Klusjesdienst.net
ActiveSummary
The computed 12-month bankruptcy probability of Klusjesdienst.net is 2.0% (moderate). The 2025 annual accounts show equity of €14k and a net result of €19k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 38% of 7777 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+12
Solvency60▼-40
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 6.43 in 2024; short-term debt: 65.2% and cash: 52.5% of total assets), and 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.8%
Return on assets
45.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
142 d early
2024
43 d early
2023
42 d early
2022
41 d early
2021
39 d early
2020
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€14k▼ 70.9%
2024 · €50k
2020: €40k
2021: €37k
2022: €40k
2023: €41k
2024: €50k
2020 → 2025
Total assets
€42k▼ 27.4%
2024 · €57k
2020: €89k
2021: €63k
2022: €55k
2023: €47k
2024: €57k
2020 → 2025
Net result
€19k▲ 114%
2024 · €9k
2020: €38k
2021: €-3k
2022: €2k
2023: €1k
2024: €9k
2020 → 2025
Working capital
€4k▼ 90.2%
2024 · €41k
2020: €11k
2021: €8k
2022: €11k
2023: €24k
2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€40k▲ 5.6%€41k▲ 3.6%€50k▲ 21.4%€14k▼ 70.9%
Operating result€-3k-€2k€3k▲ 11.8%€14k▲ 432%€26k▲ 83.7%
Net result€-3k-€2k€1k▼ 31.1%€9k▲ 512%€19k▲ 114%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 84% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€10k ▲ 19.5%
Current assets
€31k ▼ 35.9%
Equity and liabilities €42k
Equity
€14k ▼ 70.9%
Debt
€27k ▲ 259%
Debt's share of the balance-sheet total rises from 13.2% to 65.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €22k
Cash flow
€25k▲
2024 · €17k
Current ratio
1.15▼
2024 · 6.43
Debt to equity
1.87▲
2024 · 0.15
ROE
129.7%▲
2024 · 17.7%
ROA
45.2%▲
2024 · 15.3%
Interest coverage
28.12▲
2024 · 18.35
Debt ≤ 1 year
€27k▲
2024 · €8k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€57k€42k▼
Fixed assets21/28€9k€10k▲
Tangible fixed assets22/27€9k€10k▲
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€1k€8k▲
Furniture and vehicles24€488-
Other tangible fixed assets26€4k-
Current assets29/58€49k€31k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€11k€6k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€37k€22k▼
Equity and liabilities
Total equity and liabilities10/49€57k€42k▼
Equity10/15€50k€14k▼
Contributions10/11€2k€2k=
Reserves13€48k€12k▼
Distributable reserves133€48k€12k▼
Amounts payable17/49€8k€27k▲
Amounts payable within one year42/48€8k€27k▲
Trade debts44€3k€177▼
Suppliers440/4€3k€177▼
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€5k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€968€1k▲
Gross operating margin9900€23k€33k▲
Operating profit (loss)9901€14k€26k▲
Financial income75/76B€0€35▲
Recurring financial income75€0€35▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€13k€25k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€9k€19k▲
Profit (loss) for the period to be appropriated9905€9k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€19k▲
Transfer from equity791/2-€35k
Transfer to equity691/2€9k-
To other reserves6921€9k-
Profit to be distributed694/7-€54k
Return on contributions (dividend)694-€54k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.07
Current ratio from 1.72 to 5.07; short-term debt falls from €15k to €6k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼108%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredaseweg 392381 RavelsGround area
1,552 m²
Building footprint
136 m²
Volume, LiDAR
669 m³
Parcel 13048D0768/00D008, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Klusjesdienst.net
since 20202.304.196.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0768/00D008 | Flanders | 1,552 m² | 1 · 136 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 298 EUR awarded · 298 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 298 EUR | 298 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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UMOR
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Of 366 companies in sector 43421 we hold annual accounts for 203. 130 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43421Specialised construction activities
43230Insulation installation
43320Joinery installation
43332Laying of wooden floor and wall coverings
81220Other building cleaning and industrial cleaning
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.