JR Consult
ActiveJR Consult has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €25. Equity is shrinking by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 73% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency100▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 4.31 against 3.11 in 2024; short-term debt: 21.5% and cash: 28.7% of total assets), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
0%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
24 d late
2023
43 d early
2022
28 d late
2021
41 d early
2020
25 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k=
2024 · €209k
2019: €359k
2020: €362k
2021: €332k
2022: €333k
2023: €308k
2024: €209k
2019 → 2025
Total assets
€270k▼ 12.8%
2024 · €309k
2019: €429k
2020: €632k
2021: €396k
2022: €390k
2023: €349k
2024: €309k
2019 → 2025
Net result
€25▼ 94.0%
2024 · €409
2019: €84k
2020: €3k
2021: €3k
2022: €1k
2023: €2k
2024: €409
2019 → 2025
Working capital
€192k▼ 2.4%
2024 · €197k
2019: €308k
2020: €315k
2021: €290k
2022: €299k
2023: €286k
2024: €197k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€332k-€333k▲ 0.4%€308k▼ 7.4%€209k▼ 32.3%€209k=
Operating result€7k-€7k▲ 2.2%€9k▲ 23.9%€6k▼ 38.3%€5k▼ 3.2%
Net result€3k-€1k▼ 50.1%€2k▲ 53.3%€409▼ 78.7%€25▼ 94.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 3% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€19k▲ 3.6%
Current assets
€250k▼ 13.8%
Equity and liabilities €270k
Equity
€209k=
Debt
€61k▼ 39.3%
The debt ratio falls from 32.4% to 22.6%. Debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €18k
Cash flow
€10k▼
2024 · €13k
Solvency
77.4%▲
2024 · 67.6%
Current ratio
4.31▲
2024 · 3.11
Quick ratio
4.31▲
2024 · 3.11
Debt / equity
0.29▼
2024 · 0.48
ROE
0.0%▼
2024 · 0.2%
ROA
0.0%▼
2024 · 0.1%
Interest coverage
11.13▲
2024 · 10.51
Debt
€61k▼
2024 · €100k
Debt ≤ 1 year
€58k▼
2024 · €93k
Debt > 1 year
€537▼
2024 · €7k
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€309k€270k▼
Fixed assets21/28€19k€19k▲
Tangible fixed assets22/27€19k€19k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€50-
Other tangible fixed assets26€16k€18k▲
Current assets29/58€290k€250k▼
Amounts receivable within one year40/41€93k€76k▼
Trade receivables40€86k€73k▼
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€94k€77k▼
Deferred charges and accrued income490/1€103k€97k▼
Equity and liabilities
Total equity and liabilities10/49€309k€270k▼
Equity10/15€209k€209k=
Contributions10/11€6k€6k=
Reserves13€202k€202k=
Distributable reserves133€202k€202k=
Profit (loss) carried forward14€750€774▲
Amounts payable17/49€100k€61k▼
Amounts payable after more than one year17€7k€537▼
Financial debts170/4€7k€537▼
Amounts payable within one year42/48€93k€58k▼
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€228€9k▲
Taxes450/3€228€9k▲
Other amounts payable47/48€80k€41k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€646-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€17k▼
Operating profit (loss)9901€6k€5k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€4k€4k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€409€25▼
Profit (loss) for the period to be appropriated9905€409€25▼
Appropriation of the result
Profit (loss) to be appropriated9906€750€774▲
Profit (loss) brought forward from the previous period14P€341€750▲
Transfer from equity791/2€100k-
Profit to be distributed694/7€100k-
Return on contributions (dividend)694€100k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €25 ▼94%
Net result drops to €25, the lowest in the series.
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Liquidity times 5current ratio 11.19
Current ratio from 2.42 to 11.19; short-term debt falls from €222k to €28k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Solvynsstraat 492018 AntwerpenGround area
1,477 m²
Building footprint
535 m²
Volume, LiDAR
8,128 m³
Parcel 11810K1699/00Y012, Flanders · tallest building 19.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
JR Consult
since 20112.198.838.263
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1699/00Y012 | Flanders | 1,477 m² | 1 · 535 m² | 19.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 445 EUR awarded · 445 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 340 EUR | 340 EUR |
| 2023 | 1 | 105 EUR | 105 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.