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E. OPTIEK

Active
Private limited companyfounded 20232 yrs activeTaelstraat 14, 3670 Oudsbergen, BelgiumKBO/BCE: BE 1003.504.095
Summary

E. OPTIEK has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,560 and a net result of €52,620. Its solvency ranks better than 75% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
2 sites
How big
€184,589total assets 2025
Equity
€118,560
Profit
€52,620
Turnover not published (abridged schema)
Financially healthy?
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 31 d early0 of 1 deed read
Why 94- Founded in 2023- Sector Retail trade (NACE 47)+ Liquidity: current ratio 3.64, cash €141,702+ Equity €118,560 (64.2% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 88% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 89+16
equity 64.2% of total assets
Liquidity 90+3
short-term debt 25.2% · cash 76.8%
Profitability 100=
return on assets 28.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 3 months 08-2026: 0.2%highest value 09-2026: 0.2%▼ -2.1% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 3.64, cash €141,702 lowers the probability
  • Founded in 2023 raises the probability for this profile
  • Equity €118,560 (64.2% of total assets) lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €11,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.64 against 2.7 in 2024; short-term debt: 25.2% and cash: 76.8% of total assets), and 35.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 76%, liquidity 91%, profitability 96%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.64, cash €141,702
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Equity €118,560 (64.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 d early
2024
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €100,000Eq €118,560 ▲79.8%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Equity rose in 2025from €65,940 to €118,560 ▲ 79.8% View
  • Positive: Among the best 11% on net resultsector median €5,003 · 20,084 companies €52,620 View
  • Total assets 20252 fiscal years filed €184,589 View

By topic

Financials

Fiscal year
2025
Total assets
€184,589
Profit
€52,620
Solvency
64.2%
Total assets▲ 34.3%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 31-12-2025Equity above €100,000
  3. 02-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
18-12-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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