CL-Plan
ActiveSummary
CL-Plan has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,698 and a net result of €19,149. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▲+11
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 7.77 against 3.48 in 2024; short-term debt: 12.2% and cash: 55% of total assets), and 12.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
19.2%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
4 d early
2022
36 d late
2021
5 d early
2020
40 d early
2019
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€87,698▲ 27.9%
2024 · €68,549
Total assets
€99,869▲ 7.8%
2024 · €92,678
Net result
€19,149▲ 97.6%
2024 · €9,690
Working capital
€82,448▲ 38.0%
2024 · €59,756
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€42,766▲ 440%€38,411▼ 10.2%€26,997▼ 29.7%€20,852▼ 22.8%€31,198▲ 49.6%
Net result€29,622within the sector's middle half▲ 276%€9,491within the sector's middle half▼ 68.0%€10,197within the sector's middle half▲ 7.4%€9,690within the sector's middle half▼ 5.0%€19,149within the sector's middle half▲ 97.6%
Equity€39,171within the sector's middle half▲ 310%€48,662within the sector's middle half▲ 24.2%€58,859within the sector's middle half▲ 21.0%€68,549within the sector's middle half▲ 16.5%€87,698within the sector's middle half▲ 27.9%
Total assets€49,711below the sector's middle half▲ 300%€61,490below the sector's middle half▲ 23.7%€70,843below the sector's middle half▲ 15.2%€92,678within the sector's middle half▲ 30.8%€99,869within the sector's middle half▲ 7.8%
Debt€10,540▲ 268%€12,828▲ 21.7%€11,984▼ 6.6%€24,129▲ 101%€12,171▼ 49.6%
Working capital€38,213within the sector's middle half▲ 300%€45,491within the sector's middle half▲ 19.0%€53,602within the sector's middle half▲ 17.8%€59,756within the sector's middle half▲ 11.5%€82,448within the sector's middle half▲ 38.0%
Solvency78.8%above the sector's middle half▲ 1.9pp79.1%above the sector's middle half▲ 0.3pp83.1%above the sector's middle half▲ 3.9pp74.0%within the sector's middle half▼ 9.1pp87.8%above the sector's middle half▲ 13.8pp
Current ratio4.63above the sector's middle half▲ 0.294.82above the sector's middle half▲ 0.195.87above the sector's middle half▲ 1.053.48within the sector's middle half▼ 2.397.77above the sector's middle half▲ 4.30
Return on assets (ROA)59.6%above the sector's middle half▼ 3.9pp15.4%within the sector's middle half▼ 44.2pp14.4%within the sector's middle half▼ 1.0pp10.5%within the sector's middle half▼ 3.9pp19.2%within the sector's middle half▲ 8.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,869
Fixed assets
€5,250 ▼ 40.3%
Current assets
€94,619 ▲ 12.8%
Equity and liabilities €99,869
Equity
€87,698 ▲ 27.9%
Debt
€12,171 ▼ 49.6%
Debt's share of the balance-sheet total falls from 26.0% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34,741▲
2024 · €24,113
Cash flow
€22,692▲
2024 · €12,950
Debt to equity
0.14▼
2024 · 0.35
ROE
21.8%▲
2024 · 14.1%
Interest coverage
9.51▲
2024 · 8.22
Debt ≤ 1 year
€12,171▼
2024 · €24,129
Income taxes
€8,396▲
2024 · €8,228
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €97 | €418 | €1,702 | €3,260 | €3,543 | ▲ 8.7% |
| Other operating charges640/8 | - | €482 | €850 | €1,802 | €2,132 | ▲ 18.3% |
| Non-recurring operating charges66A | - | - | - | €554 | - | - |
| Gross operating margin9900 | €43,481 | €39,310 | €29,549 | €26,469 | €36,873 | ▲ 39.3% |
| Operating profit (loss)9901 | €42,766 | €38,411 | €26,997 | €20,852 | €31,198 | ▲ 49.6% |
| Financial income75/76B | - | €2 | €0 | €0 | - | - |
| Recurring financial income75 | - | €2 | €0 | €0 | - | - |
| Financial charges65/66B | - | €1,793 | €2,014 | €2,935 | €3,653 | ▲ 24.5% |
| Recurring financial charges65 | €830 | €1,793 | €2,014 | €2,935 | €3,653 | ▲ 24.5% |
| Profit (loss) for the period before taxes9903 | €41,936 | €36,620 | €24,983 | €17,918 | €27,545 | ▲ 53.7% |
| Income taxes67/77 | €12,314 | €27,128 | €14,786 | €8,228 | €8,396 | ▲ 2.0% |
| Profit (loss) for the period9904 | €29,622 | €9,491 | €10,197 | €9,690 | €19,149 | ▲ 97.6% |
| Profit (loss) for the period to be appropriated9905 | €29,622 | €9,491 | €10,197 | €9,690 | €19,149 | ▲ 97.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,711 | €61,490 | €70,843 | €92,678 | €99,869 | ▲ 7.8% |
| Fixed assets21/28 | €958 | €4,090 | €6,231 | €8,793 | €5,250 | ▼ 40.3% |
| Tangible fixed assets22/27 | €958 | €4,090 | €6,231 | €8,793 | €5,250 | ▼ 40.3% |
| Plant, machinery and equipment23 | - | €747 | €536 | €325 | €114 | ▼ 65.0% |
| Furniture and vehicles24 | - | €3,343 | €5,696 | €4,605 | €2,173 | ▼ 52.8% |
| Other tangible fixed assets26 | - | - | - | €3,863 | €2,963 | ▼ 23.3% |
| Current assets29/58 | €48,753 | €57,400 | €64,612 | €83,885 | €94,619 | ▲ 12.8% |
| Amounts receivable within one year40/41 | €22,363 | €23,238 | €22,115 | €34,498 | €27,443 | ▼ 20.4% |
| Trade receivables40 | - | €19,929 | €17,684 | €27,822 | €20,870 | ▼ 25.0% |
| Other amounts receivable41 | - | €3,309 | €4,431 | €6,676 | €6,574 | ▼ 1.5% |
| Cash at bank and in hand54/58 | €24,908 | €28,115 | €37,323 | €34,538 | €54,904 | ▲ 59.0% |
| Deferred charges and accrued income490/1 | - | €6,047 | €5,174 | €14,849 | €12,272 | ▼ 17.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,711 | €61,490 | €70,843 | €92,678 | €99,869 | ▲ 7.8% |
| Equity10/15 | €39,171 | €48,662 | €58,859 | €68,549 | €87,698 | ▲ 27.9% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €20,571 | €30,062 | €40,259 | €49,949 | €69,098 | ▲ 38.3% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | €1,230 | €1,230 | €1,230 | €1,230 | = |
| Distributable reserves133 | - | €26,972 | €37,169 | €46,858 | €66,007 | ▲ 40.9% |
| Profit (loss) carried forward14 | -€23,455 | - | - | - | - | - |
| Amounts payable17/49 | €10,540 | €12,828 | €11,984 | €24,129 | €12,171 | ▼ 49.6% |
| Amounts payable within one year42/48 | €10,540 | €11,909 | €11,010 | €24,129 | €12,171 | ▼ 49.6% |
| Financial debts43 | - | - | - | - | €340 | - |
| Credit institutions430/8 | - | - | - | - | €340 | - |
| Trade debts44 | €1,440 | €2,672 | €2,594 | €15,659 | €1,940 | ▼ 87.6% |
| Suppliers440/4 | - | €2,672 | €2,594 | €15,659 | €1,940 | ▼ 87.6% |
| Taxes, remuneration and social security45 | - | €7,755 | €5,150 | €5,952 | €6,590 | ▲ 10.7% |
| Taxes450/3 | - | €6,255 | €5,150 | €5,952 | €6,590 | ▲ 10.7% |
| Remuneration and social security454/9 | - | €1,500 | - | - | - | - |
| Other amounts payable47/48 | - | €1,482 | €3,266 | €2,518 | €3,301 | ▲ 31.1% |
| Accrued charges and deferred income492/3 | - | €919 | €974 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,622 | €9,491 | €10,197 | €9,690 | €19,149 | ▲ 97.6% |
| + Depreciation and write-downs630 | €97 | €418 | €1,702 | €3,260 | €3,543 | ▲ 8.7% |
| Operating cash flow (approximation) | €29,719 | €9,909 | €11,899 | €12,950 | €22,692 | ▲ 75.2% |
| Investment in fixed assets (approximation) | - | -€3,550 | -€3,843 | -€5,821 | €0 | ▲ 100% |
| Change in cash | - | €3,206 | €9,208 | -€2,785 | €20,366 | ▲ 831% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 7.77
Current ratio from 3.48 to 7.77; short-term debt falls from €24,129 to €12,171.
2024
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Highest result since 2019net €29,622 ▲276%
Operating result €42,766, net result €29,622, both a record.
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €7,886
Net result €7,886 after one loss-making year.
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 2006
Ground area
2,006 m²
Building footprint
114 m²
Volume, LiDAR
498 m³
Parcel 24021A0346/00K000, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
ANIFUN
since 20062.153.543.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24021A0346/00K000 | Flanders | 2,006 m² | 1 · 113 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 40,390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-04-2006
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881146119
Also
9925:BE0881146119
Registered
30-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.