KV CONSULTANTS
ActiveKV CONSULTANTS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289k and a net result of €-3k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 88% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-31
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.64 against 10.49 in 2024; short-term debt: 15.6% and cash: 34.2% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
3 d early
2022
16 d early
2021
17 d early
2020
8 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€289k▼ 8.8%
2024 · €317k
2018: €86k
2019: €124k
2020: €142k
2021: €196k
2022: €219k
2023: €261k
2024: €317k
2018 → 2025
Total assets
€343k▲ 1.0%
2024 · €339k
2018: €124k
2019: €165k
2020: €163k
2021: €234k
2022: €227k
2023: €266k
2024: €339k
2018 → 2025
Net result
€-3k
2024 · €82k
2018: €28k
2019: €39k
2020: €34k
2021: €54k
2022: €35k
2023: €49k
2024: €82k
2018 → 2025
Working capital
€195k▼ 8.2%
2024 · €212k
2018: €74k
2019: €137k
2020: €127k
2021: €203k
2022: €204k
2023: €250k
2024: €212k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€196k-€219k▲ 12.2%€261k▲ 18.8%€317k▲ 21.5%€289k▼ 8.8%
Operating result€73k-€58k▼ 20.8%€63k▲ 9.3%€94k▲ 49.1%€2k▼ 98.3%
Net result€54k-€35k▼ 36.3%€49k▲ 40.8%€82k▲ 68.1%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343k
Fixed assets
€94k▼ 10.1%
Current assets
€249k▲ 5.9%
Equity and liabilities €343k
Equity
€289k▼ 8.8%
Debt
€54k▲ 140%
The debt ratio rises from 6.6% to 15.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €108k
Cash flow
€15k▼
2024 · €96k
Solvency
84.4%▼
2024 · 93.4%
Current ratio
4.64▼
2024 · 10.49
Quick ratio
2.33▼
2024 · 10.49
Debt / equity
0.19▲
2024 · 0.07
ROE
-1.0%▼
2024 · 25.9%
ROA
-0.9%▼
2024 · 24.2%
Interest coverage
12.04▼
2024 · 31.43
Debt
€54k▲
2024 · €22k
Debt ≤ 1 year
€54k▲
2024 · €22k
Income taxes
€4k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€339k€343k▲
Fixed assets21/28€105k€94k▼
Tangible fixed assets22/27€105k€94k▼
Plant, machinery and equipment23€4k€12k▲
Furniture and vehicles24€51k€48k▼
Other tangible fixed assets26-€34k
Assets under construction and advance payments27€49k-
Current assets29/58€235k€249k▲
Stocks and contracts in progress3-€124k
Contracts in progress37-€124k
Amounts receivable within one year40/41€20k€8k▼
Trade receivables40€11k€7k▼
Other amounts receivable41€9k€1k▼
Cash at bank and in hand54/58€215k€117k▼
Deferred charges and accrued income490/1€330-
Equity and liabilities
Total equity and liabilities10/49€339k€343k▲
Equity10/15€317k€289k▼
Contributions10/11€19k€19k=
Reserves13€211k€186k▼
Distributable reserves133€211k€186k▼
Profit (loss) carried forward14€87k€84k▼
Amounts payable17/49€22k€54k▲
Amounts payable within one year42/48€22k€54k▲
Current portion of amounts payable after more than one year42€18k-
Trade debts44€3k€40k▲
Suppliers440/4€3k€40k▲
Taxes, remuneration and social security45€233€13k▲
Taxes450/3€233€13k▲
Other amounts payable47/48€833-
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€18k▲
Other operating charges640/8€873€785▼
Gross operating margin9900€109k€21k▼
Operating profit (loss)9901€94k€2k▼
Financial income75/76B€15k€985▼
Recurring financial income75€1k€985▼
Non-recurring financial income76B€14k-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€106k€923▼
Income taxes67/77€24k€4k▼
Profit (loss) for the period9904€82k€-3k▼
Profit (loss) for the period to be appropriated9905€82k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€84k▼
Profit (loss) brought forward from the previous period14P€36k€87k▲
Transfer from equity791/2€25k€25k=
Transfer to equity691/2€30k-
To other reserves6921€30k-
Profit to be distributed694/7€26k€25k▼
Return on contributions (dividend)694€26k€25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼104%
Net result drops to €-3k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €82k ▲68.1%
Operating result €94k, net result €82k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €219k ▲12.2%
5 profitable years in a row build equity to €219k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 16.33
Current ratio from 6.92 to 16.33; short-term debt falls from €21k to €13k.
31-12
Financial
Equity above €150kEq €196k ▲37.7%
4 profitable years in a row build equity to €196k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 9.88
Current ratio from 3.42 to 9.88; short-term debt falls from €30k to €15k.
31-12
Financial
Equity above €100kEq €124k ▲44.4%
2 profitable years in a row build equity to €124k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kievitlaan 31933 ZaventemGround area
3,888 m²
Building footprint
380 m²
Volume, LiDAR
2,998 m³
2 parcels, Flanders · tallest building 25.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
KV CONSULTANTS
since 20052.148.117.359
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23082D0307/00A003 | Flanders | 2,982 m² | 1 · 226 m² | 25.0 m · 3 fl. |
| 23082B0166/00V000 | Flanders | 906 m² | 1 · 154 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EMVALEM
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2005
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
70322
71121Engineering and related technical consultancy, excluding land surveyors
74203
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.