STUDIO 8
ActiveSTUDIO 8 has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €942. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-17
Solvency88▲+7
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.65 against 2.4 in 2024), but 56.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.3%
Return on assets
0.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-08-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
57 d late
2023
61 d late
2022
60 d late
2021
20 d early
2020
26 d late
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 1.1%
2024 · €89k
2018: €75k
2019: €76k
2020: €39k
2021: €84k
2022: €87k
2023: €85k
2024: €89k
2018 → 2025
Total assets
€207k▼ 12.2%
2024 · €235k
2018: €572k
2019: €554k
2020: €478k
2021: €403k
2022: €309k
2023: €232k
2024: €235k
2018 → 2025
Net result
€942▼ 75.7%
2024 · €4k
2018: €13k
2019: €986
2020: €-37k
2021: €45k
2022: €4k
2023: €-3k
2024: €4k
2018 → 2025
Working capital
€71k▲ 12.9%
2024 · €63k
2018: €-20k
2019: €-22k
2020: €-27k
2021: €64k
2022: €59k
2023: €61k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€87k▲ 4.6%€85k▼ 3.1%€89k▲ 4.6%€90k▲ 1.1%
Operating result€62k-€10k▼ 84.1%€4k▼ 55.9%€14k▲ 218%€10k▼ 25.2%
Net result€45k-€4k▼ 91.5%€-3k€4k€942▼ 75.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€109k▼ 14.5%
Current assets
€98k▼ 9.4%
Equity and liabilities €207k
Equity
€90k▲ 1.1%
Debt
€117k▼ 20.1%
The debt ratio falls from 62.4% to 56.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€29k▼
2024 · €32k
Cash flow
€19k▼
2024 · €22k
Solvency
43.3%▲
2024 · 37.6%
Current ratio
3.65▲
2024 · 2.40
Quick ratio
3.44▲
2024 · 2.31
Debt / equity
1.31▼
2024 · 1.66
ROE
1.1%▼
2024 · 4.4%
ROA
0.5%▼
2024 · 1.6%
Interest coverage
3.37▼
2024 · 4.05
Debt
€117k▼
2024 · €147k
Debt ≤ 1 year
€27k▼
2024 · €45k
Debt > 1 year
€90k▼
2024 · €102k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€235k€207k▼
Fixed assets21/28€127k€109k▼
Tangible fixed assets22/27€127k€109k▼
Land and buildings22€118k€103k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€9k€6k▼
Current assets29/58€108k€98k▼
Stocks and contracts in progress3€4k€6k▲
Stocks30/36€4k€6k▲
Amounts receivable within one year40/41€20k€29k▲
Trade receivables40€753€3k▲
Other amounts receivable41€19k€26k▲
Cash at bank and in hand54/58€82k€58k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€235k€207k▼
Equity10/15€89k€90k▲
Contributions10/11€19k€19k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€20k€20k=
Profit (loss) carried forward14€49k€50k▲
Amounts payable17/49€147k€117k▼
Amounts payable after more than one year17€102k€90k▼
Financial debts170/4€100k€89k▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€45k€27k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€25k€5k▼
Suppliers440/4€25k€5k▼
Advances received on contracts in progress46€3k€0▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€9k▲
Remuneration and social security454/9€84€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€36k€33k▼
Operating profit (loss)9901€14k€10k▼
Financial income75/76B€717€2k▲
Recurring financial income75€717€2k▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€7k€4k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€4k€942▼
Profit (loss) for the period to be appropriated9905€4k€942▼
Appropriation of the result
Profit (loss) to be appropriated9906€49k€50k▲
Profit (loss) brought forward from the previous period14P€45k€49k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.37
Current ratio from 0.68 to 1.37.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-37k ▼3870%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolveniersstraat 62000 AntwerpenGround area
801 m²
Building footprint
316 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
STUDIO 8
since 20192.288.828.628
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382A0334/00C007 | Flanders | 442 m² | - | - |
| 11803C1364/00B000 | Flanders | 359 m² | 1 · 316 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IDP CREATIVE
BE 0721.892.707
Waterloo · Eq €90k
ARTECH
BE 0427.214.427
Watermaal-Bosvoorde · Eq €89k
DF & Associés
BE 0756.932.669
Watermaal-Bosvoorde · Eq €89k
SAVE FERRIS
BE 0763.853.620
Vorst · Eq €89k
TAUP
BE 1007.735.671
Lendelede · Eq €90k
Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,061 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-01-2010
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
46130Agents in the wholesale of timber and building materials
46190Agents in non-specialised wholesale trade
74104Other professional, scientific and technical activities
74105Other professional, scientific and technical activities
74130Interior design
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.