MENUISERIE DUFAYS
ActiveSummary
MENUISERIE DUFAYS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €115k and a net result of €645. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 25% of 176 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2026
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability66▼-5
Solvency53▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 2.7 in 2025; short-term debt: 40.6% and cash: 23.6% of total assets), but 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
27.5%
Return on assets
0.2%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 176 sector peers (2026).
NBB · sector comparisonPosition among 176 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-06-2026, 123 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
123 d early
2025
165 d early
2024
154 d early
2023
147 d early
2022
11 d early
2021
3 d early
2020
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€645▼ 90.3%
2025 · €7k
2019: €46k
2020: €24k
2021: €17k
2022: €-441
2023: €1k
2024: €-2k
2025: €7k
2019 → 2026
Working capital
€234k▼ 10.9%
2025 · €263k
2019: €281k
2020: €254k
2021: €226k
2022: €306k
2023: €291k
2024: €273k
2025: €263k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€108k-€109k▲ 1.1%€107k▼ 1.7%€114k▲ 6.2%€115k▲ 0.6%
Operating result€-360-€2k€-1k€10k€1k▼ 88.1%
Net result€-441-€1k€-2k€7k€645▼ 90.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 88% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €416k
Fixed assets
€13k ▲ 109%
Current assets
€403k ▼ 3.4%
Equity and liabilities €416k
Equity
€115k ▲ 0.6%
Debt
€301k ▼ 2.7%
Debt's share of the balance-sheet total falls from 73.1% to 72.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2025 · €17k
Cash flow
€8k▼
2025 · €13k
Current ratio
2.39▼
2025 · 2.70
Quick ratio
1.32▲
2025 · 0.82
Debt to equity
2.63▼
2025 · 2.72
ROE
0.6%▼
2025 · 5.9%
ROA
0.2%▼
2025 · 1.6%
Interest coverage
5.61▼
2025 · 11.46
Debt ≤ 1 year
€169k▲
2025 · €155k
Debt > 1 year
€132k▼
2025 · €155k
Income taxes
€174▼
2025 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 48 lines
Balance sheet
Code20252026
Assets
Total assets20/58€424k€416k▼
Fixed assets21/28€6k€13k▲
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24€1k€3k▲
Financial fixed assets28€3k€10k▲
Current assets29/58€418k€403k▼
Stocks and contracts in progress3€290k€180k▼
Stocks30/36€290k€180k▼
Amounts receivable within one year40/41€71k€123k▲
Trade receivables40€70k€122k▲
Other amounts receivable41€1k€590▼
Cash at bank and in hand54/58€55k€98k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€424k€416k▼
Equity10/15€114k€115k▲
Contributions10/11€19k€19k=
Reserves13€73k€73k=
Distributable reserves133€73k€73k=
Profit (loss) carried forward14€23k€23k▲
Amounts payable17/49€310k€301k▼
Amounts payable after more than one year17€155k€132k▼
Financial debts170/4€155k€132k▼
Amounts payable within one year42/48€155k€169k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€53k€55k▲
Suppliers440/4€53k€55k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€4k▲
Remuneration and social security454/9-€1k
Other amounts payable47/48€76k€86k▲
Accrued charges and deferred income492/3-€43
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€668€679▲
Gross operating margin9900€17k€9k▼
Operating profit (loss)9901€10k€1k▼
Financial income75/76B€241€1k▲
Recurring financial income75€241€1k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€9k€819▼
Income taxes67/77€2k€174▼
Profit (loss) for the period9904€7k€645▼
Profit (loss) for the period to be appropriated9905€7k€645▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€23k▼
Profit (loss) brought forward from the previous period14P€23k€23k=
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-2k ▼252%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
2022
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Equity above €100kEq €108k ▲18.7%
3 profitable years in a row build equity to €108k.
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Freux,Rue de la Cortaille 676800 Libramont-Chevigny1 establishment unit
Menuiserie Dufays
since 20152.238.857.196
Similar companies · same sector, comparable size
Van Craeynest Construct
BE 0664.755.252
Anzegem · Eq €114,595
WD Raamservice
BE 1001.793.630
Alken · Eq €114,532
LUK DE PROFT
BE 0866.226.331
Bornem · Eq €114,492
DE RAAMMEESTER
BE 0677.434.637
Sint-Truiden · Eq €114,476
CALIS
BE 0465.775.885
Wingene · Eq €114,441
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,713 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2015
Fiscal year end31-03
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filings
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@menuiseriedufays.com
Phone:061/23.43.30