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VALO

Active
Private limited companyfounded 2022active for 4 yearsTen Hogen(DKL) 12, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0789.377.288
Summary

The computed 12-month bankruptcy probability of VALO is 2.8% (moderate). The 2025 annual accounts show equity of €19,473 and a net result of €11,600. Equity is growing by about 4.1% per year across the filed financial years. Its solvency ranks better than 19% of 34,807 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
VALOActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120
1 site
Size
≈ €230,000turnover 2025, estimated
Equity
€19,473
Profit
€11,600
Turnover estimated from the gross margin
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.8%
Structure
2025 accounts filed 30 days late
Why 51raises riskFounded in 2022Last filed accounts filed 30 days late; 2 of the last 3 lateSector: Specialised construction activities (NACE 43)Equity €19,473 (17.3% of total assets)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 40% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 42+9
equity 17.3% of total assets
Liquidity 31-6
short-term debt 50.8% · cash 5.4%
Profitability 57+39
return on assets 10.3%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)
Last 24 months 11-2024: 2.4% 12-2024: 2.4%● unchanged vs 11-2024 01-2025: 2.3%▼ -0.1 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025lowest value 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 2.9%▲ +0.6 percentage points vs 07-2025 09-2025: 3.1%▲ +0.2 percentage points vs 08-2025 10-2025: 3.1%● unchanged vs 09-2025 11-2025: 3.2%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 3.2%● unchanged vs 11-2025highest value 01-2026: 3.1%▼ -0.1 percentage points vs 12-2025 02-2026: 3.1%● unchanged vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 2.7%▼ -0.4 percentage points vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.1%▲ +0.5 percentage points vs 07-2026 09-2026: 2.8%▼ -0.3 percentage points vs 08-2026 10-2026: 2.8%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.85, compared with 0.92 in 2024, below 1; short-term debt: 50.8% and cash: 5.4% of total assets), and 82.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 19% on solvency, 20% on liquidity, 27% on profitability and 94% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 30 days late; 2 of the last 3 late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Equity €19,473 (17.3% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34807 sector peers (2025).
NBB · sector comparison
Position among 34807 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
30 days late
2024
31 days late
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 31 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €11,600
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 20% on solvencysector median 46.8% · 34,807 companies 17.3% View
  • Board2 directors in office 2 View
  • Total assets 20253 financial years filed €112,334 View

By topic

Financials

Financial year
2025
Total assets
€112,334
Profit
€11,600
Solvency
17.3%
Total assets▲ 10.3%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2022
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 31-08-2024Annual accounts filed
  3. 08-08-2022Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
04-08-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Who signs
Each director alone
Annual meeting
Fourth Monday of May at 18:00
Purpose
“Grondwerken en graafwerken; Schilderen van gebouwen; Schilderen van metalen constructies…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about VALO

What is the company number of VALO?
0789.377.288. In Belgium the VAT number is the company number with BE in front: BE 0789.377.288.
Where is VALO based?
The registered office is at Ten Hogen(DKL) 12, 9170 Sint-Gillis-Waas.Company details
What does VALO do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of VALO?
Private limited company (BV).
When was VALO founded?
On 04-08-2022.
Is VALO still active?
Yes, VALO is an active enterprise in the KBO register.
What is the turnover of VALO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is VALO profitable?
In financial year 2025, VALO made a profit of €11,600.
Where can I find the annual accounts of VALO?
VALO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VALO due?
By 31-07-2027, for financial year 2026.Timeline

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