VOCHT SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of VOCHT SOLUTIONS is 2.0% (moderate). The 2026 annual accounts show equity of €12,500 and a net result of €18,547. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 257 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
Axes · tick = 2025
Profitability100=
Solvency55▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.37 in 2025; short-term debt: 70.2% and cash: 23.9% of total assets), and 70.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
29.8%
Return on assets
44.2%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 27-08-2026, 157 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
157 d early
2025
155 d early
2024
64 d early
2023
20 d early
2022
6 d early
2021
13 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 69 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. Usually files around 28 November (4 of the last 5 filed years within 91 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today30-06-2027 close31-01-2028 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2026, micro schema
Equity
€12,500=
2025 · €12,500
Total assets
€42,007▼ 7.1%
2025 · €45,239
Net result
€18,547▼ 55.0%
2025 · €41,203
Working capital
€5,810▼ 50.4%
2025 · €11,711
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result-€17,764▼ 213%-€11,469▲ 35.4%€26,321€59,139▲ 125%€27,951▼ 52.7%
Net result-€18,544below the sector's middle half▼ 202%-€11,949below the sector's middle half▲ 35.6%€24,103within the sector's middle half€41,203above the sector's middle half▲ 70.9%€18,547▼ 55.0%
Equity-€12,178below the sector's middle half-€24,126below the sector's middle half▼ 98.1%-€24below the sector's middle half▲ 99.9%€12,500below the sector's middle half€12,500=
Total assets€42,534below the sector's middle half▼ 31.8%€26,795below the sector's middle half▼ 37.0%€42,527below the sector's middle half▲ 58.7%€45,239below the sector's middle half▲ 6.4%€42,007▼ 7.1%
Debt€54,711▼ 2.4%€50,922▼ 6.9%€42,551▼ 16.4%€32,739▼ 23.1%€29,507▼ 9.9%
Working capital€5,578within the sector's middle half▼ 65.8%-€10,497below the sector's middle half€18,095within the sector's middle half€11,711within the sector's middle half▼ 35.3%€5,810▼ 50.4%
Solvency-28.6%below the sector's middle half▼ 38.8pp-90.0%below the sector's middle half▼ 61.4pp-0.1%below the sector's middle half▲ 90.0pp27.6%within the sector's middle half▲ 27.7pp29.8%▲ 2.1pp
Current ratio1.45within the sector's middle half▼ 0.830.49below the sector's middle half▼ 0.962.14within the sector's middle half▲ 1.651.37within the sector's middle half▼ 0.771.20▼ 0.17
Return on assets (ROA)-43.6%below the sector's middle half▼ 33.8pp-44.6%below the sector's middle half▼ 1.0pp56.7%above the sector's middle half▲ 101.3pp91.1%above the sector's middle half▲ 34.4pp44.2%▼ 46.9pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 53% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €42,007
Fixed assets
€6,690 ▲ 273%
Current assets
€35,317 ▼ 18.7%
Equity and liabilities €42,007
Equity
€12,500 =
Debt
€29,507 ▼ 9.9%
Debt's share of the balance-sheet total falls from 72.4% to 70.2%. Debt is lower.
Key figures and ratios
EBITDA
€29,396▼
2025 · €67,229
Cash flow
€19,991▼
2025 · €49,293
Quick ratio
1.17▼
2025 · 1.36
Debt to equity
2.36▼
2025 · 2.62
ROE
148.4%▼
2025 · 329.6%
Interest coverage
174.42▼
2025 · 401.97
Debt ≤ 1 year
€29,507▼
2025 · €31,735
Debt > 1 year
€0▼
2025 · €1,005
Income taxes
€9,635▼
2025 · €17,770
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,696 | €8,610 | €8,129 | €8,090 | €1,445 | ▼ 82.1% |
| Other operating charges640/8 | €665 | €641 | €1,119 | €1,206 | €1,223 | ▲ 1.4% |
| Non-recurring operating charges66A | - | - | - | €291 | €0 | ▼ 100% |
| Gross operating margin9900 | -€8,403 | -€2,217 | €35,569 | €68,726 | €30,619 | ▼ 55.4% |
| Operating profit (loss)9901 | -€17,764 | -€11,469 | €26,321 | €59,139 | €27,951 | ▼ 52.7% |
| Financial income75/76B | €0 | €0 | €0 | €1 | €398 | ▲ 26,628% |
| Recurring financial income75 | €0 | €0 | €0 | €1 | €398 | ▲ 26,628% |
| Financial charges65/66B | €477 | €233 | €338 | €167 | €169 | ▲ 0.8% |
| Recurring financial charges65 | €477 | €233 | €338 | €167 | €169 | ▲ 0.8% |
| Profit (loss) for the period before taxes9903 | -€18,241 | -€11,702 | €25,982 | €58,973 | €28,181 | ▼ 52.2% |
| Income taxes67/77 | €303 | €247 | €1,880 | €17,770 | €9,635 | ▼ 45.8% |
| Profit (loss) for the period9904 | -€18,544 | -€11,949 | €24,103 | €41,203 | €18,547 | ▼ 55.0% |
| Profit (loss) for the period to be appropriated9905 | -€18,544 | -€11,949 | €24,103 | €41,203 | €18,547 | ▼ 55.0% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €42,534 | €26,795 | €42,527 | €45,239 | €42,007 | ▼ 7.1% |
| Formation expenses20 | €562 | €0 | - | - | - | - |
| Fixed assets21/28 | €24,128 | €16,710 | €8,581 | €1,794 | €6,690 | ▲ 273% |
| Tangible fixed assets22/27 | €24,128 | €16,710 | €8,581 | €1,794 | €6,690 | ▲ 273% |
| Plant, machinery and equipment23 | - | - | - | - | €1,588 | - |
| Furniture and vehicles24 | €24,128 | €16,710 | €8,581 | €1,794 | €5,102 | ▲ 184% |
| Current assets29/58 | €17,843 | €10,085 | €33,946 | €43,446 | €35,317 | ▼ 18.7% |
| Stocks and contracts in progress3 | - | - | - | €392 | €721 | ▲ 84.0% |
| Stocks30/36 | - | - | - | €392 | €721 | ▲ 84.0% |
| Amounts receivable within one year40/41 | €3,365 | €3,310 | €14,949 | €1,849 | €23,668 | ▲ 1,180% |
| Trade receivables40 | €3,248 | €3,310 | €14,621 | €119 | €2,509 | ▲ 2,015% |
| Other amounts receivable41 | €117 | €0 | €327 | €1,730 | €21,159 | ▲ 1,123% |
| Cash at bank and in hand54/58 | €13,239 | €5,762 | €17,185 | €40,346 | €10,040 | ▼ 75.1% |
| Deferred charges and accrued income490/1 | €1,239 | €1,012 | €1,812 | €860 | €888 | ▲ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €42,534 | €26,795 | €42,527 | €45,239 | €42,007 | ▼ 7.1% |
| Equity10/15 | -€12,178 | -€24,126 | -€24 | €12,500 | €12,500 | = |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Profit (loss) carried forward14 | -€24,678 | -€36,626 | -€12,524 | €0 | €0 | - |
| Amounts payable17/49 | €54,711 | €50,922 | €42,551 | €32,739 | €29,507 | ▼ 9.9% |
| Amounts payable after more than one year17 | €40,392 | €30,339 | €26,700 | €1,005 | €0 | ▼ 100% |
| Financial debts170/4 | €40,392 | €30,339 | €26,700 | €1,005 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €12,265 | €20,582 | €15,851 | €31,735 | €29,507 | ▼ 7.0% |
| Current portion of amounts payable after more than one year42 | €10,015 | €10,052 | €839 | €0 | - | - |
| Trade debts44 | €874 | €1,141 | €9,334 | €912 | €725 | ▼ 20.5% |
| Suppliers440/4 | €874 | €1,141 | €9,334 | €912 | €725 | ▼ 20.5% |
| Taxes, remuneration and social security45 | €903 | €1,628 | €5,657 | €2,143 | €10,235 | ▲ 378% |
| Taxes450/3 | €903 | €1,628 | €5,657 | €2,143 | €10,235 | ▲ 378% |
| Other amounts payable47/48 | €472 | €7,761 | €21 | €28,680 | €18,547 | ▼ 35.3% |
| Accrued charges and deferred income492/3 | €2,055 | €0 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,544 | -€11,949 | €24,103 | €41,203 | €18,547 | ▼ 55.0% |
| + Depreciation and write-downs630 | €8,696 | €8,610 | €8,129 | €8,090 | €1,445 | ▼ 82.1% |
| Operating cash flow (approximation) | -€9,848 | -€3,339 | €32,232 | €49,293 | €19,991 | ▼ 59.4% |
| Investment in fixed assets (approximation) | - | -€1,192 | €0 | -€1,302 | -€6,341 | ▼ 387% |
| Change in cash | - | -€7,476 | €11,423 | €23,161 | -€30,306 | ▼ 231% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2021net €41,203 ▲70.9%
Operating result €59,139, net result €41,203, both a record.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €24,103
Net result €24,103 after 3 loss-making years.
30-06
Financial
Liquidity quadruplescurrent ratio 2.14
Current ratio from 0.49 to 2.14; short-term debt falls from €20,582 to €15,851.
11-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet -€18,544
Net result drops to -€18,544, the lowest in the series; recovery starts the following year.
18-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Ground area
1,059 m²
Building footprint
139 m²
Volume, LiDAR
846 m³
Parcel 24040B0140/00R002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VOCHT SOLUTIONS
since 20202.300.142.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24040B0140/00R002 | Flanders | 1,059 m² | 1 · 139 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belgian Coating Solution
BE 0766.335.731
Huy · Eq €12,609
BS RENOVATION
BE 0801.583.254
Brussel · Eq €13,480
DIASOLTECH
BE 0881.210.158
Verviers · Eq €11,505
TOITURE LIÉNARD
BE 0845.987.181
Ittre · Eq €14,029
PHILEXP
BE 1001.772.646
Sint-Pieters-Woluwe · Eq €10,965
Of 369 companies in sector 43421 we hold annual accounts for 205. 124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-2020
Fiscal year end30-06
Activities, NACEBEL 2025
43421Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0744890219
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.