VVT - techniek
ActiveThe computed 12-month bankruptcy probability of VVT - techniek is 2.4% (moderate). The 2025 annual accounts show equity of €42k and a net result of €233. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 34% of 27711 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency58▲+3
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.58 against 2.29 in 2024; short-term debt: 21.8% and cash: 7.2% of total assets), but 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 0.6%
2024 · €42k
2023: €41k
2024: €42k
2023 → 2025
Total assets
€129k▼ 7.2%
2024 · €139k
2023: €146k
2024: €139k
2023 → 2025
Net result
€233▼ 78.5%
2024 · €1k
2023: €39k
2024: €1k
2023 → 2025
Working capital
€44k▲ 11.5%
2024 · €40k
2023: €32k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€41k-€42k▲ 2.7%€42k▲ 0.6%
Operating result€49k-€6k▼ 88.3%€5k▼ 13.0%
Net result€39k-€1k▼ 97.2%€233▼ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€56k▼ 17.2%
Current assets
€72k▲ 2.5%
Equity and liabilities €129k
Equity
€42k▲ 0.6%
Debt
€87k▼ 10.5%
The debt ratio falls from 69.9% to 67.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▲
2024 · €24k
Cash flow
€21k▲
2024 · €20k
Solvency
32.6%▲
2024 · 30.1%
Current ratio
2.58▲
2024 · 2.29
Quick ratio
2.10▲
2024 · 1.94
Debt / equity
2.06▼
2024 · 2.32
ROE
0.6%▼
2024 · 2.6%
ROA
0.2%▼
2024 · 0.8%
Interest coverage
6.44▼
2024 · 6.61
Debt
€87k▼
2024 · €97k
Debt ≤ 1 year
€28k▼
2024 · €31k
Debt > 1 year
€59k▼
2024 · €66k
Income taxes
€779▼
2024 · €991
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€129k▼
Fixed assets21/28€68k€56k▼
Tangible fixed assets22/27€68k€56k▼
Plant, machinery and equipment23€67k€56k▼
Furniture and vehicles24€593€252▼
Current assets29/58€71k€72k▲
Stocks and contracts in progress3€11k€14k▲
Stocks30/36€11k€14k▲
Amounts receivable within one year40/41€47k€49k▲
Trade receivables40€39k€46k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€11k€9k▼
Deferred charges and accrued income490/1€1k€801▼
Equity and liabilities
Total equity and liabilities10/49€139k€129k▼
Equity10/15€42k€42k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€40k€40k▲
Amounts payable17/49€97k€87k▼
Amounts payable after more than one year17€66k€59k▼
Financial debts170/4€66k€59k▼
Amounts payable within one year42/48€31k€28k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€4k€12k▲
Suppliers440/4€4k€12k▲
Taxes, remuneration and social security45€20k€9k▼
Taxes450/3€19k€7k▼
Remuneration and social security454/9€556€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€21k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€26k€27k▲
Operating profit (loss)9901€6k€5k▼
Financial income75/76B€19€0▼
Recurring financial income75€19€0▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€2k€1k▼
Income taxes67/77€991€779▼
Profit (loss) for the period9904€1k€233▼
Profit (loss) for the period to be appropriated9905€1k€233▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€40k▲
Profit (loss) brought forward from the previous period14P€39k€40k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €233 ▼78.5%
Net result drops to €233, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Assenedestraat 249968 AssenedeGround area
983 m²
Building footprint
247 m²
Volume, LiDAR
963 m³
Parcel 43003B0522/00T000, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VVT - techniek
since 20222.337.638.335
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43003B0522/00T000 | Flanders | 983 m² | 1 · 247 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2022
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.