Timmermans - Frederickx
ActiveTimmermans - Frederickx has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €2k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-4
Solvency72▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.67 against 1.23 in 2024; short-term debt: 24.5% and cash: 4.5% of total assets), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
28 d late
2023
29 d late
2022
26 d early
2021
32 d early
2020
25 d early
2019
37 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 10.3%
2024 · €22k
2018: €1k
2019: €6k
2020: €6k
2021: €20k
2022: €12k
2023: €18k
2024: €22k
2018 → 2025
Total assets
€52k▼ 8.8%
2024 · €57k
2018: €18k
2019: €16k
2020: €19k
2021: €29k
2022: €40k
2023: €25k
2024: €57k
2018 → 2025
Net result
€2k▼ 45.9%
2024 · €4k
2018: €4k
2019: €5k
2020: €81
2021: €14k
2022: €-8k
2023: €6k
2024: €4k
2018 → 2025
Working capital
€9k▲ 168%
2024 · €3k
2018: €-5k
2019: €-2k
2020: €-5k
2021: €9k
2022: €5k
2023: €13k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€12k▼ 40.3%€18k▲ 49.6%€22k▲ 23.4%€24k▲ 10.3%
Operating result€20k-€-8k€6k€6k▼ 0.4%€5k▼ 17.0%
Net result€14k-€-8k€6k€4k▼ 29.4%€2k▼ 45.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€31k▼ 22.8%
Current assets
€21k▲ 23.6%
Equity and liabilities €52k
Equity
€24k▲ 10.3%
Debt
€28k▼ 20.8%
The debt ratio falls from 61.4% to 53.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2024 · €14k
Cash flow
€11k▼
2024 · €12k
Solvency
46.7%▲
2024 · 38.6%
Current ratio
1.67▲
2024 · 1.23
Quick ratio
1.67▲
2024 · 1.23
Debt / equity
1.14▼
2024 · 1.59
ROE
9.3%▼
2024 · 19.0%
ROA
4.3%▼
2024 · 7.3%
Interest coverage
13.97▼
2024 · 17.31
Debt
€28k▼
2024 · €35k
Debt ≤ 1 year
€13k▼
2024 · €14k
Debt > 1 year
€15k▼
2024 · €21k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€52k▼
Fixed assets21/28€40k€31k▼
Tangible fixed assets22/27€40k€31k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€28k€21k▼
Current assets29/58€17k€21k▲
Amounts receivable within one year40/41€14k€18k▲
Trade receivables40€655€17k▲
Other amounts receivable41€14k€2k▼
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€945€628▼
Equity and liabilities
Total equity and liabilities10/49€57k€52k▼
Equity10/15€22k€24k▲
Contributions10/11€19k€19k=
Reserves13€4k€6k▲
Distributable reserves133€4k€6k▲
Amounts payable17/49€35k€28k▼
Amounts payable after more than one year17€21k€15k▼
Financial debts170/4€21k€15k▼
Amounts payable within one year42/48€14k€13k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€3k€931▼
Suppliers440/4€3k€931▼
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€654€1k▲
Gross operating margin9900€15k€16k▲
Operating profit (loss)9901€6k€5k▼
Financial income75/76B€386€33▼
Recurring financial income75€386€33▼
Financial charges65/66B€829€1k▲
Recurring financial charges65€829€1k▲
Profit (loss) for the period before taxes9903€6k€4k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€4k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Profit (loss) brought forward from the previous period14P€-645-
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.88
Current ratio from 1.18 to 2.88; short-term debt falls from €28k to €7k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k ▼158%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €14k ▲17106%
Operating result €20k, net result €14k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.93
Current ratio from 0.61 to 1.93; short-term debt falls from €13k to €9k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 37 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
17-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eendrachtslaan 232960 BrechtGround area
1,411 m²
Building footprint
160 m²
Volume, LiDAR
70 m³
Parcel 11009M0065/00R016, Flanders · tallest building 3.0 m. Linked by address, not a title deed.
1 establishment unit
Timmermans - Frederickx
since 20152.291.056.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0065/00R016 | Flanders | 1,411 m² | 1 · 160 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 684 EUR awarded · 606 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 81 EUR | 81 EUR |
| 2024 | 1 | 156 EUR | 78 EUR |
| 2022 | 1 | 447 EUR | 447 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,219 companies in sector 82100 we hold annual accounts for 3,512. 2,349 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-2015
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
43350Other building finishing work
70200Business and other management consultancy
70220Business consulting
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477775904