | €235k | €231k | ▼ 1.6% |
| Contributions10/11 | - | €236k | €236k | €236k | €236k | = |
| Profit (loss) carried forward14 | €-26k | €-17k | €-10k | €-1k | €-5k | ▼ 296% |
| Amounts payable17/49 | €207k | €174k | €142k | €127k | €115k | ▼ 9.3% |
| Amounts payable after more than one year17 | €164k | €122k | €87k | €73k | €59k | ▼ 19.0% |
| Financial debts170/4 | - | €122k | €87k | €73k | €59k | ▼ 19.0% |
| Amounts payable within one year42/48 | €43k | €51k | €55k | €54k | €56k | ▲ 4.0% |
| Current portion of amounts payable after more than one year42 | - | €39k | €14k | €14k | €14k | = |
| Trade debts44 | €963 | €2k | €328 | €884 | €991 | ▲ 12.0% |
| Suppliers440/4 | - | €2k | €328 | €884 | €991 | ▲ 12.0% |
| Taxes, remuneration and social security45 | - | €2k | €3k | €1k | €2k | ▲ 53.1% |
| Taxes450/3 | - | €2k | €3k | €1k | €2k | ▲ 53.1% |
| Other amounts payable47/48 | - | €8k | €38k | €38k | €39k | ▲ 3.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €8k | €8k | €9k | €-4k | ▼ 145% |
| + Depreciation and write-downs630 | €10k | €17k | €17k | €15k | €15k | ▼ 2.7% |
| Operating cash flow (approximation) | €66k | €25k | €24k | €24k | €11k | ▼ 53.6% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €0 | €0 | - |
| Change in cash | - | €3k | €-99 | €9k | €-2k | ▼ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €55k ▲27.4%
Operating result €57k, net result €55k, both a record.
30-06
Financial
Equity above €200kEq €210k ▲35.7%
3 profitable years in a row build equity to €210k.
03-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €150kEq €155k ▲39%
2 profitable years in a row build equity to €155k.
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2008
Ground area
2,600 m²
Building footprint
177 m²
Volume, LiDAR
1,071 m³
Parcel 23752H0113/00_000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
FRAXIMMO
since 20082.169.649.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0113/00_000 | Flanders | 2,600 m² | 1 · 177 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 3,864 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-03-2008
Fiscal year end30-06
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.