VLOO
ActiveSummary
The computed 12-month bankruptcy probability of VLOO is 4.3% (elevated). The 2025 annual accounts show negative equity (€-115k) and a net result of €-12k. Equity is shrinking by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 7029 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-50
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
4.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.97 in 2024; short-term debt: 24.2% and cash: 9.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-379.1%
Return on assets
-38.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-115k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
1 d late
2023
42 d late
2022
24 d late
2021
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-115k▼ 11.4%
2024 · €-104k
2021: €3k
2022: €-78k
2023: €-144k
2024: €-104k
2021 → 2025
Total assets
€30k▼ 66.4%
2024 · €91k
2021: €219k
2022: €187k
2023: €120k
2024: €91k
2021 → 2025
Net result
€-12k
2024 · €40k
2021: €-99k
2022: €-81k
2023: €-66k
2024: €40k
2021 → 2025
Working capital
€-1k▼ 110%
2024 · €-662
2021: €-43k
2022: €-8k
2023: €-7k
2024: €-662
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€-78k€-144k▼ 84.2%€-104k▲ 28.1%€-115k▼ 11.4%
Operating result€-95k-€-76k▲ 19.6%€-55k▲ 28.0%€54k€-11k
Net result€-99k-€-81k▲ 18.2%€-66k▲ 19.0%€40k€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €54k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €30k
Fixed assets
€24k ▼ 65.7%
Current assets
€6k ▼ 69.0%
Key figures and ratios
EBITDA
€36k▼
2024 · €101k
Cash flow
€35k▼
2024 · €88k
Solvency
-379.1%▼
2024 · -114.3%
Current ratio
0.81▼
2024 · 0.97
Debt to equity
-1.26▲
2024 · -1.88
ROA
-38.8%▼
2024 · 44.6%
Interest coverage
31.67▲
2024 · 7.63
Debt
€146k▼
2024 · €194k
Debt ≤ 1 year
€7k▼
2024 · €20k
Debt > 1 year
€138k▼
2024 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€91k€30k▼
Fixed assets21/28€71k€24k▼
Intangible fixed assets21€71k€24k▼
Current assets29/58€19k€6k▼
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€3k▼
Cash at bank and in hand54/58€13k€3k▼
Equity and liabilities
Total equity and liabilities10/49€91k€30k▼
Equity10/15€-104k€-115k▼
Contributions10/11€103k€103k=
Profit (loss) carried forward14€-206k€-218k▼
Amounts payable17/49€194k€146k▼
Amounts payable after more than one year17€174k€138k▼
Financial debts170/4€174k€138k▼
Amounts payable within one year42/48€20k€7k▼
Trade debts44€8k€7k▼
Suppliers440/4€8k€7k▼
Taxes, remuneration and social security45€12k€592▼
Taxes450/3€12k€592▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€47k▼
Other operating charges640/8€184€51▼
Gross operating margin9900€101k€36k▼
Operating profit (loss)9901€54k€-11k▼
Financial income75/76B-€30
Recurring financial income75-€30
Financial charges65/66B€13k€1k▼
Recurring financial charges65€13k€1k▼
Profit (loss) for the period before taxes9903€40k€-12k▼
Profit (loss) for the period9904€40k€-12k▼
Profit (loss) for the period to be appropriated9905€40k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-206k€-218k▼
Profit (loss) brought forward from the previous period14P€-247k€-206k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Back to profitnet €40k
Net result €40k after 3 loss-making years.
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 42 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dieweg 56B1180 UkkelGround area
8,303 m²
Building footprint
404 m²
Volume, LiDAR
4,355 m³
Parcel 21614E0065/00N010, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
VLOO
since 20212.313.277.378
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0065/00N010 | Brussels | 8,303 m² | 1 · 404 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VRIEND
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 1,131 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
47910Intermediation services for non-specialised retail
63910Web portal activities
70200Business and other management consultancy
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.