W.A.C.
ActiveW.A.C. has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-21k) and a net result of €-13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.58 against 0.71 in 2024; short-term debt: 164% and cash: 7.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-64%
Return on assets
-39.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-21k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
44 d early
2023
35 d late
2022
42 d early
2021
26 d early
2020
25 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-21k▼ 164%
2024 · €-8k
2018: €-46k
2019: €-51k
2020: €-33k
2021: €-400
2022: €4k
2023: €18k
2024: €-8k
2018 → 2025
Total assets
€33k▼ 29.1%
2024 · €47k
2018: €65k
2019: €57k
2020: €69k
2021: €83k
2022: €81k
2023: €71k
2024: €47k
2018 → 2025
Net result
€-13k▲ 50.0%
2024 · €-26k
2018: €21k
2019: €-5k
2020: €18k
2021: €33k
2022: €4k
2023: €15k
2024: €-26k
2018 → 2025
Working capital
€-23k▼ 45.1%
2024 · €-16k
2018: €-59k
2019: €-56k
2020: €-54k
2021: €-23k
2022: €-17k
2023: €5k
2024: €-16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-400-€4k€18k▲ 422%€-8k€-21k▼ 164%
Operating result€26k-€4k▼ 85.2%€15k▲ 284%€-26k€-13k▲ 50.4%
Net result€33k-€4k▼ 88.1%€15k▲ 279%€-26k€-13k▲ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€2k▼ 78.0%
Current assets
€31k▼ 19.4%
Key figures and ratios
EBITDA
€-7k▲
2024 · €-19k
Cash flow
€-7k▲
2024 · €-19k
Solvency
-64.0%▼
2024 · -17.2%
Current ratio
0.58▼
2024 · 0.71
Quick ratio
0.11▼
2024 · 0.16
Debt / equity
-2.56▲
2024 · -6.82
ROA
-39.7%▲
2024 · -56.3%
Interest coverage
-56.86▲
2024 · -247.77
Debt
€54k▼
2024 · €55k
Debt ≤ 1 year
€54k▼
2024 · €55k
Staff costs
€0▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€47k€33k▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Plant, machinery and equipment23€8k€2k▼
Furniture and vehicles24€0-
Other tangible fixed assets26€18€9▼
Current assets29/58€39k€31k▼
Stocks and contracts in progress3€30k€25k▼
Stocks30/36€30k€25k▼
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€47k€33k▼
Equity10/15€-8k€-21k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-27k€-40k▼
Amounts payable17/49€55k€54k▼
Amounts payable within one year42/48€55k€54k▼
Trade debts44€6k€227▼
Suppliers440/4€6k€227▼
Taxes, remuneration and social security45€297€2k▲
Taxes450/3€297€2k▲
Other amounts payable47/48€48k€52k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€-16k€-6k▲
Operating profit (loss)9901€-26k€-13k▲
Financial income75/76B€38€0▼
Recurring financial income75€38€0▼
Financial charges65/66B€75€123▲
Recurring financial charges65€75€123▲
Profit (loss) for the period before taxes9903€-26k€-13k▲
Profit (loss) for the period9904€-26k€-13k▲
Profit (loss) for the period to be appropriated9905€-26k€-13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-40k▼
Profit (loss) brought forward from the previous period14P€-306€-27k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-26k ▼278%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €33k ▲79.3%
Operating result €26k, net result €33k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 841840 LonderzeelGround area
704 m²
Building footprint
121 m²
Volume, LiDAR
848 m³
Parcel 23045F0099/00S000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
W.A.C.
since 20082.170.286.116
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045F0099/00S000 | Flanders | 704 m² | 1 · 120 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
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VALOREH
BE 0627.785.285
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GADECOR
BE 1005.739.550
Namur · Eq €18k
WESTYN
BE 0817.675.059
Sint-Lambrechts-Woluwe · Eq €18k
Beleli Construct
BE 0728.486.826
Court-Saint-Etienne · Eq €18k
Of 7,294 companies in sector 43350 we hold annual accounts for 2,363. 1,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2008
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.