VAN CEULEBROECK
ActiveVAN CEULEBROECK has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €5k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+25
Solvency98▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.82 in 2024), and 42.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
2.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
57 d early
2022
52 d early
2021
53 d early
2020
52 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 5.2%
2024 · €89k
2018: €81k
2019: €79k
2020: €87k
2021: €91k
2022: €72k
2023: €107k
2024: €89k
2018 → 2025
Total assets
€164k▲ 3.9%
2024 · €158k
2018: €112k
2019: €106k
2020: €116k
2021: €117k
2022: €104k
2023: €190k
2024: €158k
2018 → 2025
Net result
€5k
2024 · €-9k
2018: €17k
2019: €-2k
2020: €8k
2021: €3k
2022: €-19k
2023: €35k
2024: €-9k
2018 → 2025
Working capital
€79k▲ 9.7%
2024 · €72k
2018: €72k
2019: €71k
2020: €77k
2021: €86k
2022: €68k
2023: €88k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€72k▼ 20.8%€107k▲ 49.3%€89k▼ 16.7%€94k▲ 5.2%
Operating result€6k-€-18k€48k€-7k€10k
Net result€3k-€-19k€35k€-9k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€34k▼ 26.3%
Current assets
€130k▲ 16.4%
Equity and liabilities €164k
Equity
€94k▲ 5.2%
Debt
€70k▲ 2.3%
The debt ratio falls from 43.4% to 42.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€23k▲
2024 · €7k
Cash flow
€18k▲
2024 · €5k
Solvency
57.3%▲
2024 · 56.6%
Current ratio
2.55▼
2024 · 2.82
Quick ratio
2.55▼
2024 · 2.82
Debt / equity
0.75▼
2024 · 0.77
ROE
4.9%▲
2024 · -9.9%
ROA
2.8%▲
2024 · -5.6%
Interest coverage
13.76▲
2024 · 3.21
Debt
€70k▲
2024 · €68k
Debt ≤ 1 year
€51k▲
2024 · €40k
Debt > 1 year
€19k▼
2024 · €29k
Income taxes
€4k▲
2024 · €310
Staff costs
€100k▲
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€158k€164k▲
Fixed assets21/28€46k€34k▼
Tangible fixed assets22/27€46k€34k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€4k▼
Leasing and similar rights25€40k€29k▼
Current assets29/58€112k€130k▲
Amounts receivable within one year40/41€24k€20k▼
Trade receivables40€18k€15k▼
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€88k€107k▲
Deferred charges and accrued income490/1€60€3k▲
Equity and liabilities
Total equity and liabilities10/49€158k€164k▲
Equity10/15€89k€94k▲
Contributions10/11€19k€19k=
Reserves13€71k€75k▲
Distributable reserves133€71k€75k▲
Amounts payable17/49€68k€70k▲
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€28k€18k▼
Other amounts payable178/9€909€619▼
Amounts payable within one year42/48€40k€51k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€26k€33k▲
Taxes450/3€9k€11k▲
Remuneration and social security454/9€17k€22k▲
Income statement
Code20242025
Remuneration, social security and pensions62€95k€100k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€104k€125k▲
Operating profit (loss)9901€-7k€10k▲
Financial income75/76B€320€315▼
Recurring financial income75€320€315▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-9k€8k▲
Income taxes67/77€310€4k▲
Profit (loss) for the period9904€-9k€5k▲
Profit (loss) for the period to be appropriated9905€-9k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€5k▲
Transfer from equity791/2€18k-
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7€9k-
Return on contributions (dividend)694€9k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
31-12
Financial
Equity above €100kEq €107k ▲49.3%
Equity rises from €72k to €107k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-19k ▼679%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirweg 1119750 KruisemGround area
2.1 ha
Building footprint
7,114 m²
Volume, LiDAR
35,950 m³
2 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PEARL VISION CENTER
since 20222.329.684.335
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37015A0957/00E000 | Flanders | 2.0 ha | 1 · 7,012 m² | 11.5 m · 2 fl. |
| 45057B1228/00C002 | Flanders | 667 m² | 1 · 102 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Optiek Thys
BE 0458.164.553
Beveren-Kruibeke-Zwijndrecht · Eq €94k
WALLOPTIC
BE 1012.616.850
Manage · Eq €94k
Clear Vision Consult
BE 0679.966.436
Ronse · Eq €93k
Oogcontact
BE 0639.824.866
Leuven · Eq €93k
BENNANI OPTIK
BE 0839.655.952
Visé · Eq €93k
Of 1,725 companies in sector 47742 we hold annual accounts for 1,136. 994 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2000
Fiscal year end31-12
Activities, NACEBEL
47742Retail sale of prescription glasses, lenses and sunglasses
47782Retail trade
52485
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.