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QUARTIER DES JONCS

Active
Private limited companyfounded 200818 yrs activeGrand-Route, Hing. 69, 5380 Fernelmont, BelgiumKBO/BCE: BE 0896.690.170

QUARTIER DES JONCS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330k and a net result of €6k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 13882 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
49 / 100
Fair= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability10▼-7
Solvency52▲+8
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.2 against 0.39 in 2023), and 59.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.9%
Return on assets
0.8%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2023
1 d early
2022
3 d early
2021
67 d early
2020
1 d early
2019
50 d early
2018
54 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€330k▲ 2.9%
2023 · €321k
2019: €305k 2020: €289k 2021: €298k 2022: €310k 2023: €321k
2019 → 2025
Total assets
€807k▼ 11.9%
2023 · €916k
2019: €1.11M 2020: €1.05M 2021: €1.00M 2022: €968k 2023: €916k
2019 → 2025
Net result
€6k▼ 41.2%
2023 · €11k
2019: €244 2020: €-16k 2021: €9k 2022: €12k 2023: €11k
2019 → 2025
Working capital
€-165k▼ 39.4%
2023 · €-118k
2019: €-32k 2020: €-79k 2021: €-86k 2022: €-103k 2023: €-118k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232025Trend
Equity€289k-€298k▲ 3.0%€310k▲ 4.1%€321k▲ 3.5%€330k▲ 2.9%
Operating result€7k-€34k▲ 420%€37k▲ 8.1%€33k▼ 9.3%€35k▲ 4.3%
Net result€-16k-€9k€12k▲ 41.1%€11k▼ 12.2%€6k▼ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2020: €7k€7kNet result 2020: €-16k€-16kOperating result 2021: €34k€34kNet result 2021: €9k€9kOperating result 2022: €37k€37kNet result 2022: €12k€12kOperating result 2023: €33k€33kNet result 2023: €11k€11kOperating result 2025: €35k€35kNet result 2025: €6k€6k20202021202220232025
The operating result recovers in 2025; 2025 is 4% above 2023.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €807k
Fixed assets €765k▼ 8.9%
Current assets €42k▼ 44.5%
Equity and liabilities €807k
Equity €330k▲ 2.9%
Debt €477k▼ 19.9%
The debt ratio falls from 64.9% to 59.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2023
EBITDA
€73k
2023 · €71k
Cash flow
€44k
2023 · €49k
Solvency
40.9%
2023 · 35.1%
Current ratio
0.20
2023 · 0.39
Quick ratio
0.20
2023 · 0.39
Debt / equity
1.44
2023 · 1.85
ROE
1.9%
2023 · 3.4%
ROA
0.8%
2023 · 1.2%
Interest coverage
3.35
2023 · 4.98
Debt
€477k
2023 · €595k
Debt ≤ 1 year
€207k
2023 · €194k
Debt > 1 year
€270k
2023 · €401k
Income taxes
€7k
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet Code20232025
Assets
Total assets20/58€916k€807k
Fixed assets21/28€840k€765k
Tangible fixed assets22/27€840k€765k
Land and buildings22€838k€763k
Furniture and vehicles24€2k€1k
Current assets29/58€76k€42k
Amounts receivable within one year40/41€5k€12k
Trade receivables40€1k-
Other amounts receivable41€4k€12k
Cash at bank and in hand54/58€69k€28k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€916k€807k
Equity10/15€321k€330k
Contributions10/11€6k€6k=
Revaluation surpluses12€251k€223k
Reserves13€171k€199k
Distributable reserves133€171k€199k
Profit (loss) carried forward14€-107k€-98k
Amounts payable17/49€595k€477k
Amounts payable after more than one year17€401k€270k
Financial debts170/4€401k€270k
Amounts payable within one year42/48€194k€207k
Current portion of amounts payable after more than one year42€63k€66k
Trade debts44€234€542
Suppliers440/4€234€542
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€131k€137k
Income statement Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k
Other operating charges640/8€7k€10k
Gross operating margin9900€78k€82k
Operating profit (loss)9901€33k€35k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€14k€22k
Recurring financial charges65€14k€22k
Profit (loss) for the period before taxes9903€19k€13k
Income taxes67/77€8k€7k
Profit (loss) for the period9904€11k€6k
Profit (loss) for the period to be appropriated9905€11k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€-107k€-98k
Profit (loss) brought forward from the previous period14P€-118k€-104k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
28-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Highest result since 2019net €12k ▲41.1%
Operating result €37k, net result €12k, both a record.
2021
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Back to profitnet €9k
Net result €9k after one loss-making year.
2020
30-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet €-16k ▼6501%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
2019
11-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
07-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
08-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 52 days late
2015
21-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grand-Route, Hing. 695380 Fernelmont
Ground area
3,623 m²
Building footprint
375 m²
Parcel 92064A0198/00M000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92064A0198/00M000 Wallonia 3,623 m² 1 · 375 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,975 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded25-03-2008
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.