VRIENDS STEF
ActiveVRIENDS STEF has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €30k and a net result of €5k. Its solvency ranks better than 90% of 9520 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes
Profitability82
Solvency100
Growth-
Stability85
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 8.48), and 10.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.8%
Return on assets
14.7%
Age of the figures
24 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 23-04-2025, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€30k
Total assets
€34k
Net result
€5k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €34k
Fixed assets
€10k
Current assets
€23k
Equity and liabilities €34k
Equity
€30k
Debt
€3k
Debt finances 10.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€16k
Cash flow
€13k
Solvency
89.8%
Current ratio
8.48
Quick ratio
8.48
Debt / equity
0.11
ROE
16.3%
ROA
14.7%
Interest coverage
225.44
Debt
€3k
Debt ≤ 1 year
€3k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€34k
Fixed assets21/28€10k
Tangible fixed assets22/27€10k
Plant, machinery and equipment23€10k
Furniture and vehicles24€0
Current assets29/58€23k
Amounts receivable within one year40/41€23k
Trade receivables40€21k
Other amounts receivable41€2k
Cash at bank and in hand54/58€227
Deferred charges and accrued income490/1€539
Equity and liabilities
Total equity and liabilities10/49€34k
Equity10/15€30k
Contributions10/11€500
Reserves13€30k
Distributable reserves133€30k
Profit (loss) carried forward14€0
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€987
Suppliers440/4€987
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€0
Accrued charges and deferred income492/3€650
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k
Other operating charges640/8€1k
Gross operating margin9900€17k
Operating profit (loss)9901€7k
Financial income75/76B€626
Recurring financial income75€626
Financial charges65/66B€70
Recurring financial charges65€70
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€3k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer from equity791/2€14k
Transfer to equity691/2€5k
To other reserves6921€5k
Profit to be distributed694/7€14k
Return on contributions (dividend)694€14k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 182960 BrechtGround area
972 m²
Building footprint
150 m²
Volume, LiDAR
182 m³
Parcel 11333N0205/00P002, Flanders · tallest building 7.4 m. Linked by address, not a title deed.
1 establishment unit
Vriends Stef
since 20152.250.434.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333N0205/00P002 | Flanders | 972 m² | 1 · 150 m² | 7.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,177 companies in sector 82100 we hold annual accounts for 3,491. 2,397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded29-10-2015
Fiscal year end30-09
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stefvriends@hotmail.com
Phone:0474/581861