WALLOPTIC

Active

Private limited companyfounded 20242 yrs activeRue de Nivelles 146, 7170 Manage, BelgiumKBO/BCE: BE 1012.616.850

The computed 12-month bankruptcy probability of WALLOPTIC is 2.0% (moderate). The 2025 annual accounts show equity of €94k and a net result of €73k. Its solvency ranks better than 34% of 17987 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

51 / 100

Fair▼ -22 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency17▼-14

Growth78

Stability82

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity short (current ratio 0.78 against 1.81 in 2024), and 84.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.5%

Return on assets

12.1%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

6 d late

2024

45 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€94k▲ 346%

2024 · €21k

2024: €21k

2024 → 2025

Total assets

€607k▼ 5.9%

2024 · €645k

2024: €645k

2024 → 2025

Net result

€73k▲ 352%

2024 · €16k

2024: €16k

2024 → 2025

Working capital

€-62k

2024 · €139k

2024: €139k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€21k-€94k▲ 346%

Operating result€21k-€113k▲ 437%

Net result€16k-€73k▲ 352%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 437% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €607k

63.4%

36.6%

Fixed assets €384k▲ 15.0%

Current assets €222k▼ 28.5%

Equity and liabilities €607k

15.5%

84.5%

Equity €94k▲ 346%

Debt €512k▼ 17.9%

The debt ratio falls from 96.7% to 84.5%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€159k▲

2024 · €30k

Cash flow

€119k▲

2024 · €26k

Solvency

15.5%▲

2024 · 3.3%

Current ratio

0.78▼

2024 · 1.81

Quick ratio

0.26▼

2024 · 1.40

Debt / equity

5.43▼

2024 · 29.48

ROE

77.6%▲

2024 · 76.4%

ROA

12.1%▲

2024 · 2.5%

Interest coverage

7.05▼

2024 · 34.08

Debt

€512k▼

2024 · €624k

Debt ≤ 1 year

€285k▲

2024 · €172k

Debt > 1 year

€228k▼

2024 · €390k

Income taxes

€17k▲

2024 · €4k

Staff costs

€205k▲

2024 · €33k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€645k€607k▼

Fixed assets21/28€334k€384k▲

Intangible fixed assets21€322k€289k▼

Tangible fixed assets22/27€12k€96k▲

Furniture and vehicles24€3k€52k▲

Leasing and similar rights25€10k€8k▼

Other tangible fixed assets26-€36k

Current assets29/58€311k€222k▼

Stocks and contracts in progress3€70k€149k▲

Stocks30/36€70k€149k▲

Amounts receivable within one year40/41€8k€38k▲

Trade receivables40€8k€15k▲

Other amounts receivable41-€23k

Cash at bank and in hand54/58€228k€27k▼

Deferred charges and accrued income490/1€5k€9k▲

Equity and liabilities

Total equity and liabilities10/49€645k€607k▼

Equity10/15€21k€94k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€16k€89k▲

Amounts payable17/49€624k€512k▼

Amounts payable after more than one year17€390k€228k▼

Financial debts170/4€390k€228k▼

Amounts payable within one year42/48€172k€285k▲

Current portion of amounts payable after more than one year42€90k€93k▲

Trade debts44€32k€42k▲

Suppliers440/4€32k€42k▲

Taxes, remuneration and social security45€13k€36k▲

Taxes450/3€10k€13k▲

Remuneration and social security454/9€3k€23k▲

Other amounts payable47/48€38k€114k▲

Accrued charges and deferred income492/3€61k-

Income statement Code20242025

Remuneration, social security and pensions62€33k€205k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€46k▲

Other operating charges640/8€427€1k▲

Non-recurring operating charges66A€563€233▼

Gross operating margin9900€65k€365k▲

Operating profit (loss)9901€21k€113k▲

Financial income75/76B€1€16▲

Recurring financial income75€1€16▲

Financial charges65/66B€894€23k▲

Recurring financial charges65€894€23k▲

Profit (loss) for the period before taxes9903€20k€90k▲

Income taxes67/77€4k€17k▲

Profit (loss) for the period9904€16k€73k▲

Profit (loss) for the period to be appropriated9905€16k€73k▲

Appropriation of the result

Profit (loss) to be appropriated9906€16k€89k▲

Profit (loss) brought forward from the previous period14P-€16k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 6 days late

2025

16-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Manage · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Nivelles 1467170 Manage

Ground area

2,982 m²

Building footprint

620 m²

Volume, LiDAR

3,227 m³

2 parcels, Wallonia · tallest building 15.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

WALLOPTIC

Chaussée de Mons 18, 1400 NivellesRetail trade

since 20242.362.651.071

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25783E0243/00A002	Wallonia	1,567 m²	1 · 579 m²	15.0 m · 2 fl.
52004A0216/00N000	Wallonia	1,414 m²	1 · 42 m²	3.1 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

3 connected companies

Shared address / shareholder

Network connections

LB OPTIC

Shared address

→

OPTILOUP

Shared address

→

SOCIETE GESTION BOUCHEZ LEMMENS

Shared address

→

Similar companies · same sector, comparable size

Optiek Thys

BE 0458.164.553

Beveren-Kruibeke-Zwijndrecht · Eq €94k

Hoogstraten · Eq €95k

Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 994 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-08-2024

Fiscal year end31-12

Activities, NACEBEL

47742Retail sale of prescription glasses, lenses and sunglasses

47782Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.