ALGEMENE BOUWONDERNEMING VERDONCK
ActiveALGEMENE BOUWONDERNEMING VERDONCK has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €825k and a net result of €154k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+10
Solvency99▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.66 against 3.4 in 2024; short-term debt: 25.9% and cash: 35.5% of total assets), and 25.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
13.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
31 d late
2022
on the day
2021
32 d early
2020
33 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€825k▲ 22.9%
2024 · €671k
2018: €165k
2019: €267k
2020: €350k
2021: €483k
2022: €566k
2023: €617k
2024: €671k
2018 → 2025
Total assets
€1.11M▲ 20.1%
2024 · €928k
2018: €557k
2019: €750k
2020: €1.07M
2021: €850k
2022: €779k
2023: €800k
2024: €928k
2018 → 2025
Net result
€154k▲ 182%
2024 · €55k
2018: €59k
2019: €102k
2020: €116k
2021: €134k
2022: €83k
2023: €51k
2024: €55k
2018 → 2025
Working capital
€766k▲ 27.9%
2024 · €599k
2018: €118k
2019: €201k
2020: €265k
2021: €414k
2022: €517k
2023: €575k
2024: €599k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€483k-€566k▲ 17.1%€617k▲ 8.9%€671k▲ 8.8%€825k▲ 22.9%
Operating result€195k-€86k▼ 56.2%€70k▼ 18.7%€73k▲ 5.1%€218k▲ 197%
Net result€134k-€83k▼ 38.0%€51k▼ 39.0%€55k▲ 7.9%€154k▲ 182%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 197% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.11M
Fixed assets
€60k▼ 23.7%
Current assets
€1.05M▲ 24.2%
Equity and liabilities €1.11M
Equity
€825k▲ 22.9%
Debt
€289k▲ 12.6%
The debt ratio falls from 27.7% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€249k▲
2024 · €104k
Cash flow
€185k▲
2024 · €85k
Solvency
74.1%▲
2024 · 72.3%
Current ratio
3.66▲
2024 · 3.40
Quick ratio
3.52▲
2024 · 3.39
Debt / equity
0.35▼
2024 · 0.38
ROE
18.7%▲
2024 · 8.1%
ROA
13.8%▲
2024 · 5.9%
Interest coverage
33.57▲
2024 · 12.22
Debt
€289k▲
2024 · €257k
Debt ≤ 1 year
€288k▲
2024 · €250k
Income taxes
€68k▲
2024 · €21k
Staff costs
€150k▲
2024 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€928k€1.11M▲
Fixed assets21/28€79k€60k▼
Tangible fixed assets22/27€79k€60k▼
Plant, machinery and equipment23€5k€8k▲
Furniture and vehicles24€55k€46k▼
Leasing and similar rights25€10k€0▼
Other tangible fixed assets26€8k€5k▼
Financial fixed assets28€346€346=
Current assets29/58€849k€1.05M▲
Amounts receivable after more than one year29€280k€280k=
Other amounts receivable291€280k€280k=
Stocks and contracts in progress3€3k€40k▲
Stocks30/36€3k€10k▲
Contracts in progress37-€30k
Amounts receivable within one year40/41€301k€304k▲
Trade receivables40€104k€156k▲
Other amounts receivable41€197k€149k▼
Cash at bank and in hand54/58€240k€396k▲
Deferred charges and accrued income490/1€25k€33k▲
Equity and liabilities
Total equity and liabilities10/49€928k€1.11M▲
Equity10/15€671k€825k▲
Contributions10/11€7k€7k=
Reserves13€664k€818k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€662k€816k▲
Amounts payable17/49€257k€289k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€250k€288k▲
Current portion of amounts payable after more than one year42€9k€0▼
Trade debts44€121k€225k▲
Suppliers440/4€121k€225k▲
Taxes, remuneration and social security45€7k€49k▲
Taxes450/3€575€41k▲
Remuneration and social security454/9€7k€8k▲
Other amounts payable47/48€113k€14k▼
Accrued charges and deferred income492/3€7k€953▼
Income statement
Code20242025
Remuneration, social security and pensions62€140k€150k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k▲
Other operating charges640/8€10k€3k▼
Gross operating margin9900€254k€402k▲
Operating profit (loss)9901€73k€218k▲
Financial income75/76B€11k€12k▲
Recurring financial income75€11k€12k▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€76k€222k▲
Income taxes67/77€21k€68k▲
Profit (loss) for the period9904€55k€154k▲
Profit (loss) for the period to be appropriated9905€55k€154k▲
Appropriation of the result
Profit (loss) to be appropriated9906€55k€154k▲
Transfer to equity691/2€55k€154k▲
To other reserves6921€55k€154k▲
Social balance
Average headcount (FTE)90872.92.9=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €154k ▲182%
Operating result €218k, net result €154k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €51k ▼39%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €500kEq €566k ▲17.1%
5 profitable years in a row build equity to €566k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €267k ▲61.9%
2 profitable years in a row build equity to €267k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriepark Oost 58730 BeernemGround area
2,910 m²
Building footprint
1,230 m²
Parcel 31028D0913/00A000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Algemene Bouwonderneming Verdonck
since 20122.211.500.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31028D0913/00A000 | Flanders | 2,910 m² | 1 · 1,230 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493007NMTL4WPL6E773
Similar companies · same sector, comparable size
BOUWONDERNEMING LAEVENS
BE 0451.587.161
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LA MAISON LORGE
BE 0436.220.381
Wavre · Eq €826k
WOLF LUC
BE 0444.814.878
Affligem · Eq €824k
ALGEMENE BOUWONDERNEMING NICO VAN PARIJS
BE 0472.003.384
Pittem · Eq €824k
E & P-CONSTRUCT
BE 0463.920.613
Heusden-Zolder · Eq €826k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 7,216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-06-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
66210Risk and damage evaluation
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.