LUK DE PROFT
ActiveLUK DE PROFT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €21k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency48▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.23 against 0.86 in 2024; short-term debt: 33.6% and cash: 7.1% of total assets), and 77% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23%
Return on assets
4.2%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7760 sector peers (2025).
NBB · sector comparisonPosition among 7760 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
36 d early
2023
43 d early
2022
37 d early
2021
38 d early
2020
52 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€114k▲ 22.2%
2024 · €94k
2018: €30k
2019: €34k
2020: €39k
2021: €71k
2022: €69k
2023: €70k
2024: €94k
2018 → 2025
Total assets
€498k▼ 2.8%
2024 · €513k
2018: €428k
2019: €414k
2020: €414k
2021: €303k
2022: €381k
2023: €429k
2024: €513k
2018 → 2025
Net result
€21k▼ 12.0%
2024 · €24k
2018: €-23k
2019: €4k
2020: €4k
2021: €32k
2022: €-2k
2023: €681
2024: €24k
2018 → 2025
Working capital
€-128k▼ 435%
2024 · €-24k
2018: €-109k
2019: €-137k
2020: €-135k
2021: €-37k
2022: €-100k
2023: €-124k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€69k▼ 2.3%€70k▲ 1.0%€94k▲ 33.8%€114k▲ 22.2%
Operating result€49k-€3k▼ 92.9%€7k▲ 107%€39k▲ 440%€38k▼ 1.4%
Net result€32k-€-2k€681€24k▲ 3,373%€21k▼ 12.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €498k
Fixed assets
€459k▲ 25.1%
Current assets
€39k▼ 73.0%
Equity and liabilities €498k
Equity
€114k▲ 22.2%
Debt
€384k▼ 8.4%
The debt ratio falls from 81.7% to 77.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €48k
Cash flow
€33k▲
2024 · €33k
Solvency
23.0%▲
2024 · 18.3%
Current ratio
0.23▼
2024 · 0.86
Quick ratio
0.23▼
2024 · 0.86
Debt / equity
3.35▼
2024 · 4.47
ROE
18.2%▼
2024 · 25.2%
ROA
4.2%▼
2024 · 4.6%
Interest coverage
8.57▲
2024 · 8.46
Debt
€384k▼
2024 · €419k
Debt ≤ 1 year
€167k▼
2024 · €170k
Debt > 1 year
€216k▼
2024 · €249k
Income taxes
€11k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€513k€498k▼
Fixed assets21/28€367k€459k▲
Tangible fixed assets22/27€254k€346k▲
Land and buildings22€245k€341k▲
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€113k€113k=
Current assets29/58€146k€39k▼
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k▲
Current investments50/53€1k€1k=
Cash at bank and in hand54/58€143k€36k▼
Deferred charges and accrued income490/1-€551
Equity and liabilities
Total equity and liabilities10/49€513k€498k▼
Equity10/15€94k€114k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€75k€96k▲
Tax-exempt reserves132€7k€7k=
Distributable reserves133€68k€89k▲
Amounts payable17/49€419k€384k▼
Amounts payable after more than one year17€249k€216k▼
Financial debts170/4€249k€216k▼
Amounts payable within one year42/48€170k€167k▼
Current portion of amounts payable after more than one year42€43k€33k▼
Trade debts44€3k€13k▲
Suppliers440/4€3k€13k▲
Taxes, remuneration and social security45€16k€24k▲
Taxes450/3€16k€23k▲
Remuneration and social security454/9-€859
Other amounts payable47/48€108k€97k▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€863€1k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€53k€52k▼
Operating profit (loss)9901€39k€38k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€33k€32k▼
Income taxes67/77€9k€11k▲
Profit (loss) for the period9904€24k€21k▼
Profit (loss) for the period to be appropriated9905€24k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€21k▲
Profit (loss) brought forward from the previous period14P€-21k-
Transfer to equity691/2€2k€21k▲
To other reserves6921€2k€21k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €100kEq €114k ▲22.2%
3 profitable years in a row build equity to €114k.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Back to profitnet €681
Net result €681 after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €32k ▲656%
Operating result €49k, net result €32k, both a record.
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
08-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan(WIN) 792880 BornemGround area
9,422 m²
Building footprint
694 m²
Volume, LiDAR
4,685 m³
2 parcels, Flanders · tallest building 21.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LUK DE PROFT
since 20042.137.906.724
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0401/00X002 | Flanders | 8,781 m² | 1 · 530 m² | 21.9 m · 3 fl. |
| 12015B0081/00S000 | Flanders | 642 m² | 1 · 164 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WD Raamservice
BE 1001.793.630
Alken · Eq €115k
CALIS
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Wingene · Eq €114k
ALL WOOD BUILDING
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MENUISERIE DUFAYS
BE 0568.595.390
Libramont-Chevigny · Eq €115k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,712 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2004
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.