LAJKO
ActiveSummary
LAJKO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-23
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.62 against 0.62 in 2024; short-term debt: 120.6% and cash: 7.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-31.6%
Return on assets
6.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7780 sector peers (2025).
NBB · sector comparisonPosition among 7780 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
58 d early
2024
22 d late
2023
26 d late
2022
61 d early
2021
40 d early
2020
89 d early
2019
74 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-17k▲ 17.1%
2024 · €-20k
2019: €11k
2020: €11k▲ +0.6% vs 2019highest in 7 years
2021: €11k● 0.0% vs 2020highest in 7 years
2022: €-10k▼ -184% vs 2021
2023: €-38k▼ -298% vs 2022lowest in 7 years
2024: €-20k▲ +46.6% vs 2023
2025: €-17k▲ +17.1% vs 2024
2019 → 2025
Total assets
€53k▼ 23.9%
2024 · €69k
2019: €30k
2020: €17k▼ -45.0% vs 2019lowest in 7 years
2021: €97k▲ +484% vs 2020highest in 7 years
2022: €42k▼ -56.3% vs 2021
2023: €29k▼ -32.4% vs 2022
2024: €69k▲ +143% vs 2023
2025: €53k▼ -23.9% vs 2024
2019 → 2025
Net result
€3k▼ 80.5%
2024 · €18k
2019: €3k
2020: €64▼ -97.5% vs 2019
2021: €39k▲ +60194% vs 2020highest in 7 years
2022: €-33k▼ -186% vs 2021lowest in 7 years
2023: €-28k▲ +14.7% vs 2022
2024: €18k▲ +162% vs 2023
2025: €3k▼ -80.5% vs 2024
2019 → 2025
Working capital
€-24k▲ 17.5%
2024 · €-29k
2019: €7k
2020: €11k▲ +65.3% vs 2019highest in 7 years
2021: €-11k▼ -196% vs 2020
2022: €-13k▼ -21.1% vs 2021
2023: €-45k▼ -245% vs 2022lowest in 7 years
2024: €-29k▲ +35.3% vs 2023
2025: €-24k▲ +17.5% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€-10k€-38k▼ 298%€-20k▲ 46.6%€-17k▲ 17.1%
2021: €11khighest in 5 years
2022: €-10k▼ -184% vs 2021
2023: €-38k▼ -298% vs 2022lowest in 5 years
2024: €-20k▲ +46.6% vs 2023
2025: €-17k▲ +17.1% vs 2024
Operating result€49k-€-33k€-26k▲ 19.4%€19k€4k▼ 79.6%
2021: €49khighest in 5 years
2022: €-33k▼ -166% vs 2021lowest in 5 years
2023: €-26k▲ +19.4% vs 2022
2024: €19k▲ +170% vs 2023
2025: €4k▼ -79.6% vs 2024
Net result€39k-€-33k€-28k▲ 14.7%€18k€3k▼ 80.5%
2021: €39khighest in 5 years
2022: €-33k▼ -186% vs 2021lowest in 5 years
2023: €-28k▲ +14.7% vs 2022
2024: €18k▲ +162% vs 2023
2025: €3k▼ -80.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€13k ▼ 37.0%
Current assets
€40k ▼ 18.2%
Key figures and ratios
EBITDA
€12k▼
2024 · €26k
Cash flow
€11k▼
2024 · €25k
Solvency
-31.6%▼
2024 · -29.0%
Current ratio
0.62▼
2024 · 0.62
Debt to equity
-4.16▲
2024 · -4.44
ROA
6.5%▼
2024 · 25.4%
Interest coverage
16.23▼
2024 · 27.40
Debt
€70k▼
2024 · €90k
Debt ≤ 1 year
€64k▼
2024 · €78k
Debt > 1 year
€6k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€69k€53k▼
Fixed assets21/28€21k€13k▼
Tangible fixed assets22/27€21k€13k▼
Plant, machinery and equipment23€334€134▼
Furniture and vehicles24€21k€13k▼
Current assets29/58€48k€40k▼
Amounts receivable within one year40/41€22k€32k▲
Trade receivables40€20k€28k▲
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€25k€4k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€69k€53k▼
Equity10/15€-20k€-17k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-44k€-40k▲
Amounts payable17/49€90k€70k▼
Amounts payable after more than one year17€12k€6k▼
Financial debts170/4€12k€6k▼
Amounts payable within one year42/48€78k€64k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€65k€51k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€27k€13k▼
Operating profit (loss)9901€19k€4k▼
Financial income75/76B€0€369▲
Recurring financial income75€0€369▲
Financial charges65/66B€953€713▼
Recurring financial charges65€953€713▼
Profit (loss) for the period before taxes9903€18k€3k▼
Income taxes67/77€0-
Profit (loss) for the period9904€18k€3k▼
Profit (loss) for the period to be appropriated9905€18k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-40k▲
Profit (loss) brought forward from the previous period14P€-61k€-44k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €8k | €8k | €8k | €8k | ▲ 3.3% |
| Other operating charges640/8 | - | €991 | €4k | €1k | €1k | ▲ 27.3% |
| Gross operating margin9900 | €51k | €-24k | €-14k | €27k | €13k | ▼ 52.4% |
| Operating profit (loss)9901 | €49k | €-33k | €-26k | €19k | €4k | ▼ 79.6% |
| Financial income75/76B | - | - | €0 | €0 | €369 | - |
| Recurring financial income75 | - | - | €0 | €0 | €369 | - |
| Financial charges65/66B | - | €205 | €2k | €953 | €713 | ▼ 25.2% |
| Recurring financial charges65 | €0 | €205 | €2k | €953 | €713 | ▼ 25.2% |
| Profit (loss) for the period before taxes9903 | €49k | €-33k | €-28k | €18k | €3k | ▼ 80.5% |
| Income taxes67/77 | €11k | €122 | €213 | €0 | - | - |
| Profit (loss) for the period9904 | €39k | €-33k | €-28k | €18k | €3k | ▼ 80.5% |
| Profit (loss) for the period to be appropriated9905 | €39k | €-33k | €-28k | €18k | €3k | ▼ 80.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97k | €42k | €29k | €69k | €53k | ▼ 23.9% |
| Fixed assets21/28 | €22k | €15k | €25k | €21k | €13k | ▼ 37.0% |
| Tangible fixed assets22/27 | €22k | €15k | €25k | €21k | €13k | ▼ 37.0% |
| Plant, machinery and equipment23 | - | €834 | €534 | €334 | €134 | ▼ 59.9% |
| Furniture and vehicles24 | - | €14k | €25k | €21k | €13k | ▼ 36.6% |
| Current assets29/58 | €75k | €27k | €3k | €48k | €40k | ▼ 18.2% |
| Amounts receivable within one year40/41 | €42k | €8k | €156 | €22k | €32k | ▲ 49.0% |
| Trade receivables40 | - | €306 | €156 | €20k | €28k | ▲ 35.6% |
| Other amounts receivable41 | - | €8k | €0 | €1k | €5k | ▲ 237% |
| Cash at bank and in hand54/58 | €31k | €17k | €1k | €25k | €4k | ▼ 84.6% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | €3k | ▲ 103% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97k | €42k | €29k | €69k | €53k | ▼ 23.9% |
| Equity10/15 | €11k | €-10k | €-38k | €-20k | €-17k | ▲ 17.1% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €5k | €5k | €5k | €5k | €5k | = |
| Non-distributable reserves130/1 | - | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €0 | - | - | - |
| Distributable reserves133 | - | €3k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | - | €-33k | €-61k | €-44k | €-40k | ▲ 7.9% |
| Amounts payable17/49 | €86k | €52k | €66k | €90k | €70k | ▼ 22.4% |
| Amounts payable after more than one year17 | - | €12k | €18k | €12k | €6k | ▼ 51.2% |
| Financial debts170/4 | - | €12k | €18k | €12k | €6k | ▼ 51.2% |
| Amounts payable within one year42/48 | €86k | €40k | €49k | €78k | €64k | ▼ 17.9% |
| Current portion of amounts payable after more than one year42 | - | €5k | €6k | €6k | €6k | ▲ 4.0% |
| Trade debts44 | €28k | €4k | €4k | €2k | €3k | ▲ 15.8% |
| Suppliers440/4 | - | €4k | €4k | €2k | €3k | ▲ 15.8% |
| Advances received on contracts in progress46 | - | €1k | €0 | - | - | - |
| Taxes, remuneration and social security45 | - | €122 | €9k | €5k | €4k | ▼ 20.9% |
| Taxes450/3 | - | €122 | €9k | €5k | €4k | ▼ 20.9% |
| Other amounts payable47/48 | - | €30k | €29k | €65k | €51k | ▼ 20.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39k | €-33k | €-28k | €18k | €3k | ▼ 80.5% |
| + Depreciation and write-downs630 | €1k | €8k | €8k | €8k | €8k | ▲ 3.3% |
| Operating cash flow (approximation) | €40k | €-25k | €-20k | €25k | €11k | ▼ 55.4% |
| Investment in fixed assets (approximation) | - | €-1k | €-18k | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-14k | €-16k | €24k | €-21k | ▼ 189% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €39k ▲60,194%
Operating result €49k, net result €39k, both a record.
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
02-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Baarle-Hertog · 1 establishment unit since 2017
Ground area
1,534 m²
Building footprint
259 m²
Volume, LiDAR
1,935 m³
Parcel 13002F0001/00N000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Lajko
since 20172.265.067.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13002F0001/00N000 | Flanders | 1,534 m² | 1 · 259 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,511. 1,888 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
46150Agents in the wholesale of furniture, household goods and hardware
47527Retail trade
47540Retail sale of electrical household appliances
Scores and ratios are computed by Checked and are not a credit decision.