LANEGO CAPITAL
ActiveLANEGO CAPITAL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €3k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-1
Solvency52▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.64 in 2024; short-term debt: 10.9% and cash: 2.8% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
64 d early
2023
30 d late
2022
3 d early
2021
31 d late
2020
30 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€244k▲ 1.1%
2024 · €241k
2018: €154k
2019: €153k
2020: €153k
2021: €200k
2022: €202k
2023: €205k
2024: €241k
2018 → 2025
Total assets
€892k▼ 6.5%
2024 · €954k
2018: €1.27M
2019: €1.47M
2020: €1.54M
2021: €1.61M
2022: €1.60M
2023: €1.04M
2024: €954k
2018 → 2025
Net result
€3k▼ 92.9%
2024 · €37k
2018: €-160
2019: €-279
2020: €52
2021: €47k
2022: €2k
2023: €2k
2024: €37k
2018 → 2025
Working capital
€22k▼ 55.4%
2024 · €50k
2018: €-357k
2019: €129k
2020: €190k
2021: €247k
2022: €211k
2023: €-24k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€200k-€202k▲ 1.1%€205k▲ 1.1%€241k▲ 17.9%€244k▲ 1.1%
Operating result€4k-€7k▲ 69.4%€31k▲ 322%€36k▲ 15.9%€31k▼ 11.6%
Net result€47k-€2k▼ 95.4%€2k▼ 1.0%€37k▲ 1,608%€3k▼ 92.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €892k
Fixed assets
€772k▼ 6.4%
Current assets
€120k▼ 7.0%
Equity and liabilities €892k
Equity
€244k▲ 1.1%
Debt
€648k▼ 9.1%
The debt ratio falls from 74.7% to 72.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▼
2024 · €88k
Cash flow
€56k▼
2024 · €90k
Solvency
27.3%▲
2024 · 25.3%
Current ratio
1.23▼
2024 · 1.64
Quick ratio
1.23▼
2024 · 1.64
Debt / equity
2.66▼
2024 · 2.95
ROE
1.1%▼
2024 · 15.2%
ROA
0.3%▼
2024 · 3.8%
Interest coverage
2.76▲
2024 · 2.37
Debt
€648k▼
2024 · €713k
Debt ≤ 1 year
€98k▲
2024 · €79k
Debt > 1 year
€548k▼
2024 · €631k
Income taxes
€587▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€954k€892k▼
Fixed assets21/28€825k€772k▼
Tangible fixed assets22/27€787k€734k▼
Land and buildings22€787k€734k▼
Financial fixed assets28€38k€38k=
Current assets29/58€129k€120k▼
Amounts receivable after more than one year29€104k€95k▼
Other amounts receivable291€104k€95k▼
Cash at bank and in hand54/58€26k€25k▼
Equity and liabilities
Total equity and liabilities10/49€954k€892k▼
Equity10/15€241k€244k▲
Contributions10/11€19k€19k=
Reserves13€223k€225k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€221k€223k▲
Amounts payable17/49€713k€648k▼
Amounts payable after more than one year17€631k€548k▼
Financial debts170/4€551k€468k▼
Other amounts payable178/9€80k€81k▲
Amounts payable within one year42/48€79k€98k▲
Current portion of amounts payable after more than one year42€53k€55k▲
Trade debts44€25k€40k▲
Suppliers440/4€25k€40k▲
Taxes, remuneration and social security45€782€2k▲
Taxes450/3€782€2k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€53k=
Other operating charges640/8€15k€15k▲
Gross operating margin9900€103k€99k▼
Operating profit (loss)9901€36k€31k▼
Financial income75/76B€39k€2k▼
Recurring financial income75€847€2k▲
Non-recurring financial income76B€38k€0▼
Financial charges65/66B€37k€31k▼
Recurring financial charges65€37k€31k▼
Profit (loss) for the period before taxes9903€37k€3k▼
Income taxes67/77€0€587▲
Profit (loss) for the period9904€37k€3k▼
Profit (loss) for the period to be appropriated9905€37k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€3k▼
Transfer to equity691/2€37k€3k▼
To other reserves6921€37k€3k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.75 to 1.64; short-term debt falls from €93k to €79k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €47k ▲89637%
Net result €47k, the highest in the series.
31-12
Financial
Equity above €200kEq €200k ▲30.6%
2 profitable years in a row build equity to €200k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €52
Net result €52 after 2 loss-making years.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 67 days late
2019
31-12
Financial
Weakest financial yearnet €-279
Net result drops to €-279, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 11current ratio 2.61
Current ratio from 0.24 to 2.61; short-term debt falls from €467k to €80k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnewijzerstraat 92018 AntwerpenGround area
229 m²
Building footprint
241 m²
Volume, LiDAR
3,352 m³
Parcel 11806F1361/00W002, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Zonnewijzerstraat 9, 2018 Antwerpen
since 20092.176.771.555
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1361/00W002 | Flanders | 229 m² | 1 · 241 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRAITEUR JACQUES PELISSIER
BE 0435.289.973
Kortrijk · Eq €244k
IMMO INVEST GEMBLOUX
BE 0888.233.651
Gembloux · Eq €244k
Y.C.L.
BE 0423.051.246
Brussel · Eq €244k
Bouwpartner De Witte
BE 0765.607.835
Wetteren · Eq €244k
BMB RESSOURCES BELGIUM
BE 0654.839.674
Bekkevoort · Eq €244k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 4,897 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-01-2009
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.