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J & E DE GROEIWERKER

Active
Private limited companyfounded 2008active for 18 yearsKorte Dijk(SHL) 14, 3910 Pelt, BelgiumKBO/BCE: BE 0898.746.471
Summary

J & E DE GROEIWERKER has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,184 and a net result of -€16,995. Equity is shrinking by about 9.3% per year across the filed financial years. Its solvency ranks better than 93% of 34,747 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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J & E DE GROEIWERKERActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350
1 site
Size
€38,171total assets 2025
Equity
€34,184
Loss
-€16,995
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Structure
2025 accounts 4 days early1 of 4 deeds summarised
Why 66raises riskLoss of €16,995, the second in a row (financial year 2025)Liquidity: current ratio 8.91, cash €123, halvedSector: Specialised construction activities (NACE 43)lowers riskFounded in 2008Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 38% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 89.6% of total assets
Liquidity 50-2
short-term debt 10.4% · cash 0.3%
Profitability 0-9
return on assets -44.5%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 11-2024: 1.8% 12-2024: 1.8%● unchanged vs 11-2024 01-2025: 1.8%● unchanged vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 2.0%▲ +0.2 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 1.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.1%▲ +0.2 percentage points vs 06-2025 08-2025: 2.5%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.3%▼ -1.2 percentage points vs 08-2025 10-2025: 0.7%▼ -0.6 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025lowest value 02-2026: 0.7%● unchanged vs 01-2026lowest value 03-2026: 0.7%● unchanged vs 02-2026lowest value 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 8.91, compared with 9.79 in 2024, above the usual 1.5; short-term debt: 10.4% and cash: 0.3% of total assets), and 10.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 44% on liquidity, 4% on profitability and 13% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €16,995, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 8.91, cash €123, halved
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€16,995
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
28 days late
2023
14 days late
2022
9 days late
2021
30 days late
2020
39 days early
2019
35 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€16,995
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€16,995 View
  • Caution: Among the weakest 9% on net resultsector median €10,234 · 34,734 companies -€16,995 View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€38,171
Loss
-€16,995
Solvency
89.6%
Turnover▲ 36.4%
Net result
20222023
Go to Financials

Timeline

Events
22
Since
2009
Next accounts
by 31-07-2027
  1. 14-08-2024Annual accounts filed
  2. 13-09-2023Resignation: ENGELEN, Jurgen (manager)
  3. 09-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
23-06-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Who signs
Each director alone
Purpose
“Algemeen onderhoud; Klusjesdienst; Het slijpen van diverse gleuven bestemd voor…” (deed in Dutch)
Go to Articles of association

Key facts about J & E DE GROEIWERKER

What is the company number of J & E DE GROEIWERKER?
0898.746.471. In Belgium the VAT number is the company number with BE in front: BE 0898.746.471.
Where is J & E DE GROEIWERKER based?
The registered office is at Korte Dijk(SHL) 14, 3910 Pelt.Company details
What does J & E DE GROEIWERKER do?
According to the KBO register, the main activity is other building finishing work (NACE 43350).
What is the legal form of J & E DE GROEIWERKER?
Private limited company (BV).
When was J & E DE GROEIWERKER founded?
On 23-06-2008.
Is J & E DE GROEIWERKER still active?
Yes, J & E DE GROEIWERKER is an active enterprise in the KBO register.
What is the turnover of J & E DE GROEIWERKER?
€4,984 in financial year 2023, according to the filed annual accounts.Financials
Is J & E DE GROEIWERKER profitable?
In financial year 2025, J & E DE GROEIWERKER made a loss of €16,995.
Where can I find the annual accounts of J & E DE GROEIWERKER?
J & E DE GROEIWERKER filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J & E DE GROEIWERKER due?
By 31-07-2027, for financial year 2026.Timeline

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