WHIMM
ActiveWHIMM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €704k and a net result of €17k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 86% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.05 in 2024; short-term debt: 15.5% and cash: 0.3% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.2%
Return on assets
2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
26 d early
2022
31 d early
2021
31 d early
2020
29 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▼ 37.9%
2024 · €28k
2019: €-12k
2020: €-17k
2021: €-25k
2022: €2k
2023: €-197
2024: €28k
2019 → 2025
Working capital
€-125k▲ 30.4%
2024 · €-180k
2019: €-295k
2020: €-312k
2021: €-89k
2022: €-72k
2023: €-200k
2024: €-180k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€663k-€662k▼ 0.1%€661k▼ 0.2%€687k▲ 4.0%€704k▲ 2.4%
Operating result€-21k-€-3k▲ 87.3%€-1k▲ 57.0%€27k€20k▼ 26.1%
Net result€-25k-€2k€-197€28k€17k▼ 37.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €846k
Fixed assets
€840k▼ 3.2%
Current assets
€6k▼ 38.1%
Equity and liabilities €846k
Equity
€704k▲ 2.4%
Debt
€142k▼ 25.1%
The debt ratio falls from 21.6% to 16.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78k▼
2024 · €83k
Cash flow
€75k▼
2024 · €83k
Solvency
83.2%▲
2024 · 78.4%
Current ratio
0.05▼
2024 · 0.05
Quick ratio
0.05▼
2024 · 0.05
Debt / equity
0.20▼
2024 · 0.28
ROE
2.4%▼
2024 · 4.0%
ROA
2.0%▼
2024 · 3.1%
Interest coverage
24.01▼
2024 · 1542.75
Debt
€142k▼
2024 · €190k
Debt ≤ 1 year
€131k▼
2024 · €190k
Debt > 1 year
€11k
Income taxes
€525▲
2024 · €375
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€877k€846k▼
Fixed assets21/28€868k€840k▼
Tangible fixed assets22/27€868k€840k▼
Land and buildings22€849k€823k▼
Plant, machinery and equipment23€18k€17k▼
Furniture and vehicles24€329€130▼
Current assets29/58€10k€6k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€3k€3k▼
Cash at bank and in hand54/58€6k€2k▼
Deferred charges and accrued income490/1€807€847▲
Equity and liabilities
Total equity and liabilities10/49€877k€846k▼
Equity10/15€687k€704k▲
Contributions10/11€504k€504k=
Reserves13€372€372=
Distributable reserves133€372€372=
Profit (loss) carried forward14€173k€190k▲
Investment grants15€10k€10k▼
Amounts payable17/49€190k€142k▼
Amounts payable after more than one year17-€11k
Financial debts170/4-€11k
Amounts payable within one year42/48€190k€131k▼
Current portion of amounts payable after more than one year42-€63k
Trade debts44€14k€6k▼
Suppliers440/4€14k€6k▼
Other amounts payable47/48€176k€63k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€58k▲
Other operating charges640/8€10k€10k▲
Gross operating margin9900€93k€88k▼
Operating profit (loss)9901€27k€20k▼
Financial income75/76B€781€768▼
Recurring financial income75€781€768▼
Financial charges65/66B€54€3k▲
Recurring financial charges65€54€3k▲
Profit (loss) for the period before taxes9903€28k€18k▼
Transfer from deferred taxes780€0-
Income taxes67/77€375€525▲
Profit (loss) for the period9904€28k€17k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€28k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€173k€190k▲
Profit (loss) brought forward from the previous period14P€145k€173k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Science 184530 Villers-le-BouilletGround area
1,871 m²
Building footprint
503 m²
Volume, LiDAR
3,145 m³
Parcel 61068A0484/00H000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61068A0484/00H000 | Wallonia | 1,871 m² | 1 · 503 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GARAGE FRANCE NORD
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VANHOVE INVEST
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,989 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2008
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.