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Sébastien Solutions

Active
Private limited companyfounded 20233 yrs activeRue Zéphirin Flandre(FLG) 11, 6210 Les Bons Villers, BelgiumKBO/BCE: BE 0797.112.148
Summary

The computed 12-month bankruptcy probability of Sébastien Solutions is 1.8% (moderate). The 2025 annual accounts show equity of €32,531 and a net result of €1,384. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 33831 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Sébastien SolutionsActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120
1 site
Size
€160,048total assets 2025
Equity
€32,531
Profit
€1,384
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
1.8%
Structure
Accounts 39 d early0 of 1 deed read
Why 54- Founded in 2023- Size: total assets €160,048- Sector Specialised construction activities (NACE 43)+ Figures for FY 2025 (filed 22-06-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 45-10
equity 20.3% of total assets
Liquidity 54-3
short-term debt 15.4% · cash 5.7%
Profitability 70+1
return on assets 0.9%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%▼ -0.6% vs 11-2024lowest value 01-2025: 1.3%▲ +2.8% vs 12-2024 02-2025: 1.3%▲ +2.2% vs 01-2025 03-2025: 1.3%● 0.0% vs 02-2025 04-2025: 1.4%▲ +4.6% vs 03-2025 05-2025: 1.4%▲ +3.2% vs 04-2025 06-2025: 1.4%▼ -1.6% vs 05-2025 07-2025: 2.2%▲ +55.8% vs 06-2025 08-2025: 2.1%▼ -3.9% vs 07-2025 09-2025: 2.1%▼ -3.0% vs 08-2025 10-2025: 1.9%▼ -7.5% vs 09-2025 11-2025: 1.9%▼ -0.8% vs 10-2025 12-2025: 1.9%● 0.0% vs 11-2025 01-2026: 1.8%▼ -2.1% vs 12-2025 02-2026: 1.8%● 0.0% vs 01-2026 03-2026: 1.8%● 0.0% vs 02-2026 04-2026: 1.9%▲ +5.3% vs 03-2026 05-2026: 2.0%▲ +4.1% vs 04-2026 06-2026: 2.0%▼ -0.6% vs 05-2026 07-2026: 2.3%▲ +14.5% vs 06-2026highest value 08-2026: 2.3%● 0.0% vs 07-2026highest value 09-2026: 1.8%▼ -19.8% vs 08-2026 10-2026: 1.8%▼ -0.9% vs 09-2026
  • Founded in 2023 raises the probability for this profile
  • Size: total assets €160,048 raises the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Figures for FY 2025 (filed 22-06-2026) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.29 in 2024; short-term debt: 15.4% and cash: 5.7% of total assets), and 79.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 22%, liquidity 49%, profitability 37%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: total assets €160,048
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 22-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 33831 sector peers (2025).
NBB · sector comparison
Position among 33831 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
39 d early
2024
41 d early
2023
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet €277 ▼98.7%

Key points

  • Total assets 20253 fiscal years filed €160,048 View
  • Active since 2023founded 12-01-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€160,048
Profit
€1,384
Solvency
20.3%
Total assets▲ 55.3%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 22-06-2026Annual accounts filed
  2. 20-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
12-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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