VORM INTERIEURGROEP
ActiveVORM INTERIEURGROEP has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €29k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency85▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.44 against 1.57 in 2024; short-term debt: 39.7% and cash: 26.6% of total assets), and 39.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.3%
Return on assets
17.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
133 d early
2023
20 d late
2022
25 d early
2021
142 d early
2020
24 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€102k▲ 40.1%
2024 · €73k
2018: €26k
2019: €58k
2020: €83k
2021: €167k
2022: €73k
2023: €73k
2024: €73k
2018 → 2025
Total assets
€170k▼ 12.2%
2024 · €193k
2018: €203k
2019: €181k
2020: €174k
2021: €274k
2022: €252k
2023: €221k
2024: €193k
2018 → 2025
Net result
€29k▼ 41.3%
2024 · €50k
2018: €22k
2019: €33k
2020: €25k
2021: €84k
2022: €46k
2023: €50k
2024: €50k
2018 → 2025
Working capital
€97k▲ 40.5%
2024 · €69k
2018: €44k
2019: €73k
2020: €109k
2021: €163k
2022: €70k
2023: €71k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€73k▼ 56.2%€73k▲ 0.1%€73k▼ 0.2%€102k▲ 40.1%
Operating result€112k-€62k▼ 44.5%€67k▲ 8.4%€67k▼ 1.1%€40k▼ 39.2%
Net result€84k-€46k▼ 45.0%€50k▲ 8.7%€50k▼ 0.5%€29k▼ 41.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€5k▲ 31.9%
Current assets
€164k▼ 13.1%
Equity and liabilities €170k
Equity
€102k▲ 40.1%
Debt
€67k▼ 43.9%
The debt ratio falls from 62.2% to 39.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €68k
Cash flow
€31k▼
2024 · €51k
Solvency
60.3%▲
2024 · 37.8%
Current ratio
2.44▲
2024 · 1.57
Quick ratio
2.44▲
2024 · 1.57
Debt / equity
0.66▼
2024 · 1.65
ROE
28.6%▼
2024 · 68.2%
ROA
17.2%▼
2024 · 25.8%
Interest coverage
82.82▼
2024 · 191.27
Debt
€67k▼
2024 · €120k
Debt ≤ 1 year
€67k▼
2024 · €120k
Income taxes
€11k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€193k€170k▼
Fixed assets21/28€4k€5k▲
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€4k€5k▲
Current assets29/58€189k€164k▼
Amounts receivable within one year40/41€104k€110k▲
Trade receivables40€97k€105k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€79k€45k▼
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€193k€170k▼
Equity10/15€73k€102k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€53k€82k▲
Amounts payable17/49€120k€67k▼
Amounts payable within one year42/48€120k€67k▼
Trade debts44€20k€6k▼
Suppliers440/4€20k€6k▼
Taxes, remuneration and social security45€8k€19k▲
Taxes450/3€8k€19k▲
Other amounts payable47/48€93k€43k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€505€765▲
Gross operating margin9900€78k€43k▼
Operating profit (loss)9901€67k€40k▼
Financial income75/76B€379€21▼
Recurring financial income75€379€21▼
Financial charges65/66B€356€513▲
Recurring financial charges65€356€513▲
Profit (loss) for the period before taxes9903€67k€40k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€50k€29k▼
Profit (loss) for the period to be appropriated9905€50k€29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€82k▼
Profit (loss) brought forward from the previous period14P€53k€53k▼
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €102k ▲40.1%
8 profitable years in a row build equity to €102k.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €84k ▲234%
Operating result €112k, net result €84k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲100%
4 profitable years in a row build equity to €167k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 512540 HoveGround area
298 m²
Building footprint
251 m²
Volume, LiDAR
1,522 m³
Parcel 11021A0244/00H006, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VORM INTERIEURGROEP
since 20082.168.917.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0244/00H006 | Flanders | 298 m² | 1 · 251 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 945 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 945 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
EMMAUS
BE 0471.707.040
Oostkamp · Eq €102k
GOING EAST
BE 0627.624.939
Antwerpen · Eq €102k
KLOKHUIS INTERIEURARCHITECTEN
BE 0628.741.429
Mechelen · Eq €102k
L'Objet Trouvé
BE 0878.893.739
Beersel · Eq €102k
VAL
BE 1005.455.676
Vorst · Eq €103k
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2008
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.