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WH

Active
Private limited companyfounded 201115 yrs activeBuitenland(BOR) 26, 2880 Bornem, BelgiumKBO/BCE: BE 0834.255.527

WH has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €2k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
83 / 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-44
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 3.62 in 2024), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.3%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
93 d early
2023
23 d early
2022
4 d early
2021
12 d early
2020
12 d early
2019
22 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€195k▼ 20.3%
2024 · €244k
2018: €70k 2019: €108k 2020: €160k 2021: €88k 2022: €182k 2023: €258k 2024: €244k
2018 → 2025
Total assets
€298k▼ 6.2%
2024 · €318k
2018: €111k 2019: €142k 2020: €206k 2021: €190k 2022: €270k 2023: €348k 2024: €318k
2018 → 2025
Net result
€2k▼ 90.8%
2024 · €24k
2018: €-19k 2019: €38k 2020: €52k 2021: €-36k 2022: €102k 2023: €78k 2024: €24k
2018 → 2025
Working capital
€150k▼ 20.1%
2024 · €188k
2018: €53k 2019: €91k 2020: €144k 2021: €62k 2022: €151k 2023: €232k 2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€88k-€182k▲ 107%€258k▲ 41.8%€244k▼ 5.3%€195k▼ 20.3%
Operating result€-35k-€139k€111k▼ 20.7%€36k▼ 67.8%€3k▼ 91.6%
Net result€-36k-€102k€78k▼ 23.9%€24k▼ 68.6%€2k▼ 90.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €-35k€-35kNet result 2021: €-36k€-36kOperating result 2022: €139k€139kNet result 2022: €102k€102kOperating result 2023: €111k€111kNet result 2023: €78k€78kOperating result 2024: €36k€36kNet result 2024: €24k€24kOperating result 2025: €3k€3kNet result 2025: €2k€2k20212022202320242025
The operating result has fallen three years in a row; 2025 is 92% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298k
Fixed assets €45k▼ 23.4%
Current assets €254k▼ 2.3%
Equity and liabilities €298k
Equity €195k▼ 20.3%
Debt €103k▲ 41.1%
The debt ratio rises from 23.1% to 34.7%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17k
2024 · €39k
Cash flow
€16k
2024 · €28k
Solvency
65.3%
2024 · 76.9%
Current ratio
2.45
2024 · 3.62
Quick ratio
2.45
2024 · 3.62
Debt / equity
0.53
2024 · 0.30
ROE
1.2%
2024 · 10.0%
ROA
0.8%
2024 · 7.7%
Interest coverage
66.60
2024 · 19.11
Debt
€103k
2024 · €73k
Debt ≤ 1 year
€103k
2024 · €72k
Income taxes
€1k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€318k€298k
Fixed assets21/28€58k€45k
Tangible fixed assets22/27€58k€45k
Plant, machinery and equipment23€2k€0
Furniture and vehicles24€56k€45k
Current assets29/58€259k€254k
Amounts receivable within one year40/41€24k€25k
Trade receivables40€704€9k
Other amounts receivable41€23k€17k
Cash at bank and in hand54/58€234k€226k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€318k€298k
Equity10/15€244k€195k
Contributions10/11€19k€19k=
Reserves13€226k€176k
Distributable reserves133€226k€176k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€73k€103k
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€72k€103k
Current portion of amounts payable after more than one year42€10k€0
Trade debts44€662€4k
Suppliers440/4€662€4k
Taxes, remuneration and social security45€17k€5k
Taxes450/3€17k€5k
Other amounts payable47/48€45k€95k
Accrued charges and deferred income492/3€2k€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€14k
Other operating charges640/8€998€520
Non-recurring operating charges66A€8k€0
Gross operating margin9900€48k€17k
Operating profit (loss)9901€36k€3k
Financial income75/76B€2k€601
Recurring financial income75€2k€601
Financial charges65/66B€2k€250
Recurring financial charges65€2k€250
Profit (loss) for the period before taxes9903€35k€3k
Income taxes67/77€11k€1k
Profit (loss) for the period9904€24k€2k
Profit (loss) for the period to be appropriated9905€24k€2k
Appropriation of the result
Profit (loss) to be appropriated9906€24k€2k
Transfer from equity791/2€38k€52k
Transfer to equity691/2€24k€2k
To other reserves6921€24k€2k
Profit to be distributed694/7€38k€52k
Return on contributions (dividend)694€38k€52k
Directors or managers695€0-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200kEq €258k ▲41.8%
2 profitable years in a row build equity to €258k.
27-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €102k
Net result €102k after one loss-making year.
31-12
Financial Equity above €150kEq €182k ▲107%
Equity rises from €88k to €182k.
19-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet €-36k ▼169%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
19-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150kEq €160k ▲48.3%
2 profitable years in a row build equity to €160k.
09-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial Equity above €100kEq €108k ▲54.8%
Equity rises from €70k to €108k.
03-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Buitenland(BOR) 262880 Bornem
Ground area
443 m²
Building footprint
168 m²
Volume, LiDAR
884 m³
Parcel 12007A0078/00P006, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WH
Buitenland(BOR) 26, 2880 BornemActivities of head offices; management consultancy activities
since 20112.197.910.231
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12007A0078/00P006 Flanders 443 m² 1 · 168 m² 9.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 3,296 EUR awarded · 3,296 EUR paid
Year Entries awardedpaid
2024 1 3,296 EUR3,296 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 3,296 EUR · 3,296 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,132 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-03-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.