WD Raamservice
ActiveThe computed 12-month bankruptcy probability of WD Raamservice is 2.0% (moderate). The 2025 annual accounts show equity of €115k and a net result of €40k. Its solvency ranks better than 82% of 27676 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+1
Growth52
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 4.54 against 3.21 in 2024; short-term debt: 20% and cash: 60.2% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
26.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 d early
2024
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 53.2%
2024 · €75k
2024: €75k
2024 → 2025
Total assets
€148k▲ 47.2%
2024 · €100k
2024: €100k
2024 → 2025
Net result
€40k▼ 44.6%
2024 · €72k
2024: €72k
2024 → 2025
Working capital
€105k▲ 85.1%
2024 · €56k
2024: €56k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€75k-€115k▲ 53.2%
Operating result€90k-€50k▼ 44.2%
Net result€72k-€40k▼ 44.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€14k▼ 25.3%
Current assets
€134k▲ 63.4%
Equity and liabilities €148k
Equity
€115k▲ 53.2%
Debt
€33k▲ 30.0%
The debt ratio falls from 25.5% to 22.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €95k
Cash flow
€44k▼
2024 · €77k
Solvency
77.5%▲
2024 · 74.5%
Current ratio
4.54▲
2024 · 3.21
Quick ratio
4.54▲
2024 · 3.21
Debt / equity
0.29▼
2024 · 0.34
ROE
34.7%▼
2024 · 96.0%
ROA
26.9%▼
2024 · 71.5%
Interest coverage
120.14▼
2024 · 759.23
Debt
€33k▲
2024 · €26k
Debt ≤ 1 year
€30k▲
2024 · €26k
Income taxes
€10k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€148k▲
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€18k€14k▼
Furniture and vehicles24€18k€14k▼
Current assets29/58€82k€134k▲
Amounts receivable within one year40/41€29k€45k▲
Trade receivables40€24k€40k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€53k€89k▲
Deferred charges and accrued income490/1€150€153▲
Equity and liabilities
Total equity and liabilities10/49€100k€148k▲
Equity10/15€75k€115k▲
Contributions10/11€3k€3k=
Reserves13€72k€112k▲
Distributable reserves133€72k€112k▲
Amounts payable17/49€26k€33k▲
Amounts payable within one year42/48€26k€30k▲
Trade debts44€6k€37▼
Suppliers440/4€6k€37▼
Advances received on contracts in progress46-€320
Taxes, remuneration and social security45€18k€28k▲
Taxes450/3€18k€28k▲
Other amounts payable47/48€1k€1k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€124€186▲
Gross operating margin9900€95k€55k▼
Operating profit (loss)9901€90k€50k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€125€456▲
Recurring financial charges65€125€456▲
Profit (loss) for the period before taxes9903€90k€50k▼
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€72k€40k▼
Profit (loss) for the period to be appropriated9905€72k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€40k▼
Transfer to equity691/2€72k€40k▼
To other reserves6921€72k€40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €115k ▲53.2%
2 profitable years in a row build equity to €115k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pleinstraat 573570 AlkenGround area
3,455 m²
Building footprint
269 m²
Volume, LiDAR
1,444 m³
2 parcels, Flanders · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WD Raamservice
since 20232.351.816.666
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302F0305/00E000 | Flanders | 3,192 m² | 1 · 194 m² | 7.2 m · 2 fl. |
| 73302G0291/00C002 | Flanders | 264 m² | 1 · 75 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MENUISERIE DUFAYS
BE 0568.595.390
Libramont-Chevigny · Eq €115k
LUK DE PROFT
BE 0866.226.331
Bornem · Eq €114k
DE RAAMMEESTER
BE 0677.434.637
Sint-Truiden · Eq €114k
Van Craeynest Construct
BE 0664.755.252
Anzegem · Eq €115k
CALIS
BE 0465.775.885
Wingene · Eq €114k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,712 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-10-2023
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.