VLA
ActiveSummary
VLA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€35,590) and a net result of €9,651. Its solvency ranks better than 9% of 2460 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2460 sector peers (2025).
NBB · sector comparisonPosition among 2460 sector peers
Solvency
better than 9%
← weakest
strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€35,590▲ 21.3%
2024 · -€45,240
Net result
€9,651
2024 · -€47,240
Total assets
€1.8m▼ 6.1%
2024 · €1.9m
Solvency
-2.0%▲ 0.4pp
2024 · -2.4%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€31,810-€74,937
Net result-€47,240-€9,651
Equity-€45,240--€35,590▲ 21.3%
Total assets€1.9m-€1.8m▼ 6.1%
Debt€1.9m-€1.8m▼ 6.5%
Working capital-€174,885--€245,195▼ 40.2%
Solvency-2.4%--2.0%▲ 0.4pp
Staff (FTE)1
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €74,937 after a loss of €31,810 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.7m ▼ 2.4%
Current assets
€34,755 ▼ 67.5%
Key figures and ratios
ROA
0.5%▲
2024 · -2.5%
Debt ≤ 1 year
€279,950▼
2024 · €281,813
Debt > 1 year
€1.5m▼
2024 · €1.6m
Income taxes
€1,716▲
2024 · €334
Staff costs
€17,319
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €520 | €203 | ▼ 61.0% |
| Remuneration, social security and pensions62 | - | €17,319 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €88,237 | €78,511 | ▼ 11.0% |
| Other operating charges640/8 | €7,588 | €8,670 | ▲ 14.3% |
| Non-recurring operating charges66A | €1,053 | €2,647 | ▲ 151% |
| Gross operating margin9900 | €65,068 | €182,084 | ▲ 180% |
| Operating profit (loss)9901 | -€31,810 | €74,937 | ▲ 336% |
| Financial income75/76B | €2 | €33 | ▲ 1,627% |
| Recurring financial income75 | €2 | €33 | ▲ 1,627% |
| Financial charges65/66B | €15,099 | €63,603 | ▲ 321% |
| Recurring financial charges65 | €15,099 | €63,603 | ▲ 321% |
| Profit (loss) for the period before taxes9903 | -€46,906 | €11,367 | ▲ 124% |
| Income taxes67/77 | €334 | €1,716 | ▲ 414% |
| Profit (loss) for the period9904 | -€47,240 | €9,651 | ▲ 120% |
| Profit (loss) for the period to be appropriated9905 | -€47,240 | €9,651 | ▲ 120% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.9m | €1.8m | ▼ 6.1% |
| Fixed assets21/28 | €1.8m | €1.7m | ▼ 2.4% |
| Tangible fixed assets22/27 | €1.8m | €1.7m | ▼ 2.4% |
| Land and buildings22 | €1.4m | €1.3m | ▼ 1.8% |
| Plant, machinery and equipment23 | €82,580 | €82,274 | ▼ 0.4% |
| Furniture and vehicles24 | €317,388 | €301,707 | ▼ 4.9% |
| Other tangible fixed assets26 | €3,000 | €3,000 | = |
| Assets under construction and advance payments27 | €1,855 | - | - |
| Current assets29/58 | €106,928 | €34,755 | ▼ 67.5% |
| Amounts receivable within one year40/41 | €45,640 | €153 | ▼ 99.7% |
| Trade receivables40 | €41,702 | €153 | ▼ 99.6% |
| Other amounts receivable41 | €3,938 | - | - |
| Cash at bank and in hand54/58 | €54,614 | €26,830 | ▼ 50.9% |
| Deferred charges and accrued income490/1 | €6,675 | €7,772 | ▲ 16.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.9m | €1.8m | ▼ 6.1% |
| Equity10/15 | -€45,240 | -€35,590 | ▲ 21.3% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€47,240 | -€37,590 | ▲ 20.4% |
| Amounts payable17/49 | €1.9m | €1.8m | ▼ 6.5% |
| Amounts payable after more than one year17 | €1.6m | €1.5m | ▼ 7.5% |
| Financial debts170/4 | €1.6m | €1.5m | ▼ 7.5% |
| Amounts payable within one year42/48 | €281,813 | €279,950 | ▼ 0.7% |
| Current portion of amounts payable after more than one year42 | €114,830 | €132,202 | ▲ 15.1% |
| Trade debts44 | €10,023 | €6,732 | ▼ 32.8% |
| Suppliers440/4 | €10,023 | €6,732 | ▼ 32.8% |
| Taxes, remuneration and social security45 | €7,268 | €11,762 | ▲ 61.8% |
| Taxes450/3 | €7,268 | €5,883 | ▼ 19.1% |
| Remuneration and social security454/9 | - | €5,879 | - |
| Other amounts payable47/48 | €149,692 | €129,254 | ▼ 13.7% |
| Accrued charges and deferred income492/3 | €8,427 | €7,705 | ▼ 8.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€47,240 | €9,651 | ▲ 120% |
| + Depreciation and write-downs630 | €88,237 | €78,511 | ▼ 11.0% |
| Operating cash flow (approximation) | €40,996 | €88,162 | ▲ 115% |
| Investment in fixed assets (approximation) | - | -€35,538 | - |
| Change in cash | - | -€27,784 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9,651
Net result €9,651 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
09-07
State Gazette act
General meeting · Director appointment
Permanent representative · Mandate compensation
23-04
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2023
Ground area
4,301 m²
Building footprint
501 m²
Volume, LiDAR
3,358 m³
2 parcels, Wallonia · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
VLA
since 20232.352.786.171
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002C0087/00B000 | Wallonia | 2,598 m² | 1 · 243 m² | 10.9 m · 2 fl. |
| 62030C0177/00H000 | Wallonia | 1,703 m² | 1 · 258 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
2 board mandatesBoard mandates of this companythis company sits on their board2
6 locations
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
66220Insurance agents and brokers
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1002886661
Also
9925:BE1002886661
Registered
16-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.