VITAVIZION
ActiveVITAVIZION has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €23k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 57% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+1
Solvency88▲+16
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.97 against 1.91 in 2024; short-term debt: 30.2% and cash: 8.3% of total assets), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63%
Return on assets
24.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €60k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
38 d early
2023
22 d early
2022
25 d early
2021
2 d early
2020
61 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 63.4%
2024 · €37k
2018: €52k
2019: €39k
2020: €36k
2021: €44k
2022: €39k
2023: €36k
2024: €37k
2018 → 2025
Total assets
€96k▲ 21.2%
2024 · €79k
2018: €54k
2019: €39k
2020: €42k
2021: €51k
2022: €42k
2023: €50k
2024: €79k
2018 → 2025
Net result
€23k▲ 27.3%
2024 · €18k
2018: €961
2019: €-13k
2020: €-3k
2021: €8k
2022: €-5k
2023: €-3k
2024: €18k
2018 → 2025
Working capital
€57k▲ 52.6%
2024 · €37k
2018: €52k
2019: €39k
2020: €35k
2021: €44k
2022: €39k
2023: €36k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€39k▼ 11.6%€36k▼ 6.4%€37k▲ 2.0%€60k▲ 63.4%
Operating result€9k-€-7k€-3k▲ 60.4%€29k€35k▲ 20.3%
Net result€8k-€-5k€-3k▲ 50.7%€18k€23k▲ 27.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€10k▲ 2,669%
Current assets
€86k▲ 9.4%
Equity and liabilities €96k
Equity
€60k▲ 63.4%
Debt
€35k▼ 15.8%
The debt ratio falls from 53.2% to 37.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €29k
Cash flow
€26k▲
2024 · €19k
Solvency
63.0%▲
2024 · 46.8%
Current ratio
2.97▲
2024 · 1.91
Quick ratio
2.97▲
2024 · 1.91
Debt / equity
0.59▼
2024 · 1.14
ROE
38.8%▼
2024 · 49.8%
ROA
24.4%▲
2024 · 23.3%
Interest coverage
51.63▲
2024 · 20.47
Debt
€35k▼
2024 · €42k
Debt ≤ 1 year
€29k▼
2024 · €41k
Income taxes
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€96k▲
Fixed assets21/28€352€10k▲
Tangible fixed assets22/27€352€10k▲
Plant, machinery and equipment23-€915
Furniture and vehicles24€352€9k▲
Current assets29/58€79k€86k▲
Amounts receivable within one year40/41€55k€78k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€53k€72k▲
Cash at bank and in hand54/58€24k€8k▼
Deferred charges and accrued income490/1€0€525▲
Equity and liabilities
Total equity and liabilities10/49€79k€96k▲
Equity10/15€37k€60k▲
Contributions10/11€19k€19k=
Reserves13€18k€42k▲
Distributable reserves133€18k€42k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€42k€35k▼
Amounts payable within one year42/48€41k€29k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€28k€26k▼
Taxes450/3€23k€26k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€12k€0▼
Accrued charges and deferred income492/3€802€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€301€2k▲
Other operating charges640/8€1k€901▼
Gross operating margin9900€31k€38k▲
Operating profit (loss)9901€29k€35k▲
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€1k€721▼
Recurring financial charges65€1k€721▼
Profit (loss) for the period before taxes9903€31k€38k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€18k€23k▲
Profit (loss) for the period to be appropriated9905€18k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€23k▲
Transfer from equity791/2€18k€0▼
Transfer to equity691/2€18k€23k▲
To other reserves6921€18k€23k▲
Profit to be distributed694/7€18k€0▼
Return on contributions (dividend)694€18k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €23k ▲27.3%
Operating result €35k, net result €23k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-13k ▼1435%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 96.89
Current ratio from 48.07 to 96.89; short-term debt falls from €1k to €407.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jorisstraat 403300 TienenGround area
1,025 m²
Building footprint
147 m²
Volume, LiDAR
800 m³
Parcel 24081B0138/00P000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VITAVIZION
since 20072.166.643.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24081B0138/00P000 | Flanders | 1,025 m² | 1 · 147 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 279 EUR awarded · 279 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 279 EUR | 279 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.