WBUILD
ActiveWBUILD has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.07M and a net result of €244k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+13
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 6.67 against 27.28 in 2024; short-term debt: 9.4% and cash: 55% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
20.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
24 d early
2021
31 d late
2020
5 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.07M▲ 9.3%
2024 · €977k
2018: €641k
2019: €705k
2020: €735k
2021: €866k
2022: €941k
2023: €870k
2024: €977k
2018 → 2025
Total assets
€1.18M▲ 17.6%
2024 · €1.00M
2018: €731k
2019: €745k
2020: €746k
2021: €902k
2022: €986k
2023: €899k
2024: €1.00M
2018 → 2025
Net result
€244k▲ 128%
2024 · €107k
2018: €130k
2019: €83k
2020: €30k
2021: €131k
2022: €75k
2023: €77k
2024: €107k
2018 → 2025
Working capital
€629k▼ 5.2%
2024 · €663k
2018: €288k
2019: €350k
2020: €396k
2021: €529k
2022: €599k
2023: €542k
2024: €663k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€866k-€941k▲ 8.6%€870k▼ 7.5%€977k▲ 12.3%€1.07M▲ 9.3%
Operating result€119k-€139k▲ 17.4%€113k▼ 18.9%€156k▲ 37.9%€356k▲ 129%
Net result€131k-€75k▼ 42.9%€77k▲ 3.6%€107k▲ 38.2%€244k▲ 128%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 129% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.18M
Fixed assets
€439k▲ 39.9%
Current assets
€739k▲ 7.4%
Equity and liabilities €1.18M
Equity
€1.07M▲ 9.3%
Debt
€111k▲ 339%
The debt ratio rises from 2.5% to 9.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€386k▲
2024 · €175k
Cash flow
€273k▲
2024 · €126k
Solvency
90.6%▼
2024 · 97.5%
Current ratio
6.67▼
2024 · 27.28
Quick ratio
6.67▼
2024 · 27.28
Debt / equity
0.10▲
2024 · 0.03
ROE
22.8%▲
2024 · 11.0%
ROA
20.7%▲
2024 · 10.7%
Interest coverage
335.04▲
2024 · 93.94
Debt
€111k▲
2024 · €25k
Debt ≤ 1 year
€111k▲
2024 · €25k
Income taxes
€116k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€1.18M▲
Fixed assets21/28€314k€439k▲
Tangible fixed assets22/27€314k€439k▲
Land and buildings22€289k€306k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€16k€43k▲
Other tangible fixed assets26€7k€6k▼
Assets under construction and advance payments27-€83k
Current assets29/58€689k€739k▲
Amounts receivable within one year40/41€29k€63k▲
Trade receivables40-€7k
Other amounts receivable41€29k€56k▲
Cash at bank and in hand54/58€658k€648k▼
Deferred charges and accrued income490/1€2k€28k▲
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.18M▲
Equity10/15€977k€1.07M▲
Contributions10/11€6k€6k=
Reserves13€575k€666k▲
Distributable reserves133€575k€666k▲
Profit (loss) carried forward14€396k€396k=
Amounts payable17/49€25k€111k▲
Amounts payable within one year42/48€25k€111k▲
Trade debts44€1k€51k▲
Suppliers440/4€1k€51k▲
Taxes, remuneration and social security45€24k€60k▲
Taxes450/3€24k€60k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€29k▲
Other operating charges640/8€6k€8k▲
Gross operating margin9900€181k€393k▲
Operating profit (loss)9901€156k€356k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€157k€360k▲
Income taxes67/77€50k€116k▲
Profit (loss) for the period9904€107k€244k▲
Profit (loss) for the period to be appropriated9905€107k€244k▲
Appropriation of the result
Profit (loss) to be appropriated9906€503k€640k▲
Profit (loss) brought forward from the previous period14P€396k€396k=
Transfer from equity791/2-€153k
Transfer to equity691/2€107k€244k▲
To other reserves6921€107k€244k▲
Profit to be distributed694/7-€153k
Return on contributions (dividend)694-€153k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €244k ▲128%
Operating result €356k, net result €244k, both a record.
31-12
Financial
Equity above €1MEq €1.07M ▲9.3%
8 profitable years in a row build equity to €1.07M.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €30k ▼63.6%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 38.06
Current ratio from 9.59 to 38.06; short-term debt falls from €41k to €11k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacques Sermonlaan 221083 GanshorenGround area
212 m²
Building footprint
83 m²
Volume, LiDAR
637 m³
Parcel 21392B0035/00C002, Brussels · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WBUILD
since 20102.194.643.014
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392B0035/00C002 | Brussels | 212 m² | 1 · 83 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TS CONSTRUCT SRL
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IMOGES
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BATIMENTS ET MAINTENANCE
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Fléron · Eq €1.06M
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 6,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.