ERIC CALLAERT
ActiveSummary
ERIC CALLAERT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,630 and a net result of €13,276. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 8737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+86
Solvency81▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.7 in 2024; short-term debt: 44% and cash: 27.5% of total assets), and 44% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56%
Return on assets
13.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d late
2023
30 d early
2022
39 d early
2021
6 d early
2020
29 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€53,630▲ 32.9%
2024 · €40,355
Total assets
€95,817=
2024 · €95,853
Net result
€13,276
2024 · -€25,319
Working capital
€52,436▲ 35.1%
2024 · €38,810
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,828€171▼ 99.4%€40,877▲ 23,844%-€21,849€24,387
Net result€22,633-€395€26,186-€25,319€13,276
Equity€39,882▲ 131%€39,487▼ 1.0%€65,673▲ 66.3%€40,355▼ 38.6%€53,630▲ 32.9%
Total assets€69,418▲ 23.0%€109,497▲ 57.7%€116,703▲ 6.6%€95,853▼ 17.9%€95,817=
Debt€29,537▼ 24.7%€70,010▲ 137%€51,029▼ 27.1%€55,499▲ 8.8%€42,186▼ 24.0%
Working capital€38,956▲ 139%€38,584▼ 1.0%€64,793▲ 67.9%€38,810▼ 40.1%€52,436▲ 35.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24,387 after a loss of €21,849 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95,582
Fixed assets
€960 ▼ 25.4%
Current assets
€94,622 ▲ 0.3%
Equity and liabilities €95,817
Equity
€53,630 ▲ 32.9%
Debt
€42,186 ▼ 24.0%
Debt's share of the balance-sheet total falls from 57.9% to 44.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24,737▲
2024 · -€21,531
Cash flow
€13,626▲
2024 · -€25,001
Current ratio
2.24▲
2024 · 1.70
Debt to equity
0.79▼
2024 · 1.38
ROE
24.8%▲
2024 · -62.7%
ROA
13.9%▲
2024 · -26.4%
Interest coverage
10.89▲
2024 · -15.99
Debt ≤ 1 year
€42,186▼
2024 · €55,499
Income taxes
€8,911▲
2024 · €2,124
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23 | €23 | €23 | €318 | €350 | ▲ 10.2% |
| Other operating charges640/8 | €5,707 | €6,178 | €3,268 | €2,743 | €5,663 | ▲ 106% |
| Gross operating margin9900 | €35,558 | €6,371 | €44,167 | -€18,788 | €30,400 | ▲ 262% |
| Operating profit (loss)9901 | €29,828 | €171 | €40,877 | -€21,849 | €24,387 | ▲ 212% |
| Financial income75/76B | €0 | €0 | €17 | €0 | €70 | ▲ 34,910% |
| Recurring financial income75 | €0 | €0 | €17 | €0 | €70 | ▲ 34,910% |
| Financial charges65/66B | €792 | €1,017 | €1,008 | €1,346 | €2,271 | ▲ 68.7% |
| Recurring financial charges65 | €792 | €1,017 | €1,008 | €1,346 | €2,271 | ▲ 68.7% |
| Profit (loss) for the period before taxes9903 | €29,036 | -€847 | €39,885 | -€23,195 | €22,186 | ▲ 196% |
| Income taxes67/77 | €6,403 | -€452 | €13,699 | €2,124 | €8,911 | ▲ 320% |
| Profit (loss) for the period9904 | €22,633 | -€395 | €26,186 | -€25,319 | €13,276 | ▲ 152% |
| Profit (loss) for the period to be appropriated9905 | €22,633 | -€395 | €26,186 | -€25,319 | €13,276 | ▲ 152% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €69,418 | €109,497 | €116,703 | €95,853 | €95,817 | = |
| Formation expenses20 | €326 | €303 | €280 | €257 | €235 | ▼ 8.8% |
| Fixed assets21/28 | €600 | €600 | €600 | €1,287 | €960 | ▼ 25.4% |
| Tangible fixed assets22/27 | - | - | - | €687 | €360 | ▼ 47.6% |
| Furniture and vehicles24 | - | - | - | €687 | €360 | ▼ 47.6% |
| Financial fixed assets28 | €600 | €600 | €600 | €600 | €600 | = |
| Current assets29/58 | €68,493 | €108,594 | €115,823 | €94,309 | €94,622 | ▲ 0.3% |
| Amounts receivable within one year40/41 | €62,573 | €95,821 | €84,055 | €72,415 | €66,454 | ▼ 8.2% |
| Trade receivables40 | €61,072 | €90,410 | €76,036 | €66,561 | €58,565 | ▼ 12.0% |
| Other amounts receivable41 | €1,501 | €5,411 | €8,019 | €5,854 | €7,889 | ▲ 34.8% |
| Cash at bank and in hand54/58 | €786 | €9,321 | €29,134 | €19,147 | €26,329 | ▲ 37.5% |
| Deferred charges and accrued income490/1 | €5,134 | €3,453 | €2,634 | €2,747 | €1,839 | ▼ 33.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €69,418 | €109,497 | €116,703 | €95,853 | €95,817 | = |
| Equity10/15 | €39,882 | €39,487 | €65,673 | €40,355 | €53,630 | ▲ 32.9% |
| Contributions10/11 | €12,500 | €12,500 | €12,500 | €12,500 | €12,500 | = |
| Reserves13 | €16,500 | €16,500 | €41,500 | €41,500 | €27,500 | ▼ 33.7% |
| Non-distributable reserves130/1 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves not available under the articles1311 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Distributable reserves133 | €14,000 | €14,000 | €39,000 | €39,000 | €25,000 | ▼ 35.9% |
| Profit (loss) carried forward14 | €10,882 | €10,487 | €11,673 | -€13,645 | €13,630 | ▲ 200% |
| Amounts payable17/49 | €29,537 | €70,010 | €51,029 | €55,499 | €42,186 | ▼ 24.0% |
| Amounts payable within one year42/48 | €29,537 | €70,010 | €51,029 | €55,499 | €42,186 | ▼ 24.0% |
| Financial debts43 | €900 | €0 | €2,872 | €1,541 | €2,106 | ▲ 36.7% |
| Credit institutions430/8 | €900 | €0 | €2,872 | €1,541 | €2,106 | ▲ 36.7% |
| Trade debts44 | €7,045 | €6,194 | €6,652 | €9,836 | €3,503 | ▼ 64.4% |
| Suppliers440/4 | €7,045 | €6,194 | €6,652 | €9,836 | €3,503 | ▼ 64.4% |
| Taxes, remuneration and social security45 | €18,233 | €16,668 | €31,665 | €8,347 | €8,803 | ▲ 5.5% |
| Taxes450/3 | €18,233 | €16,668 | €31,665 | €8,347 | €8,803 | ▲ 5.5% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €3,359 | €47,147 | €9,841 | €35,775 | €27,775 | ▼ 22.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,633 | -€395 | €26,186 | -€25,319 | €13,276 | ▲ 152% |
| + Depreciation and write-downs630 | €23 | €23 | €23 | €318 | €350 | ▲ 10.2% |
| Operating cash flow (approximation) | €22,656 | -€372 | €26,209 | -€25,001 | €13,626 | ▲ 155% |
| Investment in fixed assets (approximation) | - | -€23 | -€23 | -€1,005 | -€23 | ▲ 97.7% |
| Change in cash | - | €8,534 | €19,813 | -€9,987 | €7,182 | ▲ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €13,276
Net result €13,276 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€25,319
Net result drops to -€25,319, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €26,186
Net result €26,186 after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €22,633
Net result €22,633 after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2008
Ground area
5,480 m²
Building footprint
739 m²
Volume, LiDAR
5,092 m³
Parcel 23046C0007/00X000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eric Callaert BVBA
since 20082.175.780.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23046C0007/00X000 | Flanders | 5,480 m² | 1 · 739 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ARCIDI Conseil
BE 0847.819.293
Schaarbeek · Eq €53,632
Neneos
BE 0740.867.984
Harelbeke · Eq €53,624
Ter Haeghen Consult
BE 0651.999.851
Anzegem · Eq €53,621
PuuHR
BE 0635.939.423
Hasselt · Eq €53,652
OLIVAND
BE 1022.291.710
Zonhoven · Eq €53,652
Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 38,444 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808577350
Also
9925:BE0808577350
Registered
25-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.