VLERICK PASCAL
ActiveSummary
VLERICK PASCAL has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,659 and a net result of €4,369. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 64% of 28254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+3
Solvency85▲+3
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.42 against 2.08 in 2024; short-term debt: 38.3% and cash: 61.3% of total assets), and 39.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €25,659
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
45 d early
2023
on the day
2022
on the day
2021
on the day
2020
46 d early
2019
15 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Public money
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Financials · fiscal year 2025, micro schema
Equity
€25,659▲ 20.5%
2024 · €21,290
Total assets
€42,701▲ 13.8%
2024 · €37,532
Net result
€4,369▲ 35.9%
2024 · €3,215
Working capital
€23,276▲ 33.0%
2024 · €17,504
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13,705-€3,325-€8,584▼ 158%€3,373€4,854▲ 43.9%
Net result€10,310within the sector's middle half-€4,177below the sector's middle half-€9,268below the sector's middle half▼ 122%€3,215within the sector's middle half€4,369within the sector's middle half▲ 35.9%
Equity€31,520within the sector's middle half▲ 48.6%€27,343within the sector's middle half▼ 13.3%€18,075below the sector's middle half▼ 33.9%€21,290within the sector's middle half▲ 17.8%€25,659within the sector's middle half▲ 20.5%
Total assets€38,270below the sector's middle half▼ 22.2%€37,044below the sector's middle half▼ 3.2%€33,331below the sector's middle half▼ 10.0%€37,532below the sector's middle half▲ 12.6%€42,701below the sector's middle half▲ 13.8%
Debt€6,750▼ 75.9%€9,701▲ 43.7%€15,256▲ 57.3%€16,242▲ 6.5%€17,043▲ 4.9%
Working capital€30,287within the sector's middle half▲ 60.7%€26,703within the sector's middle half▼ 11.8%€15,410within the sector's middle half▼ 42.3%€17,504within the sector's middle half▲ 13.6%€23,276within the sector's middle half▲ 33.0%
Solvency82.4%above the sector's middle half▲ 39.2pp73.8%above the sector's middle half▼ 8.6pp54.2%within the sector's middle half▼ 19.6pp56.7%within the sector's middle half▲ 2.5pp60.1%within the sector's middle half▲ 3.4pp
Current ratio5.74above the sector's middle half▲ 4.053.84above the sector's middle half▼ 1.902.01within the sector's middle half▼ 1.832.08within the sector's middle half▲ 0.072.42within the sector's middle half▲ 0.34
Return on assets (ROA)26.9%above the sector's middle half▲ 30.1pp-11.3%below the sector's middle half▼ 38.2pp-27.8%below the sector's middle half▼ 16.5pp8.6%within the sector's middle half▲ 36.4pp10.2%within the sector's middle half▲ 1.7pp
Staff (FTE)0.8▼ 27.3%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,701
Fixed assets
€3,064 ▼ 19.1%
Current assets
€39,637 ▲ 17.5%
Equity and liabilities €42,701
Equity
€25,659 ▲ 20.5%
Debt
€17,043 ▲ 4.9%
Debt's share of the balance-sheet total falls from 43.3% to 39.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€5,576▲
2024 · €4,176
Cash flow
€5,090▲
2024 · €4,019
Quick ratio
1.97▼
2024 · 2.08
Debt to equity
0.66▼
2024 · 0.76
ROE
17.0%▲
2024 · 15.1%
Interest coverage
13.86▲
2024 · 10.23
Debt ≤ 1 year
€16,361▲
2024 · €16,242
Income taxes
€133▲
2024 · €130
Staff costs
€362▼
2024 · €5,673
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €8,904 | - | - | - |
| Remuneration, social security and pensions62 | - | €510 | €658 | €5,673 | €362 | ▼ 93.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,254 | €649 | €591 | €803 | €722 | ▼ 10.1% |
| Other operating charges640/8 | - | €1,563 | €3,510 | €1,014 | €1,160 | ▲ 14.4% |
| Gross operating margin9900 | €16,816 | -€604 | -€3,825 | €10,864 | €7,098 | ▼ 34.7% |
| Operating profit (loss)9901 | €13,705 | -€3,325 | -€8,584 | €3,373 | €4,854 | ▲ 43.9% |
| Financial income75/76B | - | €1 | €1 | €380 | €50 | ▼ 86.8% |
| Recurring financial income75 | €176 | €1 | €1 | €380 | €50 | ▼ 86.8% |
| Financial charges65/66B | - | €698 | €524 | €408 | €402 | ▼ 1.4% |
| Recurring financial charges65 | €708 | €698 | €524 | €408 | €402 | ▼ 1.4% |
| Profit (loss) for the period before taxes9903 | €13,173 | -€4,022 | -€9,107 | €3,345 | €4,502 | ▲ 34.6% |
| Income taxes67/77 | €2,862 | €154 | €161 | €130 | €133 | ▲ 2.6% |
| Profit (loss) for the period9904 | €10,310 | -€4,177 | -€9,268 | €3,215 | €4,369 | ▲ 35.9% |
| Profit (loss) for the period to be appropriated9905 | €10,310 | -€4,177 | -€9,268 | €3,215 | €4,369 | ▲ 35.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38,270 | €37,044 | €33,331 | €37,532 | €42,701 | ▲ 13.8% |
| Fixed assets21/28 | €1,594 | €945 | €2,665 | €3,786 | €3,064 | ▼ 19.1% |
| Tangible fixed assets22/27 | €1,594 | €945 | €2,665 | €3,786 | €3,064 | ▼ 19.1% |
| Plant, machinery and equipment23 | - | €849 | €2,665 | €2,097 | €1,856 | ▼ 11.5% |
| Furniture and vehicles24 | - | €96 | - | €1,689 | €1,208 | ▼ 28.5% |
| Current assets29/58 | €36,675 | €36,099 | €30,666 | €33,747 | €39,637 | ▲ 17.5% |
| Stocks and contracts in progress3 | - | - | - | - | €7,436 | - |
| Contracts in progress37 | - | - | - | - | €7,436 | - |
| Amounts receivable within one year40/41 | €8,059 | €4,000 | €2,371 | €15,368 | €3,768 | ▼ 75.5% |
| Trade receivables40 | - | - | €1,020 | €10,600 | - | - |
| Other amounts receivable41 | - | €4,000 | €1,351 | €4,768 | €3,768 | ▼ 21.0% |
| Cash at bank and in hand54/58 | €26,388 | €30,437 | €26,026 | €17,426 | €26,182 | ▲ 50.3% |
| Deferred charges and accrued income490/1 | - | €1,662 | €2,269 | €953 | €2,251 | ▲ 136% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38,270 | €37,044 | €33,331 | €37,532 | €42,701 | ▲ 13.8% |
| Equity10/15 | €31,520 | €27,343 | €18,075 | €21,290 | €25,659 | ▲ 20.5% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €12,223 | €12,223 | €12,223 | €12,223 | €12,223 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Distributable reserves133 | - | €10,223 | €10,223 | €10,223 | €10,223 | = |
| Profit (loss) carried forward14 | -€703 | -€4,880 | -€14,148 | -€10,933 | -€6,564 | ▲ 40.0% |
| Amounts payable17/49 | €6,750 | €9,701 | €15,256 | €16,242 | €17,043 | ▲ 4.9% |
| Amounts payable within one year42/48 | €6,389 | €9,396 | €15,256 | €16,242 | €16,361 | ▲ 0.7% |
| Trade debts44 | €3,003 | €6,770 | €11,196 | €13,549 | €15,671 | ▲ 15.7% |
| Suppliers440/4 | - | €6,770 | €11,196 | €13,549 | €15,671 | ▲ 15.7% |
| Taxes, remuneration and social security45 | - | €2,601 | €4,035 | €2,694 | €690 | ▼ 74.4% |
| Taxes450/3 | - | €794 | €3,857 | €879 | €690 | ▼ 21.4% |
| Remuneration and social security454/9 | - | €1,808 | €178 | €1,815 | - | - |
| Other amounts payable47/48 | - | €25 | €25 | - | - | - |
| Accrued charges and deferred income492/3 | - | €305 | - | - | €681 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,310 | -€4,177 | -€9,268 | €3,215 | €4,369 | ▲ 35.9% |
| + Depreciation and write-downs630 | €1,254 | €649 | €591 | €803 | €722 | ▼ 10.1% |
| Operating cash flow (approximation) | €11,565 | -€3,528 | -€8,677 | €4,019 | €5,090 | ▲ 26.7% |
| Investment in fixed assets (approximation) | - | €0 | -€2,311 | -€1,924 | €0 | ▲ 100% |
| Change in cash | - | €4,049 | -€4,411 | -€8,600 | €8,757 | ▲ 202% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €3,215
Net result €3,215 after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet -€9,268
Net result drops to -€9,268, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €10,310
Net result €10,310 after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 5.74
Current ratio from 1.69 to 5.74; short-term debt falls from €27,479 to €6,389.
2020
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2011
Ground area
566 m²
Building footprint
92 m²
Volume, LiDAR
548 m³
Parcel 44064B0734/00C000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VLERICK PASCAL
since 20112.195.476.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0734/00C000 | Flanders | 566 m² | 1 · 92 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,357 EUR awarded · 1,357 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2022 | 1 | 357 EUR | 357 EUR |
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 3 endedAfwerking bouw duaal (so)
Medewerker tegelzetwerken en dekvloeren duaal (so)
Vloerder - tegelzetter duaal (so)
Show 3 ended approvals
Tegelzetter (so)
Medewerker tegelzetwerken en dekvloeren duaal (so)
Tegelzetter (so)
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Of 11,142 companies in sector 43910 we hold annual accounts for 5,493. 4,189 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-2010
Fiscal year end30-06
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43331Floor and wall tiling
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832384021
Also
9925:BE0832384021
Registered
04-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.