VISONS CONCEPT
ActiveSummary
VISONS CONCEPT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €955k and a net result of €31k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability45▲+6
Solvency58▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.77 against 1.72 in 2024; short-term debt: 17.1% and cash: 0.4% of total assets), and 66.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
27 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
26 d late
2019
15 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, micro schema
In the rankings
#1 company by equity in Hamois, Professional and technical services sector#2 company by total assets in Hamois, Professional and technical services sector
Equity
€955k▲ 3.3%
2024 · €924k
Total assets
€2.88M▲ 7.5%
2024 · €2.68M
Net result
€31k▲ 84.5%
2024 · €17k
Working capital
€-115k
2024 · €150k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€95k▼ 2.4%€179k▲ 89.3%€40k▼ 77.5%€108k▲ 168%€123k▲ 14.4%
Net result€55k▼ 1.3%€122k▲ 123%€5k▼ 95.7%€17k▲ 216%€31k▲ 84.5%
Equity€780k▲ 7.5%€902k▲ 15.6%€907k▲ 0.6%€924k▲ 1.8%€955k▲ 3.3%
Total assets€1.37M▲ 2.0%€1.56M▲ 13.5%€2.30M▲ 47.9%€2.68M▲ 16.6%€2.88M▲ 7.5%
Debt€590k▼ 4.4%€654k▲ 10.7%€1.39M▲ 113%€1.76M▲ 26.2%€1.93M▲ 9.7%
Working capital€296k▲ 42.1%€366k▲ 23.8%€190k▼ 48.2%€150k▼ 21.0%€-115k
Staff (FTE)0.81▲ 25.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.88M
Fixed assets
€2.51M ▲ 7.8%
Current assets
€378k ▲ 5.7%
Equity and liabilities €2.88M
Equity
€955k ▲ 3.3%
Debt
€1.93M ▲ 9.7%
Debt's share of the balance-sheet total rises from 65.5% to 66.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€274k▲
2024 · €221k
Cash flow
€181k▲
2024 · €130k
Current ratio
0.77▼
2024 · 1.72
Debt to equity
2.02▲
2024 · 1.90
ROE
3.2%▲
2024 · 1.8%
ROA
1.1%▲
2024 · 0.6%
Interest coverage
3.04▲
2024 · 2.39
Debt ≤ 1 year
€492k▲
2024 · €207k
Debt > 1 year
€1.44M▼
2024 · €1.55M
Income taxes
€12k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €17k | - | - | - |
| Remuneration, social security and pensions62 | - | €28k | €39k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €39k | €158k | €113k | €150k | ▲ 32.7% |
| Other operating charges640/8 | €7k | €10k | €18k | €6k | €5k | ▼ 18.3% |
| Gross operating margin9900 | €141k | €256k | €255k | €227k | €279k | ▲ 22.6% |
| Operating profit (loss)9901 | €95k | €179k | €40k | €108k | €123k | ▲ 14.4% |
| Financial income75/76B | €4k | €4k | €4k | €5k | €9k | ▲ 72.2% |
| Recurring financial income75 | €4k | €4k | €4k | €5k | €9k | ▲ 72.2% |
| Financial charges65/66B | €27k | €28k | €35k | €92k | €90k | ▼ 2.4% |
| Recurring financial charges65 | €27k | €28k | €35k | €92k | €90k | ▼ 2.4% |
| Profit (loss) for the period before taxes9903 | €71k | €155k | €9k | €21k | €42k | ▲ 104% |
| Income taxes67/77 | €17k | €33k | €4k | €4k | €12k | ▲ 179% |
| Profit (loss) for the period9904 | €55k | €122k | €5k | €17k | €31k | ▲ 84.5% |
| Profit (loss) for the period to be appropriated9905 | €55k | €122k | €5k | €17k | €31k | ▲ 84.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.37M | €1.56M | €2.30M | €2.68M | €2.88M | ▲ 7.5% |
| Fixed assets21/28 | €1.03M | €1.08M | €1.95M | €2.32M | €2.51M | ▲ 7.8% |
| Tangible fixed assets22/27 | €1.03M | €1.08M | €1.95M | €2.32M | €2.51M | ▲ 7.8% |
| Land and buildings22 | €1.00M | €978k | €1.75M | €2.02M | €2.27M | ▲ 12.1% |
| Plant, machinery and equipment23 | - | €81k | €94k | €97k | €89k | ▼ 9.1% |
| Furniture and vehicles24 | €29k | €16k | €49k | €158k | €121k | ▼ 23.3% |
| Leasing and similar rights25 | - | - | €59k | €42k | €24k | ▼ 41.5% |
| Other tangible fixed assets26 | - | - | - | €4k | €4k | ▼ 20.0% |
| Assets under construction and advance payments27 | - | €3k | €3k | - | - | - |
| Financial fixed assets28 | €39 | €180 | €180 | €180 | €180 | = |
| Current assets29/58 | €339k | €477k | €350k | €357k | €378k | ▲ 5.7% |
| Stocks and contracts in progress3 | - | €58k | - | - | - | - |
| Stocks30/36 | - | €58k | - | - | - | - |
| Amounts receivable within one year40/41 | €136k | €250k | €251k | €328k | €364k | ▲ 11.0% |
| Trade receivables40 | €52k | €166k | €135k | €134k | €126k | ▼ 6.3% |
| Other amounts receivable41 | €83k | €83k | €116k | €194k | €238k | ▲ 22.9% |
| Cash at bank and in hand54/58 | €202k | €168k | €82k | €18k | €12k | ▼ 36.7% |
| Deferred charges and accrued income490/1 | €2k | €2k | €17k | €11k | €2k | ▼ 79.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.37M | €1.56M | €2.30M | €2.68M | €2.88M | ▲ 7.5% |
| Equity10/15 | €780k | €902k | €907k | €924k | €955k | ▲ 3.3% |
| Contributions10/11 | €555k | €555k | €555k | €555k | €555k | = |
| Reserves13 | €6k | €6k | €6k | €6k | €6k | = |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves not available under the articles1311 | €6k | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €219k | €341k | €346k | €363k | €393k | ▲ 8.4% |
| Amounts payable17/49 | €590k | €654k | €1.39M | €1.76M | €1.93M | ▲ 9.7% |
| Amounts payable after more than one year17 | €542k | €542k | €1.23M | €1.55M | €1.44M | ▼ 7.3% |
| Financial debts170/4 | - | - | €495k | €639k | €525k | ▼ 17.9% |
| Other amounts payable178/9 | €542k | €542k | €738k | €912k | €913k | ▲ 0.1% |
| Amounts payable within one year42/48 | €43k | €111k | €160k | €207k | €492k | ▲ 137% |
| Current portion of amounts payable after more than one year42 | - | - | €60k | €123k | €114k | ▼ 7.1% |
| Trade debts44 | €162 | €40k | €38k | €45k | €110k | ▲ 145% |
| Suppliers440/4 | €162 | €40k | €38k | €45k | €110k | ▲ 145% |
| Taxes, remuneration and social security45 | €37k | €46k | €51k | €8k | €33k | ▲ 291% |
| Taxes450/3 | €37k | €43k | €48k | €8k | €33k | ▲ 291% |
| Remuneration and social security454/9 | - | €3k | €4k | - | - | - |
| Other amounts payable47/48 | €6k | €25k | €11k | €31k | €235k | ▲ 657% |
| Accrued charges and deferred income492/3 | €5k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €122k | €5k | €17k | €31k | ▲ 84.5% |
| + Depreciation and write-downs630 | €39k | €39k | €158k | €113k | €150k | ▲ 32.7% |
| Operating cash flow (approximation) | €93k | €161k | €163k | €130k | €181k | ▲ 39.3% |
| Investment in fixed assets (approximation) | - | €-86k | €-1.03M | €-487k | €-332k | ▲ 31.9% |
| Change in cash | - | €-34k | €-86k | €-63k | €-7k | ▲ 89.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director resignation
Director appointment · Board rule
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
11-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €5k ▼95.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €122k ▲123%
Operating result €179k, net result €122k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
25-04
State Gazette act
General meeting · Director reappointment
Permanent representative · Director resignation
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamois · 1 establishment unit since 2015
Ground area
1,639 m²
Building footprint
166 m²
Parcel 91116A0106/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
VISONS CONCEPT
since 20152.244.951.766
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91116A0106/00C000 | Wallonia | 1,639 m² | 1 · 166 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 28,343 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
deneil.er@skynet.beHamois
Phone
0475/66.27.66Hamois
Scores and ratios are computed by Checked and are not a credit decision.