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JS RENOVATION

Active
Private limited companyfounded 200719 yrs activeTer Kamerenstraat 188, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0889.127.041
Summary

JS RENOVATION has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,235) and a net result of -€16,681. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 33926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisWatch ReportCompare
JS RENOVATIONActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390NACE 45450
1 site
Size
€28,384total assets 2025
Equity
-€1,235
Loss
-€16,681
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
1.4%
Structure
Accounts 40 d early0 of 1 deed read
Why 52Capped at 59: negative equity- Loss of €16,681, the second in a row (FY 2025)- Negative equity -€1,235+ Size: total assets €28,384+ Founded in 2007Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 6% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 21-36
equity -4.3% of total assets
Liquidity 14-19
short-term debt 104.3% · cash 11.3%
Profitability 0=
return on assets -58.8%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,514 companies)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 1.1%▲ +193% vs 11-2024 01-2025: 1.1%● 0.0% vs 12-2024 02-2025: 1.1%● 0.0% vs 01-2025 03-2025: 1.1%● 0.0% vs 02-2025 04-2025: 1.1%● 0.0% vs 03-2025 05-2025: 1.1%● 0.0% vs 04-2025 06-2025: 1.1%● 0.0% vs 05-2025 07-2025: 1.0%▼ -1.0% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%▼ -1.5% vs 08-2025 10-2025: 1.1%▲ +5.6% vs 09-2025 11-2025: 1.0%▼ -3.2% vs 10-2025 12-2025: 1.0%▼ -2.3% vs 11-2025 01-2026: 1.4%▲ +32.9% vs 12-2025 02-2026: 1.4%● 0.0% vs 01-2026 03-2026: 1.4%● 0.0% vs 02-2026 04-2026: 1.4%▼ -0.6% vs 03-2026 05-2026: 1.4%● 0.0% vs 04-2026 06-2026: 1.4%● 0.0% vs 05-2026 07-2026: 1.3%▼ -1.0% vs 06-2026 08-2026: 1.3%● 0.0% vs 07-2026 09-2026: 1.4%▲ +1.1% vs 08-2026 10-2026: 1.4%▲ +1.6% vs 09-2026highest value
  • Size: total assets €28,384 lowers the probability for this profile
  • Loss of €16,681, the second in a row (FY 2025) raises the probability
  • Negative equity -€1,235 raises the probability
  • Founded in 2007 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.58 against 1.16 in 2024; short-term debt: 104.3% and cash: 11.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 7%, liquidity 8%, profitability 4%, growth against the median 3%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €28,384
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €16,681, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€1,235
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2007
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€1,235
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 d early
2024
85 d early
2023
79 d early
2022
52 d early
2021
53 d early
2020
51 d early
2019
66 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€23,799

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€1,235 View
  • Caution: Among the weakest 9% on net resultsector median €10,149 · 33,913 companies -€16,681 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€16,681 View

By topic

Financials

Fiscal year
2025
Total assets
€28,384
Loss
-€16,681
Solvency
-4.3%
Total assets▼ 42.0%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-01-2027
  1. 22-12-2025Annual accounts filed
  2. 07-11-2024Annual accounts filed
  3. 30-06-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
02-05-2007
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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