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FOTONICAM

Active
Private limited companyfounded 200917 yrs activeBoogstraat 4, 2470 Retie, BelgiumKBO/BCE: BE 0811.672.640

FOTONICAM has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €293k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
short-term debt: 0.5% and cash: 23% of total assets, and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
30 d early
2023
33 d early
2022
33 d early
2021
32 d early
2020
30 d early
2019
36 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€293k▲ 4.8%
2023 · €279k
2018: €274k 2019: €276k 2020: €272k 2021: €268k 2022: €275k 2023: €279k
2018 → 2024
Total assets
€296k▲ 4.4%
2023 · €283k
2018: €278k 2019: €279k 2020: €275k 2021: €271k 2022: €279k 2023: €283k
2018 → 2024
Net result
€13k▲ 245%
2023 · €4k
2018: €-39k 2019: €1k 2020: €-4k 2021: €-3k 2022: €7k 2023: €4k
2018 → 2024
Working capital
€294k▲ 5.0%
2023 · €280k
2018: €275k 2019: €266k 2020: €259k 2021: €260k 2022: €272k 2023: €280k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€272k-€268k▼ 1.2%€275k▲ 2.5%€279k▲ 1.4%€293k▲ 4.8%
Operating result€-4k-€-4k▲ 15.1%€-364▲ 90.3%€2k€9k▲ 344%
Net result€-4k-€-3k▲ 16.5%€7k€4k▼ 42.9%€13k▲ 245%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10k€15kOperating result 2020: €-4k€-4kNet result 2020: €-4k€-4kOperating result 2021: €-4k€-4kNet result 2021: €-3k€-3kOperating result 2022: €-364€-364Net result 2022: €7k€7kOperating result 2023: €2k€2kNet result 2023: €4k€4kOperating result 2024: €9k€9kNet result 2024: €13k€13k20202021202220232024
The operating result has risen four years in a row; 2024 is 344% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €296k
Fixed assets €815▼ 35.4%
Current assets €295k▲ 4.6%
Equity and liabilities €296k
Equity €293k▲ 4.8%
Debt €3k▼ 21.5%
The debt ratio falls from 1.5% to 1.1%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€9k
2023 · €6k
Cash flow
€14k
2023 · €8k
Solvency
98.9%
2023 · 98.5%
Debt / equity
0.01
2023 · 0.02
ROE
4.6%
2023 · 1.4%
ROA
4.5%
2023 · 1.4%
Interest coverage
59.42
2023 · 48.08
Debt
€3k
2023 · €4k
Debt ≤ 1 year
€2k
2023 · €3k
Income taxes
€72=
2023 · €72
A ratio outside any meaningful range has been withheld (balance sheet total €296k, equity €293k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€283k€296k
Fixed assets21/28€1k€815
Tangible fixed assets22/27€1k€815
Plant, machinery and equipment23€299-
Furniture and vehicles24€963€815
Current assets29/58€282k€295k
Amounts receivable within one year40/41€110k€115k
Trade receivables40€4k€8k
Other amounts receivable41€106k€107k
Current investments50/53€111k€111k=
Cash at bank and in hand54/58€59k€68k
Deferred charges and accrued income490/1€2k€677
Equity and liabilities
Total equity and liabilities10/49€283k€296k
Equity10/15€279k€293k
Contributions10/11€19k€19k=
Reserves13€324k€324k=
Non-distributable reserves130/1€290k€280k
Reserves not available under the articles1311€10k-
Other1319€280k€280k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€17k€27k
Profit (loss) carried forward14€-63k€-50k
Amounts payable17/49€4k€3k
Amounts payable within one year42/48€3k€2k
Trade debts44€918€1k
Suppliers440/4€918€1k
Taxes, remuneration and social security45-€238
Taxes450/3-€238
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€2k€2k=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€447
Other operating charges640/8€533€554
Gross operating margin9900€6k€10k
Operating profit (loss)9901€2k€9k
Financial income75/76B€2k€5k
Recurring financial income75€2k€5k
Financial charges65/66B€124€156
Recurring financial charges65€124€156
Profit (loss) for the period before taxes9903€4k€14k
Income taxes67/77€72€72=
Profit (loss) for the period9904€4k€13k
Profit (loss) for the period to be appropriated9905€4k€13k
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-50k
Profit (loss) brought forward from the previous period14P€-67k€-63k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
01-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €13k ▲245%
Operating result €9k, net result €13k, both a record.
28-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
05-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
12-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boogstraat 42470 Retie
Ground area
1,456 m²
Building footprint
181 m²
Volume, LiDAR
934 m³
Parcel 13036A0545/00X000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FOTONICAM
Boogstraat 4, 2470 RetieBusiness consulting
since 20092.178.121.043
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13036A0545/00X000 Flanders 1,456 m² 1 · 181 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 38,280 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded08-05-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.