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LENTO INTERIORS

Active
Private limited companyfounded 200916 yrs activeIsabellalei 138, 2018 Antwerpen, BelgiumKBO/BCE: BE 0820.059.180

LENTO INTERIORS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
63 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+40
Solvency55▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 2.39 in 2024; short-term debt: 38.3% and cash: 14.9% of total assets), but 70.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
29.7%
Return on assets
-1.7%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
27 d early
2023
22 d early
2022
4 d early
2021
2 d late
2020
24 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€42k▼ 5.4%
2024 · €45k
2018: €-19k 2019: €-27k 2020: €32k 2021: €65k 2022: €65k 2023: €70k 2024: €45k
2018 → 2025
Total assets
€142k▲ 6.8%
2024 · €133k
2018: €106k 2019: €103k 2020: €177k 2021: €203k 2022: €198k 2023: €218k 2024: €133k
2018 → 2025
Net result
€-2k▲ 90.6%
2024 · €-26k
2018: €-8k 2019: €-8k 2020: €60k 2021: €34k 2022: €1k 2023: €6k 2024: €-26k
2018 → 2025
Working capital
€40k▼ 17.3%
2024 · €48k
2018: €8k 2019: €553 2020: €62k 2021: €86k 2022: €84k 2023: €92k 2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€65k-€65k▲ 0.4%€70k▲ 8.2%€45k▼ 36.6%€42k▼ 5.4%
Operating result€48k-€6k▼ 87.0%€13k▲ 114%€-21k€1k
Net result€34k-€1k▼ 96.8%€6k▲ 463%€-26k€-2k▲ 90.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €48k€48kNet result 2021: €34k€34kOperating result 2022: €6k€6kNet result 2022: €1k€1kOperating result 2023: €13k€13kNet result 2023: €6k€6kOperating result 2024: €-21k€-21kNet result 2024: €-26k€-26kOperating result 2025: €1k€1kNet result 2025: €-2k€-2k20212022202320242025
The operating result returns to profit in 2025: €1k after a loss of €21k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets €48k▼ 4.9%
Current assets €94k▲ 13.9%
Equity and liabilities €142k
Equity €42k▼ 5.4%
Debt €100k▲ 13.0%
The debt ratio rises from 66.4% to 70.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11k
2024 · €-12k
Cash flow
€8k
2024 · €-16k
Solvency
29.7%
2024 · 33.6%
Current ratio
1.73
2024 · 2.39
Quick ratio
1.26
2024 · 1.57
Debt / equity
2.36
2024 · 1.98
ROE
-5.7%
2024 · -57.6%
ROA
-1.7%
2024 · -19.4%
Interest coverage
2.86
2024 · -2.52
Debt
€100k
2024 · €88k
Debt ≤ 1 year
€54k
2024 · €35k
Debt > 1 year
€44k
2024 · €50k
Income taxes
€300
2024 · €272
Staff costs
€37k
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€133k€142k
Fixed assets21/28€50k€48k
Intangible fixed assets21-€5k
Tangible fixed assets22/27€50k€43k
Land and buildings22€37k€32k
Plant, machinery and equipment23€4k€3k
Furniture and vehicles24€6k€5k
Other tangible fixed assets26€3k€3k
Current assets29/58€82k€94k
Stocks and contracts in progress3€28k€25k
Stocks30/36€28k€25k
Amounts receivable within one year40/41€18k€44k
Trade receivables40€13k€40k
Other amounts receivable41€5k€4k
Cash at bank and in hand54/58€29k€21k
Deferred charges and accrued income490/1€7k€3k
Equity and liabilities
Total equity and liabilities10/49€133k€142k
Equity10/15€45k€42k
Contributions10/11€19k€19k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€-24k€-27k
Amounts payable17/49€88k€100k
Amounts payable after more than one year17€50k€44k
Financial debts170/4€50k€44k
Amounts payable within one year42/48€35k€54k
Current portion of amounts payable after more than one year42€6k€6k
Trade debts44€8k€22k
Suppliers440/4€8k€22k
Advances received on contracts in progress46€500€1k
Taxes, remuneration and social security45€14k€20k
Taxes450/3€7k€12k
Remuneration and social security454/9€7k€7k
Other amounts payable47/48€6k€5k
Accrued charges and deferred income492/3€4k€1k
Income statement Code20242025
Remuneration, social security and pensions62€36k€37k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A-€55
Gross operating margin9900€26k€50k
Operating profit (loss)9901€-21k€1k
Financial income75/76B€438€614
Recurring financial income75€438€614
Financial charges65/66B€5k€4k
Recurring financial charges65€5k€4k
Profit (loss) for the period before taxes9903€-25k€-2k
Income taxes67/77€272€300
Profit (loss) for the period9904€-26k€-2k
Profit (loss) for the period to be appropriated9905€-26k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-27k
Profit (loss) brought forward from the previous period14P-€-24k
Transfer from equity791/2€1k-

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
23-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
03-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €-26k ▼521%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
08-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
06-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Back to profitnet €60k
Net result €60k after 2 loss-making years.
30-09
Financial Liquidity doublescurrent ratio 2.15
Current ratio from 1.02 to 2.15.
30-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
27-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
01-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
24-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Isabellalei 1382018 Antwerpen
Ground area
136 m²
Building footprint
63 m²
Volume, LiDAR
798 m³
Parcel 11806F1348/00P004, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LENTO INTERIORS
Isabellalei 138, 2018 AntwerpenActivities of interior architects
since 20092.182.576.214
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11806F1348/00P004 Flanders 136 m² 1 · 63 m² 15.6 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,067 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-10-2009
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.