Summary
LITI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €323,563 and a net result of €20,434. Its solvency ranks better than 24% of 2460 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2460 sector peers (2025).
NBB · sector comparisonPosition among 2460 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
88 d early
2024
90 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 89 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€323,563▲ 6.7%
2024 · €303,129
Net result
€20,434
2024 · -€148,533
Total assets
€1.8m▲ 2.3%
2024 · €1.8m
Solvency
18.0%▲ 0.8pp
2024 · 17.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€123,140-€37,998
Net result-€148,533below the sector's middle half-€20,434within the sector's middle half
Equity€303,129within the sector's middle half-€323,563within the sector's middle half▲ 6.7%
Total assets€1.8mabove the sector's middle half-€1.8mabove the sector's middle half▲ 2.3%
Debt€1.5m-€1.5m▲ 1.3%
Working capital-€410,020--€434,627▼ 6.0%
Solvency17.2%below the sector's middle half-18.0%below the sector's middle half▲ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37,998 after a loss of €123,140 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.8m
Fixed assets
€1.7m ▼ 2.8%
Current assets
€101,934 ▲ 660%
Equity and liabilities €1.8m
Equity
€323,563 ▲ 6.7%
Debt
€1.5m ▲ 1.3%
Debt's share of the balance-sheet total falls from 82.8% to 82.0%. Equity and debt are higher.
Key figures and ratios
ROE
6.3%▲
2024 · -49.0%
ROA
1.1%▲
2024 · -8.4%
Debt ≤ 1 year
€536,561▲
2024 · €423,426
Debt > 1 year
€938,975▼
2024 · €1.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €53,587 | €66,429 | ▲ 24.0% |
| Other operating charges640/8 | €121,661 | €32,721 | ▼ 73.1% |
| Gross operating margin9900 | €52,109 | €137,149 | ▲ 163% |
| Operating profit (loss)9901 | -€123,140 | €37,998 | ▲ 131% |
| Financial income75/76B | €85 | - | - |
| Recurring financial income75 | €85 | - | - |
| Non-recurring financial income76B | €85 | - | - |
| Financial charges65/66B | €25,478 | €17,564 | ▼ 31.1% |
| Recurring financial charges65 | €25,478 | €17,564 | ▼ 31.1% |
| Non-recurring financial charges66B | €25,478 | €17,564 | ▼ 31.1% |
| Profit (loss) for the period before taxes9903 | -€148,533 | €20,434 | ▲ 114% |
| Profit (loss) for the period9904 | -€148,533 | €20,434 | ▲ 114% |
| Profit (loss) for the period to be appropriated9905 | -€148,533 | €20,434 | ▲ 114% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.8m | €1.8m | ▲ 2.3% |
| Fixed assets21/28 | €1.7m | €1.7m | ▼ 2.8% |
| Tangible fixed assets22/27 | €1.7m | €1.7m | ▼ 2.8% |
| Land and buildings22 | €1.5m | €1.5m | ▼ 1.8% |
| Plant, machinery and equipment23 | €14,412 | €29,713 | ▲ 106% |
| Furniture and vehicles24 | €187,083 | €151,096 | ▼ 19.2% |
| Current assets29/58 | €13,406 | €101,934 | ▲ 660% |
| Amounts receivable within one year40/41 | €13,000 | €101,457 | ▲ 680% |
| Trade receivables40 | €13,000 | €13,465 | ▲ 3.6% |
| Other amounts receivable41 | - | €87,992 | - |
| Cash at bank and in hand54/58 | €406 | €477 | ▲ 17.4% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.8m | €1.8m | ▲ 2.3% |
| Equity10/15 | €303,129 | €323,563 | ▲ 6.7% |
| Contributions10/11 | €451,662 | €451,662 | = |
| Profit (loss) carried forward14 | -€148,533 | -€128,099 | ▲ 13.8% |
| Amounts payable17/49 | €1.5m | €1.5m | ▲ 1.3% |
| Amounts payable after more than one year17 | €1.0m | €938,975 | ▼ 9.1% |
| Financial debts170/4 | €1.0m | €938,975 | ▼ 9.1% |
| Amounts payable within one year42/48 | €423,426 | €536,561 | ▲ 26.7% |
| Current portion of amounts payable after more than one year42 | €97,636 | €100,403 | ▲ 2.8% |
| Trade debts44 | €7,482 | - | - |
| Suppliers440/4 | €7,482 | - | - |
| Taxes, remuneration and social security45 | €2,103 | €3,109 | ▲ 47.8% |
| Taxes450/3 | €2,103 | €3,109 | ▲ 47.8% |
| Other amounts payable47/48 | €316,205 | €433,050 | ▲ 37.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€148,533 | €20,434 | ▲ 114% |
| + Depreciation and write-downs630 | €53,587 | €66,429 | ▲ 24.0% |
| Operating cash flow (approximation) | -€94,946 | €86,864 | ▲ 191% |
| Investment in fixed assets (approximation) | - | -€17,640 | - |
| Change in cash | - | €71 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €20,434
Net result €20,434 after one loss-making year.
24-07
State Gazette act
Board meeting · Power of attorney
Permanent representative · Mandate term
02-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2024
Ground area
2,470 m²
Building footprint
497 m²
Volume, LiDAR
3,064 m³
Parcel 72004B1159/00X000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Liti BV
since 20242.357.780.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B1159/00X000 | Flanders | 2,470 m² | 1 · 497 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DYNASSUR
BE 0677.519.858
Juprelle · Eq €323,843
Groep Goris Finance
BE 0435.458.140
Duffel · Eq €324,135
P. BAKUS VERSICHERUNGEN - ASSURANCES
BE 0441.453.928
Eupen · Eq €322,700
FILLEE VERZEKERINGEN
BE 0808.694.443
Beringen · Eq €322,679
RAADHUIS VERZEKERINGEN
BE 0476.255.548
Brugge · Eq €324,737
Of 4,673 companies in sector 66220 we hold annual accounts for 3,220. 2,732 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:1007295609
Also
9925:BE1007295609
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.