Financials
- Fiscal year
- 2025
- Total assets
- €33,485
- Profit
- €242
- Solvency
- 42.6%
Turnover▲ 139%
Net result
20222023
D&S Workgroup
ActiveSummary
D&S Workgroup has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,257 and a net result of €242. Equity is growing by ~43.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
What they do
Other specialised construction activities
NACE 43990Specialised construction activities NACE 43421NACE 43999
1 site
How big
€33,485total assets 2025
- Staff
- 0.9 FTE
- Equity
- €14,257
- Profit
- €242
Turnover not published (abridged schema)
Who decides
Accounts filed 30 d late0 of 1 deed read
Why 67- Latest accounts 30 days late; 2 of the last 3 late- Founded in 2021- Size: total assets €33,485+ Liquidity: current ratio 1.61, cash €13,886Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 48% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
68+3
equity 42.6% of total assets
Liquidity
71+2
short-term debt 56.8% · cash 41.5%
Profitability
70-30
return on assets 0.7%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.5%highest value
09-2026: 0.9%▼ -40.0% vs 08-2026lowest value
10-2026: 0.9%● 0.0% vs 09-2026lowest value
- Liquidity: current ratio 1.61, cash €13,886 lowers the probability
- Latest accounts 30 days late; 2 of the last 3 late raises the probability
- Founded in 2021 raises the probability for this profile
- Size: total assets €33,485 raises the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.61 against 1.45 in 2024; short-term debt: 56.8% and cash: 41.5% of total assets), but 57.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 45%, liquidity 69%, profitability 37%, growth against the median 39%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
30 d late
2024
31 d late
2023
133 d late
2022
6 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 4 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €16,499
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- Next accounts
- by 31-07-2027
- 30-08-2026Annual accounts filed
- 31-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 07-12-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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