VOICE TECH
ActiveSummary
VOICE TECH has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €-1k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 7058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability34▼-48
Solvency99▲+6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 2.57 in 2024; short-term debt: 26.4% and cash: 0.3% of total assets), and 26.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
28 d late
2023
59 d late
2022
31 d late
2021
31 d late
2020
61 d late
2019
42 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▼ 1.1%
2024 · €123k
2018: €44klowest in 8 years
2019: €56k▲ +28.4% vs 2018
2020: €78k▲ +38.7% vs 2019
2021: €96k▲ +23.1% vs 2020
2022: €107k▲ +11.8% vs 2021
2023: €104k▼ -3.1% vs 2022
2024: €123k▲ +18.5% vs 2023highest in 8 years
2025: €122k▼ -1.1% vs 2024
2018 → 2025
Total assets
€166k▼ 8.7%
2024 · €181k
2018: €163klowest in 8 years
2019: €170k▲ +4.3% vs 2018
2020: €186k▲ +9.6% vs 2019
2021: €196k▲ +5.5% vs 2020highest in 8 years
2022: €180k▼ -8.5% vs 2021
2023: €165k▼ -8.2% vs 2022
2024: €181k▲ +10.0% vs 2023
2025: €166k▼ -8.7% vs 2024
2018 → 2025
Net result
€-1k
2024 · €19k
2018: €13k
2019: €12k▼ -6.4% vs 2018
2020: €22k▲ +74.7% vs 2019highest in 8 years
2021: €18k▼ -17.1% vs 2020
2022: €11k▼ -36.9% vs 2021
2023: €-3k▼ -130% vs 2022lowest in 8 years
2024: €19k▲ +673% vs 2023
2025: €-1k▼ -107% vs 2024
2018 → 2025
Working capital
€61k▼ 15.7%
2024 · €72k
2018: €40klowest in 8 years
2019: €54k▲ +35.5% vs 2018
2020: €65k▲ +20.7% vs 2019
2021: €74k▲ +14.4% vs 2020highest in 8 years
2022: €63k▼ -15.3% vs 2021
2023: €63k▲ +0.5% vs 2022
2024: €72k▲ +14.2% vs 2023
2025: €61k▼ -15.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€107k▲ 11.8%€104k▼ 3.1%€123k▲ 18.5%€122k▼ 1.1%
2021: €96klowest in 5 years
2022: €107k▲ +11.8% vs 2021
2023: €104k▼ -3.1% vs 2022
2024: €123k▲ +18.5% vs 2023highest in 5 years
2025: €122k▼ -1.1% vs 2024
Operating result€25k-€15k▼ 40.4%€-3k€30k€2k▼ 93.3%
2021: €25k
2022: €15k▼ -40.4% vs 2021
2023: €-3k▼ -121% vs 2022lowest in 5 years
2024: €30k▲ +1045% vs 2023highest in 5 years
2025: €2k▼ -93.3% vs 2024
Net result€18k-€11k▼ 36.9%€-3k€19k€-1k
2021: €18k
2022: €11k▼ -36.9% vs 2021
2023: €-3k▼ -130% vs 2022lowest in 5 years
2024: €19k▲ +673% vs 2023highest in 5 years
2025: €-1k▼ -107% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€61k ▼ 3.6%
Current assets
€104k ▼ 11.4%
Equity and liabilities €166k
Equity
€122k ▼ 1.1%
Debt
€44k ▼ 24.7%
Debt's share of the balance-sheet total falls from 32.0% to 26.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €33k
Cash flow
€891▼
2024 · €22k
Current ratio
2.39▼
2024 · 2.57
Debt to equity
0.36▼
2024 · 0.47
ROE
-1.2%▼
2024 · 15.6%
ROA
-0.8%▼
2024 · 10.6%
Interest coverage
1.95▼
2024 · 15.12
Debt ≤ 1 year
€44k▼
2024 · €46k
Income taxes
€4k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€181k€166k▼
Fixed assets21/28€63k€61k▼
Tangible fixed assets22/27€63k€61k▼
Land and buildings22€61k€59k▼
Plant, machinery and equipment23€876€365▼
Other tangible fixed assets26€2k€2k=
Current assets29/58€118k€104k▼
Amounts receivable within one year40/41€50k€64k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€47k€60k▲
Cash at bank and in hand54/58€27k€415▼
Deferred charges and accrued income490/1€41k€40k▼
Equity and liabilities
Total equity and liabilities10/49€181k€166k▼
Equity10/15€123k€122k▼
Contributions10/11€19k€19k=
Reserves13€102k€102k=
Distributable reserves133€102k€102k=
Profit (loss) carried forward14€2k€1k▼
Amounts payable17/49€58k€44k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€46k€44k▼
Current portion of amounts payable after more than one year42€12k€2k▼
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€12k€24k▲
Suppliers440/4€12k€24k▲
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€21k€10k▼
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€328€831▲
Gross operating margin9900€33k€5k▼
Operating profit (loss)9901€30k€2k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€29k€2k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€19k€-1k▼
Profit (loss) for the period to be appropriated9905€19k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€1k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€19k-
To other reserves6921€19k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €5k | €5k | €3k | €2k | ▼ 22.0% |
| Other operating charges640/8 | €551 | €554 | €4k | €328 | €831 | ▲ 153% |
| Gross operating margin9900 | €32k | €21k | €6k | €33k | €5k | ▼ 84.5% |
| Operating profit (loss)9901 | €25k | €15k | €-3k | €30k | €2k | ▼ 93.3% |
| Financial income75/76B | €4k | €5k | €4k | €2k | €2k | ▲ 40.7% |
| Recurring financial income75 | €4k | €5k | €4k | €2k | €2k | ▲ 40.7% |
| Financial charges65/66B | €2k | €2k | €2k | €2k | €2k | ▲ 1.6% |
| Recurring financial charges65 | €2k | €2k | €2k | €2k | €2k | ▲ 1.6% |
| Profit (loss) for the period before taxes9903 | €27k | €18k | €-2k | €29k | €2k | ▼ 92.8% |
| Income taxes67/77 | €9k | €7k | €1k | €10k | €4k | ▼ 64.8% |
| Profit (loss) for the period9904 | €18k | €11k | €-3k | €19k | €-1k | ▼ 107% |
| Profit (loss) for the period to be appropriated9905 | €18k | €11k | €-3k | €19k | €-1k | ▼ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €196k | €180k | €165k | €181k | €166k | ▼ 8.7% |
| Fixed assets21/28 | €75k | €71k | €66k | €63k | €61k | ▼ 3.6% |
| Tangible fixed assets22/27 | €75k | €71k | €66k | €63k | €61k | ▼ 3.6% |
| Land and buildings22 | €66k | €64k | €62k | €61k | €59k | ▼ 2.9% |
| Plant, machinery and equipment23 | €8k | €5k | €2k | €876 | €365 | ▼ 58.3% |
| Other tangible fixed assets26 | €944 | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €121k | €109k | €98k | €118k | €104k | ▼ 11.4% |
| Amounts receivable within one year40/41 | €87k | €104k | €57k | €50k | €64k | ▲ 28.0% |
| Trade receivables40 | €14k | €29k | €15k | €4k | €4k | ▲ 18.0% |
| Other amounts receivable41 | €72k | €76k | €41k | €47k | €60k | ▲ 28.8% |
| Cash at bank and in hand54/58 | €23k | €399 | €438 | €27k | €415 | ▼ 98.5% |
| Deferred charges and accrued income490/1 | €12k | €4k | €41k | €41k | €40k | ▼ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €196k | €180k | €165k | €181k | €166k | ▼ 8.7% |
| Equity10/15 | €96k | €107k | €104k | €123k | €122k | ▼ 1.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €72k | €83k | €83k | €102k | €102k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €70k | €81k | €83k | €102k | €102k | = |
| Profit (loss) carried forward14 | €6k | €6k | €2k | €2k | €1k | ▼ 56.6% |
| Amounts payable17/49 | €100k | €72k | €61k | €58k | €44k | ▼ 24.7% |
| Amounts payable after more than one year17 | €38k | €26k | €14k | €2k | - | - |
| Financial debts170/4 | €38k | €26k | €14k | €2k | - | - |
| Amounts payable within one year42/48 | €47k | €46k | €35k | €46k | €44k | ▼ 4.6% |
| Current portion of amounts payable after more than one year42 | €11k | €12k | €13k | €12k | €2k | ▼ 83.2% |
| Financial debts43 | - | €1k | €3k | - | €8k | - |
| Credit institutions430/8 | - | €1k | €3k | - | €8k | - |
| Trade debts44 | €18k | €13k | €15k | €12k | €24k | ▲ 99.4% |
| Suppliers440/4 | €18k | €13k | €15k | €12k | €24k | ▲ 99.4% |
| Taxes, remuneration and social security45 | €18k | €20k | €4k | €21k | €10k | ▼ 53.8% |
| Taxes450/3 | €18k | €20k | €4k | €21k | €10k | ▼ 53.8% |
| Accrued charges and deferred income492/3 | €15k | €142 | €11k | €10k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €11k | €-3k | €19k | €-1k | ▼ 107% |
| + Depreciation and write-downs630 | €6k | €5k | €5k | €3k | €2k | ▼ 22.0% |
| Operating cash flow (approximation) | €24k | €16k | €1k | €22k | €891 | ▼ 96.0% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €0 | €0 | - |
| Change in cash | - | €-22k | €39 | €26k | €-26k | ▼ 200% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲11.8%
5 profitable years in a row build equity to €107k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €22k ▲74.7%
Net result €22k, the highest in the series.
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2004
Ground area
353 m²
Building footprint
73 m²
Volume, LiDAR
540 m³
Parcel 42021A0719/00H000, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STRAINBORM
since 20042.135.636.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021A0719/00H000 | Flanders | 353 m² | 1 · 73 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 3,006 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-02-2004
Fiscal year end31-12
Trade name NL
STRAINBORM
Activities, NACEBEL 2025
73110Advertising agencies
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.